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Get someone off the title of a house

My daughter was living with a man for 10 years. They bought a house together. Both their names are on it. They broke up, he does not want the house. How does she get him off the taxes & the mortgage.

sweeney's picture
sweeney | Joined: July 20, 2008 12:50 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

She will need to refinance the mortgage into her name and they can do a [url=http://www.mortgagefit.com/quitclaim-deed.html]quit claim deed[/url] to remove his name from title.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

How do we get our 'partner' off the title to our property if he won't sign a quit claim? He's on the title but not on the mortgage?

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sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi jay jones,

To get your partner off the title, first of all you need to sign on a quitclaim deed. Depending upon the state you are in, the partner may or may not sign on the quitclaim deed. However, if at all your partner is not willing to co-operate with you, try filing a partition lawsuit for a forced sale of the home.

Take Care

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My son put me on title of his condo incase something happens to him. I'm not on the mortgage. Can I get off title and not be responbile for this property?

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smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi elaine!

Welcome to the Forums!

If you are not on the mortgage, then you can simply sign a quitclaim deed in your son's name and get off the title.

Feel free to ask if you have further queries.

Sussane

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i was engaged to be married we had a date set and bought a house together. i love the house and always wanted to live there- it happens to be next door to my mothers. both our names are on the house and the mortgage. two weeks after signing all those papers he lost his job and i caught him cheating. we broke it off and now im stuck. for the past two years ive been living with a man i cant stand. he wont leave and doesnt contribute toward the mortgage or any other bills at all. i do not wish to sell the house. how do i get him to leave, get his name off the mortgage and title and keep the house of my dreams.

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Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi bernice!

You will have to ask that person to quitclaim the property to you. Once the property is in your name, you can refinance it and transfer the mortgage in your name. This will help you to remove him from the property and the mortgage and also save the house.

Thanks.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have a friend that lives with his girlfriend, both there names are on the house. They broke up & he wants his name off. Is there an easy way to do it?

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Summer!

He can sign a quitclaim deed in the name of his girlfriend and transfer the property in her name. Then his girlfriend can notarize and record the deed at the county recorder's office.

However, your friend should remember that this will not transfer the mortgage liabilities to his girlfriend. If his name is on the mortgage, then after transferring the property, your friend should ask his girlfriend to refinance it.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my ex and i are on title to my home. he passed away and i want to put the title in my name. how do i do this

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi yvette,

You will have to file the death certificate of your ex in the county recorder's office and get the title transferred in your name. But if your ex has left a will, then it will be probated and the property will be distributed accordingly.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I bought a house with my children father and he was incaserated for abusin me. how do i get him off the deed :cry:

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hey trish,

You will have to ask him to sign a quitclaim deed in your name. Once this is done, you will have to notarize it and record it at the county recorder's office.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I've got a situation with a family member - she owns a house that is currently in foreclosure. A good friend of hers co-signed for the mortgage and was added as a joint tenant to the title. She can only refinance (through a reverse mortgage) if her friend is removed from the title. Can she remove him from the title even though they are both on the mortgage?

Thanks for the help!

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Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Jane,

She can remove him from the title with the help of a quitclaim deed and then refinance the property with a reverse mortgage. If she has a good credit score, I don't think she should face any problem in refinancing.

Thanks.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i want off the deed and title of the house my husband are buying...We are divorcing and i am giving the house to him

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi maxine,

If you want to give up your interest in the property and hand it over to your husband, you can sign a quit claim deed. Get the deed notarized and recorded to validate it.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi! how do I get my name off title and mortgage of my husband and my home?

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Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi amyrose

In order to get your name off the property, you will have to sign a quitclaim deed in your husband's favor. As far as the mortgage is concerned, your husband will have to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] it in his name.

Thanks.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My husband and I are both on the deed to our home. He wants to get a reverse morgage and I refuse to sign for this. Please tell me if he can do so without my consent

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Shirley,

In order to get a reverse mortgage, one has to be of 62 years of age. If your husband is of 62 years of age whereas you are not, then you will have to remove your name from the property deed. If you do not remove your name from the property deed, then your husband won't be able to get a reverse mortgage.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My ex husband and I own a morgage free house When we needed a morgage we did not qulify so he got his parents ton co-sign. now they want a third of the house. are they intitled just because they co-signed?

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi kotik,

I hope the parents have their names on the property deed. In that case, they can always claim their ownership in the property.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

hey, my friend has been paying for half the mortgage with her bf thru their joint account. her name is on the mortgage but not the title. she just found out he cheated on her and she wants to kick him to the curb, but she's afraid he's gonna keep the house since the title is only his name. is there anything she can do or needs to do to make sure she gets her half?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

In order to claim her share of the property, she will have to add her name to the property deed. She can ask her boyfriend to sign a quitclaim deed and add her name to the property deed. Once she does so, she would be considered as one of the owners of the property.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Parents own house with married daughter; husband is not on mortgage or title. Daughter wants to quickclaim off house so her soon to be ex will not try to attach onto house. How long in advance does the quickclaim need to be done. Is it leagal?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Mary,

As the husband's name is not on the property deed, he will not be able to claim the ownership of the property. So, I don't think there's any need to transfer the property to the parents. In case, if it's a community property state, then property purchased before marriage will not be considered as a part of the community property.

