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enriko
Joined: 05 Mar 2008
Posts: 68
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Post subject: Thanks |
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thanks so much for the post. I really enjoyed and i thought it was really helpful:)
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patricia
Joined: 16 Jan 2008
Posts: 133
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| If a person is old enough to get their medicare is it safe to drop their health insurance plan? Os do they need to keep this expense even if it is a financial burden on them. |
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Caron
Moderator
Joined: 19 Jul 2005
Posts: 1562
Location: florida
266.76 Dollars($)
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Post subject: RE: drop down health insurance because of medicare? |
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No, I don't think it's a good decision. After all old age is when you need coverages that most health insurance policies offer. Also, Medicare does not offer all coverages for healthcare.
Good luck
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jbarto65
Joined: 04 Nov 2007
Posts: 623
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| Where would one find out what the medicare is going to offer to get a good plan in place before they get old and have to pay the higher rates because of age. |
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sara
Moderator
Joined: 05 Jul 2006
Posts: 1861
Location: New Brunswick, New Jersey
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patricia
Joined: 16 Jan 2008
Posts: 133
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Post subject: |
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| I was not aware that medicare was not that good as far as covegae goes. My mother always lived like a puper and that was all she had as health coverage and she seems to do fine with it or she never complain about it anyway. |
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adonis
Joined: 22 Oct 2005
Posts: 4754
Location: ALASKA
260.11 Dollars($)
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yes there are limitations involved but I suppose every health insurance program has it.
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Procrastination is the enemy of your financial success |
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jbarto65
Joined: 04 Nov 2007
Posts: 623
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Post subject: |
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I have seen a few things that medicare does not pay, I had an elderly client that it would not pay for her lasix (a water pill). This was medication that was prescribed by the doctor, the problems that I have seen has always been in the prescription drug area of the plan.
Patricia,
Does your mother in law have a lot of prescriptions? There may be things that she has too pay that you are unaware of, or she may have invested in a good plan prior to getting elderly.
Does your husband follow the habits of your inlaws, if so you should be in good shape. Ask your mother inlaw what they have done to become so successful in their elderly age, she may give you some tips on what to do. If she does, please come share with us so that we know. |
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patricia
Joined: 16 Jan 2008
Posts: 133
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| Thats a good thought but my hubby is a spend thrift.As long as he has money he spends.Drives me nuts but I can't change him.Than when he is broke we all suffer for it.I see my old age as living as a bag lady. Here is what i do to save money when i go out. I take a cooler and a drink then go to McDonald's and get 2 buggers from the dollar menu and go outside in the car and eat them with my daughter.My hubby?Once he bought 28.00 worth of burgers from a restaurant ! My mother may have had to pay for some of her prescriptions. My mother in-law hardly ever like me goes to a doctor.She hardly ever takes medicine. They worked most of their lives and have used money wisely .Don't know where my hubby got his spend thirft way.I hate stingy men but this is to far in the other direction. He does have good intentions but that does not put food on the table. |
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help for my elderly
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Post subject: Grandparents |
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| How does a family pay for a nursing home when my grandparents never expected to live this long and they do not have long term care insurance? We don't have the means to come up with the astronomical fees. |
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Post subject: |
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| You're really in a tough situation. But your grandparents will have to pay the nursing home dues otherwise, the nursing home can place lien on your grandparents property. |
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