Posted on: 05th Sep, 2008 08:23 am
i live in az and want to refinance my home which my spouse quit-claimed to me. i am the only name on the deed at this time. i'm not using his credit for the financing nor is his name going to be on the title. i didn't want him to even know i was re-financing, but i've been told because it is a community property state, he would still have to sign something at closing.
If you own the home as your "sole and separate property", assuming that it was set up correctly and your husband signed the Disclaimer Deed in AZ, then it shouldn't be a problem.