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Guest

Hello I have a 1st and 2nd mortgage, both adjustable high rates, and my credit has gone down the tubes this past year, I have 2 late payments this year is there any where I can get help to lower my payments so I can save my house. I do have some money in my 401k and used to have great credit. Any advice. Thanks Ann

Guest

Try getting an fha loan they just passed that new bill. it just might be what your looking for. fixed rates, lower your payment.

firstloan19 · Posted: Mon Aug 11, 2008 8:55 pm Post subject: mortgage refinance

ya a fha loan i think might be what you need

sara

Hi stcloud,

Welcome to the forums.

The only way I can think of is to take out a new loan equal to the total loan balance on both the mortgages. That is, consolidate both the loans and refinance into a single one. If you get an FHA loan, then that'll be fine, but a lot depends on the FHA loan limit in your county since the combined loan amount is to be considered here. You can use the Consolidation and refinance Calculator to find out the probable payments on your loan.

Take Care

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