refinance double wide home

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Icon Mini Profile cclb6924

Joined: 04 Oct 2010

Posts: 1

1.31 Dollars($)
Post Posted: Mon Oct 04, 2010 11:07 am    Post subject: refinance double wide home

we need someone to refinance our home on permanant foundation with 4.65 acres at a low fixed rate. we are located in jonesboro,tn. it is a 2001 with many upgrades and very nice and private. we are now paying greenbank 7.99%. who will do this for us?
Icon Mini Profile tfaulhaber1
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Joined: 17 Dec 2009

Posts: 562

75.68 Dollars($)
Post Posted: Mon Oct 04, 2010 12:13 pm    Post subject:

We need to know more about the scenario. What is the balance on the loan? What is the current value? What are your credit scores? Etc
Theo (Ted) Faulhaber
tfaulhaber (at)
charles byrd


Post Posted: Mon Oct 04, 2010 2:12 pm    Post subject: refinance double wide home and land

our balance is about 85000. the tax appraisle is 118,000. im not sure about credit. my wifes may be a little better than mine but i will guess about 650 middle. thank you very much.

[Phone number deleted as per forum rules. Thanks.]
Icon Mini Profile smithsussane

Joined: 18 Sep 2008

Posts: 12591
Location: Alaska
1308.69 Dollars($)
Post Posted: Tue Oct 05, 2010 2:20 am    Post subject:

Hi charles!

Welcome to forums!

You can contact the local FHA lenders in order to check out whether or not you'll get a mortgage refinance. With the credit scores that you've mentioned, you'll be able to qualify for a FHA loan but you won't get a conventional loan.

Feel free to ask if you've further queries.

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