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Company Loan Type APR Est. Pmt.

home equity refinance with irs lien

Posted on: 23rd May, 2009 07:24 am
i have a federal tax lein against my house. the irs wants me to refinance my home equity loan and pay off the lien. however no one will give me a mortgage with a federal tax lien against and the irs will not subordinate the lien. besides i cant afford a much higher mortgage payment. what can i do ?
first try to repay your federal tax.
Posted on: 23rd May, 2009 09:37 am
You can refinance if there is enough equity to satisfy the tax lien at closing.
Posted on: 23rd May, 2009 05:50 pm
Hi cpaplanner,

I agree with Eric. If there is equity in the property, you can try for a refinance provided you have a good credit score and income. You can then satisfy the lien during the closing. This will help you in paying off the lien as well as lowering the interest rate of your mortgage.
Posted on: 23rd May, 2009 11:31 pm
refinance is better option if you are not able to pay federal tax
Posted on: 24th May, 2009 02:58 am
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