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What Jeanette is saying is essentially correct in that the only true way to safeguard your money is not to deposit it in a bank or any other financial institution. If your worried about some kind of judgement from an intential tort lawsuit they can't take SSI funds but if you go to a "check cashing joint" and then take the paper currency (money) and bring it to a bank and tell "it's my SSI money" then you have no way of proving that's where the money originally came from. If you recieve the check yourself and put the check directly in the account then you should not have to worry. However if you have someone else as a representative payee due to psychiatric matters like myself then you may have to worry.

I was sued by a hospital after state police road troopers brought me there and lied to social workers, and psychiatrisrs (in wrighting!) forced me into a mental institution for a week and then framed me for a low level non violent felony. Later on, because I called the screening center at the hospital cussing and hollering at them and shouting ethnic obcenities about medditerranean gaelic (Irish) and Indian people they retaliated by sueing in small claims court for not paying a bill of a little over $680 dollars not to mention they purposely sent the court order to the wrong adress and held the entire proceedings without me being there.

Neeedles to say they only got $1.26, if anything they did it to get a reaction out of me. This country is controlled by doctors, lawyers, and cops. They do whatever they want and make s[BOOP] up as they go along, and have an endless supply of tax dollars (your money) to get away with it. As far as I am concerned the only real defense from this is to avoid them at all costs ...
This following post has been a "non public antisocial service message from the loyal order of not so free and definitely unaccepted masons !!!"

Guest

I have my SS direct deposited each month, that is my ONLY income, normally I wait until it is in the checking account pay some doctor bills via check and then go to the bank the very same day and withdraw the balance out. Recently I had a small claims judgment against me for $25 a month on a credit card. First payment due 11/13/09, which I am not going to pay because I am engulfed with doctor bills and they come first then food.
I have 2 questions...
#1 how long after the 13th will they get the OK to garnish my checking account????? I have no monies any place else.
#2 According to (Section 207 of the SS act (42 U.S.C. 407) my SS can not be touched, being prepared I called my bank (TDBank) and they said they no not know how to handle this problem, what are you thoughts?

gmakerley · Posted: Sun Nov 15, 2009 10:18 pm Post subject:

you won't be in default of the judgment immediately after the 13th. work with your creditor if you can...let them know your precise circumstance. i'd think you would have had the opportunity to lessen your load in court - did you not have an opportunity to state your case?

the court would have to issue a garnishment order in order for the creditor to take money from your account. that won't happen overnight.

born2run43 · Joined: 11 Mar 2010 Posts: 9 3.58 Dollars($)

I have had my SSD garnished for child support way back in the early 1990's. They didn't have to go to the banks, they withheld it right from my monthly check..Social Security Admin actually garnished the monies from my check before it hit the bank. So it isn't up to the bank, it's garnished before it gets there! SSI is different, it's the Federal welfare program and it can't be touched or garnished. SSD can.

banker0679 · Posted: Thu Mar 11, 2010 9:37 pm Post subject:

born - i believe child support and judgments/liens for debts are 2 whole different things

born2run43 · Joined: 11 Mar 2010 Posts: 9 3.58 Dollars($)

probably true..I don't know what a lien for debt is!! Gratefully so I imagine!

jameshogg · Posted: Wed Mar 17, 2010 11:44 pm Post subject:

Hi born,

When you use a collateral to take a mortgage on it, the lender holds a lien on the property. If you do not satisfy the debt, the lender will have the rights to sell off the property. A lien is a kind of security interest which is granted over an item of property. This secures the payment of a debt or performance of any obligation.

Thanks

Guest

In Missouri can they garnish S.S. and small retirement on hopital bill? When you and your husband are seperated, and he gives me $500 a month.

banker0679 · Posted: Mon Jun 14, 2010 7:10 am Post subject:

i dont believe any state can garnish SS UNLESS you have it deposited into your account and they garnish your checking account

i never heard of medical bills reaching judgement to garnishment.

how much do you owe on it?

gmakerley · Posted: Sat Jun 19, 2010 8:33 am Post subject:

Banker, any judgment can result in a garnishment if the debtor doesn't pay. All a creditor need do is return to the court in the event of default on the judgment and request an order for the garnishment.

Social Security benefits themselves cannot be garnished, but if they're deposited in an account, and comingled with other funds, they are certainly in jeopardy.

Posted: Mon Jul 19, 2010 1:29 pm Post subject:

dear sir, can a veterans disability check and social security be attached by a mortage company (ie bank) in the case of foreclosure? thanks paul

gmakerley · Posted: Mon Jul 19, 2010 3:33 pm Post subject:

Not at all likely, Paul; you have naught to fear there.

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How to protect social security from garnishment