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Refinancing

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mimax28 Joined: 15 Oct 2009 Posts: 3 1.83 Dollars($)	Posted: Tue Nov 03, 2009 3:38 pm    Post subject: Refinancing Like 0 Dislike 0 We just got an offer of 5.6% interest rate on a refinance is that fare? We have had the house over 16months and never missed a payment nor have we ever been late.. My wife's credit score is 513..
jveenstra Community Expert Joined: 10 Nov 2008 Posts: 1256 Location: River Edge, New Jersey 264.15 Dollars($)	Posted: Tue Nov 03, 2009 3:49 pm    Post subject: Refinance Like 0 Dislike 0 Not only would I say that is fair, I would say it is a gift. I would have no idea how to get you any mortgage with a credit score of 513. Did you misprint the credit score? Maybe 613?? _________________ John Veenstra, Sr Mortgage Consultant Approved Funding Corp Licensed NJ NY CT PA 201-833-0123x278
eric1 Community Expert Joined: 04 Jan 2009 Posts: 1511 226.89 Dollars($)	Posted: Tue Nov 03, 2009 10:00 pm    Post subject: Like 0 Dislike 0 I agree with John. If your wife is on the loan with that credit score, then you are getting a great rate. _________________ Eric JFree Rate Quote, Stated Income Loans FHA RATE QUOTE Mortgage Rate Quote

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