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refinance

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Icon Mini Profile eddiehutson





Joined: 12 Aug 2011

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Post Posted: Fri Aug 12, 2011 9:20 am    Post subject: refinance
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can my lawyer to file a refinance with the court while i am in a chapter 13 bankruptcy
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

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Location: Nevada
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Post Posted: Fri Aug 12, 2011 7:46 pm    Post subject:
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Hi eddiehutson,

If you have filed Chapter 13 bankruptcy, then you won't be able to go for a refinance now. You will have to wait till your bankruptcy filing is discharged.

Take care.
Icon Mini Profile jveenstra
jveenstra
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Location: River Edge, New Jersey
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Post Posted: Wed Aug 17, 2011 6:06 am    Post subject: Refinance
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While in Chapter 13, you can refinance as long asa copule of conditions are met:
1. You must have been in repayment 12 months or longer
2. There may not have been any late payments. You must have made all payments as agreed.
3. The trustee of the Chapter 13 payments, the lawyer, has to agree that it is ok for you to refinance.

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