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TAKE UNLCE OFF TITLE OF HOME AND ADD MY HUSBANDS NAME. CREDIT ID NOT AS GOOG AS IT WAS BEFORE

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Icon Mini Profile lrussell





Joined: 03 Apr 2011

Posts: 1

1.28 Dollars($)
Post Posted: Sun Apr 03, 2011 4:38 pm    Post subject: TAKE UNLCE OFF TITLE OF HOME AND ADD MY HUSBANDS NAME. CREDI
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I have an FHA loan. MY UNCLE CO-SIGNED FOR MY HUSBAND AND I 3 YEARS AGO. I WOULD LIKE HIM OFF THE TITLE. MY CREDIT SCORE WAS 700 BUT IT WENT DOWN TO 570. WHAT CAN I DO TO TAKE MY UNCLE OFF THE TITLE AND ADD MY HUSBANDS NAME ON THE TITLE
hOW DO I REFINANCE TO TAKE SOMEONE OFF THE TITLE OF MY HOME??
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10477
Location: Nevada
990.06 Dollars($)
Post Posted: Sun Apr 03, 2011 7:56 pm    Post subject:
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Hi lrussell,

Your uncle can sign a quitclaim deed and transfer his share of the property to your husband. However, in order to remove your uncle from the mortgage, you'll have to refinance the mortgage. Unless you have a good credit score, you won't be able to refinance the mortgage. So, you should take steps to improve your credit score and then apply for a refinance.

Thanks
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