The 2nd mortgage on a home that went into foreclosure at the end of 1999 continues to be sold to other institutions. It was written off by the first institution at the end of 2002. Since then it has been sold twice. Recently I checked my credit report at another financial institution has reported it as bad debt charge off with little details. The statute of limitations ran out years ago and it was originally reported to the credit agencies at the end of 1999 so it has been more than 7 years. How do you correct this?