http://backend.userland.com/rss092 http://www.mortgagefit.com/rss/discuss.xml Through MortgageFit forums, the Community holds discussions on various issues that common people come across while dealing with professionals in the mortgage industry. The forum topics also highlight the knowledge and experiences shared by our Community sam.mortgagefit@gmail.com Sat, 20 Mar 2010 20:59:12 GMT en-us http://www.mortgagefit.com/firsttimebuyer/taxcredit-name-deed.html http://www.mortgagefit.com/firsttimebuyer/taxcredit-name-deed.html I just purchased a condo in March 2010 and would like to file for the first time home buyer credit. However, back in 2002 when my parents bought their house they put me on the deed as they had just moved to the US and couldn't get a loan on their own. I have put their home address as mine on the tax returns for 2007 and 2008 however I claimed the rent I paid to my parents and not as a home I owned. Do I still qualify for the first time home buyer credit? Thanks! http://www.mortgagefit.com/propertytransfer/trustdeed-sellhouse.html http://www.mortgagefit.com/propertytransfer/trustdeed-sellhouse.html How can I get a copy of the deed of trust for our property who's deed of trust is dated Sept 20, 2002 with First Mangus Financial Corp. At some time it was bought by Countrywide and now is being serviced by BofA? Buyer wants doc to indicate that the loan with First Mangus and Countrywide have been satisfied and no liens against property. http://www.mortgagefit.com/problems/cosign-studentloan.html http://www.mortgagefit.com/problems/cosign-studentloan.html My son has a private student loan on which I cosigned and I pay. If I prove I make the payments does it have to be counted in his debt to income ratio for the mortgage?...I have made all the payments on this loan . http://www.mortgagefit.com/problems/cosigner-responsible.html http://www.mortgagefit.com/problems/cosigner-responsible.html My sister-in-law and her husband have defaulted on their mortgage and my mother-in-law and father-in-law co-signed the loan for them. If the house goes into foreclosure,which may have already happened, what will happen to my in-laws? They'll be held responsible for the amount owed, correct? What happens if they can't pay it? I'm worried for my in-laws financial situation and their retirement! Thanks in advance for any help! http://www.mortgagefit.com/quitclaim/add-wife-deed.html http://www.mortgagefit.com/quitclaim/add-wife-deed.html I live in Houston, How do I put my wife on the deed to our home without adding her to the mortgage? http://www.mortgagefit.com/propertytransfer/removeboyfriend-title.html http://www.mortgagefit.com/propertytransfer/removeboyfriend-title.html My boyfriend had bought a house with a friend a few years ago, and now he is ready to move in with me. But his friend is mad and won't cooperate. What does my boyfriend have to do in order to get the name off title and get off the loan? What if the friend doesn't qualify to refinance and have it in his name only? Does that mean my boyfriend can't get his name off the loan? Thanks http://www.mortgagefit.com/bankruptcy/shortsale-automaticstay.html http://www.mortgagefit.com/bankruptcy/shortsale-automaticstay.html Filed BK myself. House was foreclosed in 2009 even though I did try to sell and is realtor still trying to sell realtor lost two buyers due to Country wide dragging their feet on short sale. It still sits empty. Filed BK last week. Now I get a letter from Country wide attornies asking for motion andquot; Relief from automatic stayandquot; in other words they dont want this home included in the bk. I havent lived there since foreclosure. Any ideas how to answer ths myself, I have 14 days and cant pa... http://www.mortgagefit.com/propertytransfer/noname-loan.html http://www.mortgagefit.com/propertytransfer/noname-loan.html My husband was pressured into purchasing an investment apartment several years ago when the market was up. We were not married when he did this. His mom wanted to get an apartment for investment but she did not have any credit to get a mortgage. So my husband's name is only on the mortgage. She has renters in the apartment, but she is still short on the mortgage payments each month. I'm worried it will go into foreclosure and ruin us. Can the bank come after me even though my name is not on the ... http://www.mortgagefit.com/refinance/lowpayment-rates.html http://www.mortgagefit.com/refinance/lowpayment-rates.html Hello. I am in trouble. I have a 30 yr fixed %12.5 loan on a manufactured home for $38,000. Although the payments are low, I want to refinance to a better rate, lower payments. Payment history is excellent, but I'm in bankrupcy. Not forclosure. Are there any resources out there for me? Please advise. I could use more money but that is not my goal. I'm looking for the names of companys who would deal with me. I am disabled but work part time as a caregiver. My husband is currently unemployed. It'... http://www.mortgagefit.com/california/bankruptcy-removename.html http://www.mortgagefit.com/california/bankruptcy-removename.html hi I have plan to do Bankruptcy chapter 7 . but i do have my name in a deed of my brother house . First mortgage is in my brother name only. but i do have my name in secend mortgage with my brother , b/c i use that money but i am going to make the payment on that one ? If i use quit claim and take my name out of deed and record it too? Is it possible the other creditor come and put thier hand on my brother house? i am living in california. .