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want name on loan

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stippedsummer Guest	Posted: Tue Aug 25, 2009 11:21 am    Post subject: want name on loan Like 0 Dislike 0 my mother and I refinaced a home, I'm on the title but not the loan. I would like my name to be on the loan because I'm afraid if anything should happen to her, I would loose the house. Is this correct? we have a trust and have issued all to each other in case of death. does this help. _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
jenkin7 Joined: 04 Jun 2007 Posts: 4537 Location: Hawaii 728.43 Dollars($)	Posted: Tue Aug 25, 2009 10:51 pm    Post subject: Like 0 Dislike 0 Hi stipped, Quote: my mother and I refinaced a home, I'm on the title but not the loan. If you refinanced the loan, your name should be on the mortgage. I think your mother refinanced the loan only in her name. That's why only her name appears on the loan. If you want to add your name, you can talk with the lender. You may ask you to refinance the loan in your name or they may add you through a novation agreement.
brownwalter09 Joined: 10 Aug 2009 Posts: 37 0.00 Dollars($)	Posted: Wed Aug 26, 2009 8:07 am    Post subject: Like 0 Dislike 0 Hi stipped, Welcome to the forum. As long as your family is paying mortgage on time, there will not be any problem. refinance of mortgage does not guarantee for your ownership right on property.

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