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refinance

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bubblespmc Guest	Posted: Tue Nov 30, 2010 10:53 pm    Post subject: refinance Like 0 Dislike 0 I paid $149K for my home, no money down (program thru teacher's union). I owe $128K, no late payments, no defaults, etc. Recently, I was preapproved for a loan of $129K in order to refinance. Then, my home appraised at $135K. My loan is currently owned by Freddie Mac. Is it worth my time to keep looking for a lender who will help me to take advantage of the good interest rates at this time? Thank you. _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
sara Moderator Joined: 05 Jul 2006 Posts: 2699 Location: New Brunswick, New Jersey 497.27 Dollars($)	Posted: Wed Dec 01, 2010 2:38 am    Post subject: Like 0 Dislike 0 Hi bubblespmc, You can speak to the local lenders and check out if you can get a refinance and take advantage of the lower interest rates available in the market. As you've equity in your property, there are high chances that you will qualify for a mortgage refinance. However, you should have a good credit score and income if you want to get the refinance. Take care

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