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chapter 13 dismissed by judge any hope refinancing

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Post Posted: Sat Feb 07, 2009 1:20 am    Post subject: chapter 13 dismissed by judge any hope refinancing
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looking for lender to refinance after chapter 13 dismissal
Icon Mini Profile Caron
Caron
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Joined: 19 Jul 2005

Posts: 1519
Location: florida
281.04 Dollars($)
Post Posted: Tue Feb 10, 2009 5:46 am    Post subject:
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Hi guest,

How long has it been since you've been dismissed from Chapter 13? I don't think you can qualify right now for the refinance. What's your exact situation right now? Is it that you are not able to afford the payments? It's better to sit and discuss the alternatives you have in order to save your home from being foreclosed.

One more thing, the bankruptcy dismissal will hurt your score. But that shouldn't be your concern at the moment. You just need to work out a plan with the lender so that even if you're not able to refinance, you can continue paying the mortgage and save your home.

You can refer to a previous forum discussion on getting FHA loans after chapter 13 dismissal. It will give you an idea as to whether you can at least qualify for FHA loans after the dismissal.

Good luck

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