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refi manufactured to include construction

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Icon Mini Profile pcso26_7





Joined: 23 Feb 2011

Posts: 1

1.36 Dollars($)
Post Posted: Wed Feb 23, 2011 3:41 am    Post subject: refi manufactured to include construction
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HELP !
Who offers refinancing options for my 1997 manufactured to include land septic basement etc. I went through a divorce awhile back. My ex can't qualify for a refi to get my name off mortgage. I no longer live in that area, so I will have to move house. If I move it, I want it on a perm basement on MY OWN LAND and be done with it. My ex wants to move back to the midwest. I don't want to do anything to hurt her, but can't afford two house payments either. I'M GETTING AN ULSCER ! ANY IDEAS WOULD BE VERY HELPFUL. I only have a limited amount of cash to put down. the House is currently financed through greentree and we have never missed or been late on a payment EVER.
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10477
Location: Nevada
990.06 Dollars($)
Post Posted: Thu Feb 24, 2011 12:10 am    Post subject:
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Hi pcso,

If the property has equity in it, then you will be able to refinance it. You should contact your lender and apply for a mortgage refinance with him. The lender will check your financial and credit situation and let you know whether or not you'll qualify for a loan.

Thanks
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