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I want to remove my name from the title , I am not on the loan

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summabrz07 Joined: 26 May 2009 Posts: 1 1.44 Dollars($)	Posted: Tue May 26, 2009 8:16 pm    Post subject: I want to remove my name from the title , I am not on the lo Like 0 Dislike 0 My husband bought the house in 2007. We married in 2008 and he added me through Quitclaim (only to the title) in Feb 2008. Can I purchase my own home? and if yes does having my name on the title to his house affect my chances of getting my own loan ? When I move out, if he is late on his mortgage does it affect my credit ? I am not on his loan only the title. can I remove my name through Quitclaim? or it is necessary. I am just trying to move on my own and get my own place
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Tue May 26, 2009 8:56 pm    Post subject: Like 0 Dislike 0 Hi summabrz! Welcome to forums! As your name is not on the loan, I don't think you would face any issues getting finance for your own home. However, if you do not want to retain your name in the property deed, you can sign a quitclaim deed and transfer your portion of the property in your husband's name. Feel free to ask if you have further queries. Sussane
sunil87020 Joined: 04 May 2009 Posts: 339 26.96 Dollars($)	Posted: Wed May 27, 2009 7:06 am    Post subject: Like 0 Dislike 0 Yes, You can able to get new loan. It will not affect your credit score.
Summabrz Guest	Posted: Thu May 28, 2009 9:32 am    Post subject: New home Like 0 Dislike 0 Thank you for responding. If I get a new home will being married will he automatically be added to that one also ?
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Thu May 28, 2009 10:02 pm    Post subject: Like 0 Dislike 0 Hi Summabrz! Welcome to forums! No one can get automatically added to the property deed. However, if you are staying in a community property state, then your spouse can have rights to the property if you purchase it after marriage. Feel free to ask if you have further queries. Sussane
Beverly Guest	Posted: Thu Jul 23, 2009 5:48 pm    Post subject: Property Rights Like 0 Dislike 0 What rights do I have to my home if I am only on the title and not on the mortgage?
Niicss Joined: 03 Oct 2005 Posts: 4770 Location: New Jersey 499.28 Dollars($)	Posted: Fri Jul 24, 2009 3:32 am    Post subject: Like 0 Dislike 0 Hi Beverly Though you are not on the mortgage, you would be considered as one of the owners of the property as your name is on the property deed. Thanks. _________________ Good is the Enemy of Great.

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