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I need a short refinance lender, fast.

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Stacy (Need Refi FAST!) Guest	Posted: Wed Mar 09, 2011 3:59 pm    Post subject: Need Short-Refi lender in Michigan (suburb) area Like 0 Dislike 0 Hello everyone! Thanks for responding. We contacted our mortgage servicer. We do NOT qualify for a loan modification. A short-pay/short-refinance is our only option. Bankruptcy (2nd lien stripping) is our absolute last resort. We do NOT want to file bankruptcy; and we do NOT want to lose/sell our home. Our mortgage servicer states they would consider reviewing a short-refi; But we must: 1.) Find our own lender for refinancing; 2.) Submit HUD-1; 3.) Submit Hardship Letter. We believe we are excellent candidates for a short-refinance. No 30-day lates in 3yrs, fico was 680 in Dec. 2010 should be higher now, we had a grave hardship. My fiance suffered heart attack, then ARM increased--original lender did loan mod, fiance now permanently disabled on SSD. With the ARM increase and the principal kicking in on our Interest Only loan---we can no longer afford the mortgage. If we don't do a short refi ASAP we will surely fall into default of our mortgage. Are there any Michigan lenders doing these short pay-short refinances??? PLEASE HELP!!!
adonis Joined: 22 Oct 2005 Posts: 10569 Location: ALASKA 1090.22 Dollars($)	Posted: Wed Mar 09, 2011 11:18 pm    Post subject: Like 0 Dislike 0 Hi Stacy, You will have to contact the local lenders and check out if they can help you with a short refinance. The lenders will check your situation and let you know whether or not you can get a short refinance. This community has a large number of lenders. You can seek a no obligation free mortgage quote from them and check out if you can get a short refinance. _________________ Procrastination is the enemy of your financial success

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