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kimberlyhunt · Joined: 10 Mar 2010 Posts: 1 1.32 Dollars($)

Hi, my name is kimberly sykes I'm trying to get a lower interest rate and a 30 years fixed rate. How do I go about? I been @ my house for 3 1/2 years

Thak You
7085271020

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gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Contact your lender & ask him for lowest interest rate offer, if he gives you any offer then refinance mortgage & get lowest intrst rates.

Thanks.

smithsussane · Posted: Wed Mar 10, 2010 9:37 pm Post subject:

Hi kimberlyhunt!

Welcome to forums!

You can get a low interest rate by refinancing your present mortgage. Depending upon the equity that you have in the property, your credit score and income, you can contact your present lender and apply for a refinance. However, it's not mandatory to refinance with the same lender. You may check out with other lenders as well.

Feel free to ask if you've further queries.

Sussane

dekeld · Joined: 11 Mar 2010 Posts: 8 2.15 Dollars($)

Hi Kimberly

HARP is a component of the Obama administration's $75 billion Making Home Affordable plan. Provided for all homeowners who are not able to refinance their present mortgage or who seem to be experiencing difficulties carrying out their obligations upon their existing home loans.

Best you search the program terms to see whether they meet you needs.

Company	Loan Type	APR	Est. Pmt.
				Go
				Go
				Go
				Go
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Property State:
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Credit Rating:

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how do I lower my interest rate and get a 30 years fixed rate?