DO I NEED TO REFINANCE HOME TO ADD MY WIFE TO MORTGAGE

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Icon Mini Profile jlbruening




Joined: 13 Jul 2009

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PostPosted: Mon Jul 13, 2009 4:24 pm    Post subject: DO I NEED TO REFINANCE HOME TO ADD MY WIFE TO MORTGAGE

My wife has a quit claim on the house, but she isn't on the mortgage aspect. The mortgage payment has been coming out of her checking account ACH for a long time. What I want to know is will this cause a problem for her at the time of my death ?

I don't want to refinance when I've paid 15 years of interest already and so close to just paying principal. I have Wells Fargo for the mortgage.
Icon Mini Profile eric1

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Joined: 04 Jan 2009

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PostPosted: Mon Jul 13, 2009 4:43 pm    Post subject:

There is no way to add her without refinancing. You should just leave everything alone. If you happen to pass away, she can continue making the payments even though she is not on the mortgage.
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