can you refinance without your wife signing

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Icon Mini Profile gfhadden




Joined: 29 Jul 2008

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PostPosted: Tue Jul 29, 2008 3:28 pm    Post subject: can you refinance without your wife signing

I want to refinance and my wife won't sign
 
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Icon Mini Profile kpatrick
kpatrick



Joined: 29 Oct 2007

Posts: 156
Location: Atlanta, Georgia


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PostPosted: Tue Jul 29, 2008 6:13 pm    Post subject:

Hi Gfhadden,

If your wife is on the deed, then she has to sign off on the refinance.

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Icon Mini Profile smckaybiz
s.mckaybiz
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Joined: 24 Apr 2008

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Location: PA


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PostPosted: Tue Jul 29, 2008 7:21 pm    Post subject:

Just to clarify that a bit. Although you can apply for the loan in only your name you're wife will have to sign the mortgage docs because her name is on the deed. She doesn't have to be on the new loan though if she doesn't want to.

Why won't she sign? Are you looking to take out more than you currently owe on your current morgage? Sounds like a sticky situation... Very Happy

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