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                                   <title>Mortgage Community Forum Topics - RSS Feed</title>
                                   <link>http://www.mortgagefit.com/rss/discuss.xml</link>
                                   <description>Through MortgageFit forums, the Community  holds discussions on various issues that common people come across while dealing with professionals in the mortgage industry. The forum topics also highlight the knowledge and experiences shared by our Community</description>
                                   <webMaster>sam.mortgagefit@gmail.com</webMaster>
                                   <lastBuildDate>Fri, 20 Nov 2009 21:47:39 GMT</lastBuildDate>
                                   <language>en-us</language><item>
                               <title>Qualifying for a Short Sale?</title>
                               <link>http://www.mortgagefit.com/problems/qualify-shortsale.html</link>
                               <guid>http://www.mortgagefit.com/problems/qualify-shortsale.html</guid>
                               <description>How do we know that we Qualify for a Short Sale.</description>
                               </item><item>
                               <title>How to avoid foreclosure?</title>
                               <link>http://www.mortgagefit.com/foreclosure/avoid-ways.html</link>
                               <guid>http://www.mortgagefit.com/foreclosure/avoid-ways.html</guid>
                               <description>can any one tell me on how to avoid foreclosure.</description>
                               </item><item>
                               <title>I have a condo in California that I purchased before marrying my spouse.  Can my forclosure affect my spouse if his name is not on any documents?</title>
                               <link>http://www.mortgagefit.com/foreclosure/condo-credit.html</link>
                               <guid>http://www.mortgagefit.com/foreclosure/condo-credit.html</guid>
                               <description>I am concerned that the foreclosure of my condo in California may affect my spouse and his good credit.</description>
                               </item><item>
                               <title>LOWER PAYMENT</title>
                               <link>http://www.mortgagefit.com/homeloan/va-lowerpayment.html</link>
                               <guid>http://www.mortgagefit.com/homeloan/va-lowerpayment.html</guid>
                               <description>MY EX IS THE ONLY ONE VALOAN THE DEED IS IN MY NAME  ONLY MY MOM WANT TO PUT THE MORTGAGE IN HER SO WE CAN LOWER THE INTEREST RATE  BECAUSE EX WANT DO ANYTHING TO GET IT LOW DO WE NEED A REAL ESTATE AGENT OR A MORTGAGE CO</description>
                               </item><item>
                               <title>Closing Cost Delemna</title>
                               <link>http://www.mortgagefit.com/know-how/about30962.html</link>
                               <guid>http://www.mortgagefit.com/know-how/about30962.html</guid>
                               <description>Hi everyone,

First time poster here but have been reading this forum and really appreciate the advice that is shared on this vibrant community. Kudos to those that make this forum a great place. 

I am in escrow on a short sale property in California which will hopefully become my first home. yay! 

My real estate agent sent a contract to the lender which stipulated that the lender would pay for the closing costs (4% of purchase price).

My agent stated in writing that the lender agreed...</description>
                               </item><item>
                               <title>Buyout of Life Estate- state of MN</title>
                               <link>http://www.mortgagefit.com/minnesota/buyout-life-estate.html</link>
                               <guid>http://www.mortgagefit.com/minnesota/buyout-life-estate.html</guid>
                               <description>the remainder interest holders are buying out the remaining 1 of 2 life tennants per there request and are relocating.  Can this be done by completeing a quit claim deed for the purchse price of the percent entitled to the life tennant? And would you recommend a signed agreement of any type to be signed?</description>
                               </item><item>
                               <title>Investment Property Assumption denied</title>
                               <link>http://www.mortgagefit.com/foreclosure/assumption-investmentproperty.html</link>
                               <guid>http://www.mortgagefit.com/foreclosure/assumption-investmentproperty.html</guid>
                               <description>Help, I have a partnership with an excellent partner we own a duplex together owe 140K.  He is getting a divorce and wants his name off the deed to keep it out of court so I will not be affected.  The mortage company says they will not let me assume this mortagage and I have to refinance the property if I qualify.  Now I know the property will not appraise for the 140K.  Further they are going to want significant money up front, LTV 70% for investment I think, I do not have 35K lying around.  Sh...</description>
                               </item><item>
                               <title>How long should you wait to start saving for retirement?</title>
                               <link>http://www.mortgagefit.com/budgeting-finance/retirement-savings.html</link>
                               <guid>http://www.mortgagefit.com/budgeting-finance/retirement-savings.html</guid>
                               <description>When it comes to retirement savings, it's the early bird that catches the worm. To all those who thought retirement saving is an old man's business, the recent financial crisis must have sent a strong message: Start saving for your retirement as early as possible. Be an early bird to catch the benefits of retirement savings before it's too late.

It's never too early to start saving:

It is a wise decision to start saving for retirement right from your ...</description>
                               </item><item>
                               <title>FIRST TIME HOMEBUYER TAX CREDIT</title>
                               <link>http://www.mortgagefit.com/firsttimebuyer/taxcredit-downpayment.html</link>
                               <guid>http://www.mortgagefit.com/firsttimebuyer/taxcredit-downpayment.html</guid>
                               <description>I have read several articles on the net that a first time home buyer can use the $8000 tax credit as a down payment for FHA loans.  Can anyone advise if this is correct?</description>
                               </item><item>
                               <title>days of right of refusal to cancel refinance contract</title>
                               <link>http://www.mortgagefit.com/refinance/cancel-contract.html</link>
                               <guid>http://www.mortgagefit.com/refinance/cancel-contract.html</guid>
                               <description>signed refinance agreement with bank and canceled within 20 hours of signing,they said i have to pay for credit report...appraisal..(that never took place) and other incidentals....they want to keep my $500.00 deposit...i live in the state of florida...i notified them with a phone  call...an email.. sent a fax and sent an overnight letter  to cancel</description>
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