how can I get a second lein note?

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Icon Mini Profile spikientx




Joined: 23 Oct 2009

Posts: 1

1.34 Dollars($)
PostPosted: Fri Oct 23, 2009 9:07 am    Post subject: how can I get a second lein note?

I NEED a second lein on my home for 8,000 ASAP.
Some agencies require a larger loan, I just NEED 8,000.
I have a 598 credit score, but if I can pay all these bills off I willbe OK, good job, just som ehtings have happened lately and I NEED help here.
Please let me know by e-mail, hard of hearing.
thank you
Icon Mini Profile chrisburns
chrisburns
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Joined: 13 Nov 2007

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Location: Florida
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PostPosted: Fri Oct 23, 2009 11:33 am    Post subject:

What state are you in?

A private lender might do something like this for you. The interest rate would be higher than normal if you wanted to go that route though.

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PostPosted: Fri Oct 23, 2009 12:34 pm    Post subject:

598 is really rough to get anything done, especially a second. Most home equities start at 10K but that does not mean you have to take out the entire amount. The advise on a private lender or a local bank may be the best.
Icon Mini Profile raymond
raymond
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Joined: 03 Jul 2009

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Location: Irvine, CA
60.39 Dollars($)
PostPosted: Sat Oct 24, 2009 11:37 am    Post subject:

A home equity line of credit fits your situation best - but the low FICO score may hinder you. Check with your local bank first, the one you do your checking/savings with, and the Banks Loan Officer will be able to tell you if you qualify.
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