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briannstacy · Joined: 07 Jul 2009 Posts: 1 1.40 Dollars($)

I need help in finding a lending agency to refinance my mobilehome. Can you help?...My doublewide mobile home is a 1994 Fleetwood bricked underpinned axels removed on 2.24 acres of land . I have done quit a bit of remodeling, including hardwood floors in all but the master bedroom. There is a small deck on the back and a covered porch on the front. A new metal roof has also been put on the home. There is also a 30ft round pool with an enclosed deck. My credit score is 608 which I know is not the best in the world but also not the worst. This score was as of two weeks ago. I cannot find anyone who will help me with the refinancing. Can you help me?

jasmineh · Posted: Tue Jul 07, 2009 10:13 am Post subject:

Is your home on a permanent foundation?

adonis · Posted: Tue Jul 07, 2009 11:28 pm Post subject:

Hi briannstacy,

If you're looking for a conventional mortgage to refinance the loan, you would require a credit score of 700-720. In case of a FHA refinance, you should have a credit score of 620 at least. You'll have to take steps to improve your credit score first and then look out for a refinance. Apart from this, your property should have some equity in it in order to qualify for a refinance. Do you've equity in the property?

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