cant get an fha refi because of my score and dont have enough equity

my house is worth about $212,000. i owe about $191,000. i have a 595 credit score and my wifes is much higher but shes only been working for about 3 months so we cant use her score. i want to borrow $27,000 to pay off a few high interest credit cards and finish updating my house. i obviously dont have the equity in my house. other than getting a high interest personal loan are there any other ways to get the money i need?

eric1 · Posted: Thu Nov 12, 2009 9:25 am Post subject:

At this point, it does not look good for you. Try going to a friend or relative and pay back with interest.

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