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How to protect social security from garnishment

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webber
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PostPosted: Sat Apr 26, 2008 12:37 am    Post subject: How to protect social security from garnishment

How to deposit social security checks in bank so that they aren't garnished by creditors?
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Icon Mini Profile larry



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PostPosted: Sat Apr 26, 2008 12:51 am    Post subject:

Hi webber,

Welcome to the forum.

As far as I know Social security funds are not subject to garnishment. Only the Government can garnish your social security funds if you don't pay the Federal taxes or child support.

Feel free to ask if you have any further questions.

Best of luck,
Larry
 
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Icon Mini Profile gmakerley
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gmakerley

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PostPosted: Sat Apr 26, 2008 4:24 am    Post subject:

webber, i think you are actually referring to the garnishment that might be placed on your bank account after the social security deposit is made...is that right?

the only way i can think of, off the top of my head, is for your deposits to be made to an account that is not your own; but which you have access to in some way.

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Icon Mini Profile Jeanette

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PostPosted: Sat Apr 26, 2008 5:34 am    Post subject:

Hello Weber,

As Larry stated your social security check is exempt from garnishment but there are exceptions listed below.



The only way to avoid garnishment is to keep money out of bank

I hope this is helpful.

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Jeanette Smith
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Union Mortgage Group

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Icon Mini Profile jbarto65



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PostPosted: Mon Apr 28, 2008 6:23 pm    Post subject:

You will need to let the bank know that has your account that these are actually social security funds that are not to be garnished, they may not be aware, you should make them aware that they are actually social security benefits, then they can watch out for any attempts of garnishment.
 
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Icon Mini Profile fireyone_02



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PostPosted: Fri May 02, 2008 3:53 am    Post subject:

Thats about the best way to do it. Other than that I can not think of anything else myself.
 
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Icon Mini Profile jbarto65



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PostPosted: Fri May 02, 2008 8:12 pm    Post subject:

The bank does not know what deposits are what, you definately have to point it out to them just to be safe.
 
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Icon Mini Profile fireyone_02



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PostPosted: Wed May 07, 2008 5:20 pm    Post subject:

This is true..thats why I say only deposit ss checks in one account with no other deposits. It would be easier for the bank to be aware of what that account consisted of. These days it is like pulling teeth to get help from anyone including your bank.
 
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Icon Mini Profile jbarto65



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PostPosted: Mon May 12, 2008 4:33 pm    Post subject:

it will be up to you as the social security reciever to go to the bank and make sure that the bank is aware, I would go directly there and make sure that they know that it is social security and that it is not to be touched as far as any type of garnishments.
 
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Icon Mini Profile fireyone_02



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PostPosted: Fri May 16, 2008 6:32 am    Post subject:

This is true. Hopefully they have read this post and goes soon/
 
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Icon Mini Profile jbarto65



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PostPosted: Fri May 16, 2008 10:58 am    Post subject:

Yeah hopefully they get the information soon so that it can be useful before it is too late.
 
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Icon Mini Profile fireyone_02



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PostPosted: Sat May 17, 2008 6:53 am    Post subject:

Maybe it already is. I don't think they have come back.
 
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