2nd loan charged off

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Icon Mini Profile et1681

Joined: 28 Aug 2010

Posts: 1

1.27 Dollars($)
Post Posted: Sat Aug 28, 2010 11:17 am    Post subject: 2nd loan charged off

My first loan with chase is semi-current. we are trying to make it current this month, we are behind one payment. I just got informed my second mortgage with chase was charged off; i do not want to lose my home. What can i do in this situation?
thank you.
Icon Mini Profile sara

Joined: 05 Jul 2006

Posts: 3236
Location: New Brunswick, New Jersey
581.42 Dollars($)
Post Posted: Mon Aug 30, 2010 3:45 am    Post subject:

Hi et,

Chase has assigned your second mortgage account to a collection agency who will in turn contact you and collect the payments. If you don't want to deal with the collection agency, then you should contact the lender and ask him to withdraw the account. Once they withdraw the account, you can start regular payments toward the account.

Take care.
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