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how did ex husband get name off mortgage without me refinanc

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melisa Guest	Posted: Fri May 06, 2011 10:37 pm    Post subject: modification loans and judges ordering you to refinance Like 0 Dislike 0 For one be very careful with these so called modifications, they take a long time and in the end can be a huge heart break. Please study all you can about them before you jump in. I have read many cases where people got into nightmares with these. Also a judge can try and tell someone to refinance but if they have already tried or have poor credit the judgment will be to relinquish the house to the bank. Then a whole other mess begins, until the house sells they want money and you both get to pay. If a person cant buy a house them self then dont buy, its too heart breaking and a financial nightmare.
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Sun May 08, 2011 10:03 pm    Post subject: Like 0 Dislike 0 Welcome melisa, You're correct! It is not very easy to get a loan modification. Moreover the lender's have a lot of backlog. Thus, it is quite time consuming to get a loan modification and there is no guarantee that you'll qualify for it. _________________ Procrastination is the enemy of your financial success
Steph Guest	Posted: Thu Jun 16, 2011 4:51 am    Post subject: Getting ex off mortgage Like 0 Dislike 0 I got the house in the divorce and now my exhusband wants his name off the mortgage. I recently lost my job but am paying the mortgage monthly. Do I have to refinance to get his name off the mortgage - can he be responsible for any of the costs? What if I don't refinance?
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Thu Jun 16, 2011 10:14 pm    Post subject: Like 0 Dislike 0 Welcome Steph, Unless you refinance the mortgage in your name, you won't be able to remove your ex-husband's name from the mortgage docs. If you don't refinance, then he will remain liable for the mortgage payments. _________________ Procrastination is the enemy of your financial success
gmakerley Community Mentor Joined: 09 Nov 2007 Posts: 12376 Location: bloomfield, ct 58.49 Dollars($)	Posted: Sun Jun 19, 2011 6:40 pm    Post subject: Like 0 Dislike 0 Clearly, Steph, while you're out of work you won't be able to refinance the existing mortgage. You need to let him know that (I'm sure you have done that already, of course). Most folk get anxious when they're stuck on a mortgage debt that is supposedly no longer theirs, so if you are able to lock into a new job quickly and subsequently refinance (also quickly), I'm sure your former husband will feel better about you when that transaction takes place than he did for a while beforehand. _________________ George M. Akerley Mortgage Underwriter/Consultant Word of Excellence- Writing/Editing/Proofreading 860-221-5044
Dad Guest	Posted: Wed Oct 05, 2011 6:09 pm    Post subject: To all the divorced folks on here. Like 0 Dislike 0 You should have stayed married. It would have been much easier to work on your marriage then to divorce. Whats wrong with folks these days? They don't try to do anything anymore. Everything is throw away. However, quick claim deed or refinance is the way to go on most of these posts. Not sure about the quick claim deed if both parties are not in agreement. Theres always somebody that wants to play hardball. Get God, then get married.
Andrea Guest	Posted: Sun Apr 08, 2012 5:29 am    Post subject: Removing my ex husbands name off mortage Like 0 Dislike 0 Hello - I divorced my husband sometime ago but the house I have been living in is in both of our names. I am trying to sell the house because I can no longer afford it however he will not sign the papers for a short sale or show up. What are my options to get his name off the mortgage or mine for that matter if he will not sign any documents. I have been the one paying the mortgage since the divorce. Thank you
jameshogg Joined: 20 Dec 2005 Posts: 10460 Location: Nevada 987.57 Dollars($)	Posted: Sun Apr 08, 2012 10:18 pm    Post subject: Like 0 Dislike 0 Hi Andrea, If you want to remove your name from the mortgage docs, then you will have to ask him to refinance or assume the mortgage in his name and vice versa. Thanks

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