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

mary ann, i think you need to have the counsel of a lawyer.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My boyfriend and I bought a house together two years ago right before the housing market fell under. Only my name is on the mortgage but both our names are on the title. He wants to remove his name off the title "incase" a forclosure is inevitable, in which case I will be the who gets hit! If my house forecloses andhe is removed can his credit history show a foreclosure? And how long does it take for him to me removed from the title so I can kick him out!

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Nikki,

As your boyfriend's name is only on the title of the property, his credit will not be affected if the property is foreclosed upon. You can ask him to sign a quitclaim deed and transfer the property to you. This will make you the sole owner of the property. Then you can ask him to leave the property.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how do i go about getting my name added to a property deed, owned by someone else, and of course its with owners permission?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome jonathan,

The owner of the property will have to sign a quitclaim deed and add your name to the property deed. The owner will have to write his/her name as the grantor of the property whereas both your name as well as the owner's name will be mentioned as grantees.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Does my Mom need to do a will if she just puts me on the title or deed on her home? That's all she ownes anyway. Thanks!

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

terri, most states require an estate to be probated, and if there's no will present, there are stipulations that allow for an estate to be parceled out, at least in part, to state coffers. yes, she ought to have a will, regardless of the real estate being her sole major possession. doesn't she have at least one bank account, a little jewelry, some flatware, some furniture, etc? i know it sounds trivial, but you don't want to see what you might expect to be your inheritance go to the state of [wherever you live].

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my son and girlfriend own a house together. The broke up and she moved out. How is he to get her name off and be able to stay in the house

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

ideally, he and she ought to sit down and discuss this in a rational manner. if they have equity in the home, it would be fair for him to buy out her share of the equity in exchange for her relinquishing title to him.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Me and my husband are divorcing on friendly terms
he will transfer the ownership of the house to me
his name is on both the deed and the morgage
we should go back to the escort company to sign the [url=http://www.mortgagefit.com/quitclaim-deed.html]quit claim deed[/url]
and [url=http://www.mortgagefit.com/refinance.html]refinance[/url] correct?

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i truly hope it's not an "escort" company that you're dealing with - if so, it's no wonder you're splitting up...but here's my opinion on this regarding the "escrow" company that i think you meant to cite.

i don't believe you necessarily need to go back to them to take care of yoru paperwork, but what you will wish to do is to arrange for a refinance of the underlying loan into your own name. that ought to be done concurrently with the signing of the quit claim deed, to protect your husband's interests. your lawyers ought to be able to help you coordinate all this. as for refinancing, you can use any lender you'd like to use.

i hope that's a satisfactory answer - sorry for joking about your marital situation, but i had to jump on that escort thing. i guess it's just my nature.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have a house that is in my name and ex-parther, we have seperated for 5 years and i wont to take his name of the mortgage as he is having another child by someone else, i have asked him to remove his name and he will not - is there anything i can do to get his name removed of the mortgage.

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

az, you must refinance the existing mortgage to take his name off - do you qualify? that's key, of course.

are you actually referring to his ownership? that's a whole other topic - but we have answers for that, too; if that's what you're driving at.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I put my daughter name on my dde when I bought my house and now she wants to live and pay nothing, how can I get her name off the deed

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I put my daughter name on my dde when I bought my house and now she wants to live and pay nothing, how can I get her name off the deed

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

you could ask her politely, but i suspect it's past that point. it sure won't be easy now.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My mon owned her home, in 2001 she added two of her sons to the title of the home. In 2006 she died and in 2008 we sold her home and pay all the back taxes that were due. In Jan 2010 we recieved a letter from the County stating she did not qualify for homestead in 2007 and 2008 and want $3900.00. My question is can the go after her two son that were on title of the home for these taxes?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

since the two sons were owners of the home from 2001 on, then they are absolutely liable for any claims against the property between that time and the sale date in 2008. of course, it is wise and perhaps most worthwhile to dispute the county's claim.

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

this was mine:

since the two sons were owners of the home from 2001 on, then they are absolutely liable for any claims against the property between that time and the sale date in 2008. of course, it is wise and perhaps most worthwhile to dispute the county's claim.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

me and my sister inherirted an 2 family house. Took out some equity and have a mortgage. Sister live in house, feud with everyone i try to rent too. Now house in foreclosure because sister doesnt feel like she should pay no money cause loan in my name and sister havent had a job in the past 3 years and been giveing me her portion of the loan. Trying to get her name off title and loan how so I can refinance and kick her out and rent out

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

You will have to ask your sister to transfer the property to you by signing a quit claim deed. Once she does so, then you would be able to refinance the loan in your name. Thus, she won't have any rights to the property and you would be able to rent it out.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

we have our closing coming .Mortgage is on my husband, but on title we would like to be both of us.Can someone refuse us in this (i mean bank or lawyer?)or this is our personal right to decide who should be on the title?
Thank in advance

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi natalia,

Both of you can be on the title of the property and your husband can be the borrower of the mortgage. Your loan won't be denied for the fact that both of you are on the title while your husband alone is on the mortgage.

Thanks

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