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deb_gray15 · Joined: 03 Jan 2008 Posts: 1 1.29 Dollars($)

I am in a 1974 mobile on it's own land, full basement very good condition I am looking to refinance in order to have cash out and clear up debts.

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi deb_gray15,

Welcome to the forum.

I would like to know your credit score first. You can refinance your mobile home even with poor credit score. You may just need to shop a bit for a good lender. Even in this community there are so hundreds of lender. You can try to contact them. Some will surely help you.

You can check out the lender's section here at - http://www.mortgagefit.com/unitedstates/

Hope this will help you.

Feel free to ask if you have any further questions

Best of luck,
Larry

jenkin7 · Posted: Fri Jan 04, 2008 4:05 am Post subject:

Hello Debgray,

I think you have to shop for a while for lenders in order to do a refinance, as the mobile home is a 1974 model. Most lenders will go for mobile homes manufactured after 1976. So that might be a little difficult.

There are lenders who might even refinance a 1970 home. But for such cases, the lenders usually require you to have a good credit.

uptightmortgageguy · Joined: 25 Nov 2007 Posts: 21 Location: WV 8.00 Dollars($)

Very unlikely given your scenario.

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can a 1974 mobile home be refinanced with poor credit