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klumrm · Joined: 11 Oct 2008 Posts: 1 1.56 Dollars($)

In Nebraksa, if my spouse signs a interspousal transfer deed in our divorce, am I still required to refinance my mortgage, or will I be able to simply have his name removed from the loan documents by showing the bank the interspousal transfer deed?

smithsussane · Posted: Sun Oct 12, 2008 11:29 pm Post subject:

Hi klumrm!

Welcome to forums!

You cannot simply remove his name from the loan documents. The lender will ask you to refinance the loan.

Feel free to ask if you have further queries.

Sussane

jerry · Posted: Tue Oct 14, 2008 4:16 am Post subject:

Hi klumrm!

To remove your ex-spouse's name from the loan documents, you will have to refinance the mortgage. You can go for the process of novation. But lenders generally prefer refinancing.

Thanks,

Jerry

ckalvesmaki · Posted: Tue Oct 14, 2008 4:43 am Post subject:

The current lender may be able to remove his name......you would have to be able to qualify on your own for the mortgage. You should call them and ask. If not then you will need to do a refi.

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Can spouse be removed from loan through interspousal deed?