| Posts by sonjakracine |
| Posting date
| Subject |
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| Wed Dec 2 1:23:45 2009 |
He is just pacifying an already entitled .. |
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| Wed Dec 2 7:55:00 2009 |
Depends on the lender, but once it's in their .. |
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| Wed Dec 2 7:52:40 2009 |
No, there is not a loan program available that .. |
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| Mon Nov 23 8:47:25 2009 |
I believe you only need one witness, however, .. |
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| Fri Nov 20 2:58:16 2009 |
Credit cards are unsecured they cannot become a .. |
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| Fri Nov 20 12:14:45 2009 |
Not only would I walk away from that attorney I .. |
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| Fri Nov 20 12:08:09 2009 |
It is a vicious circle, the home needs repairs .. |
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| Fri Nov 20 8:49:47 2009 |
Oh boy, I hate to be the messenger on bad news .. |
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| Wed Nov 18 9:27:29 2009 |
Your best bet is to refinance into an FHA loan, .. |
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| Wed Nov 18 9:23:24 2009 |
3 years minimum. Longer if the bank winds up .. |
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| Wed Nov 18 9:18:40 2009 |
There are always two sides to the story, and I am .. |
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| Wed Nov 18 8:47:28 2009 |
"Walking away" should be your last .. |
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| Wed Nov 18 11:58:46 2009 |
No it cannot. Your score is what it is. Interest .. |
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| Mon Nov 16 9:13:10 2009 |
They can potentially get a judgment filed against .. |
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| Mon Nov 16 8:33:13 2009 |
You can arrange it with the title .. |
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| Fri Nov 13 8:12:49 2009 |
How about a reverse mortgage They have to be over .. |
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| Thu Nov 12 8:30:30 2009 |
The mortgage company will have no way of knowing .. |
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| Wed Nov 11 8:08:06 2009 |
There are two parts to the approval process. One .. |
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| Wed Nov 11 8:04:12 2009 |
Yes, you have to refinance . You have to qualify .. |
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| Tue Nov 10 8:30:09 2009 |
You CAN add your name on the title without being .. |
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| Mon Nov 9 10:23:42 2009 |
Since an assumption may remove you then you have .. |
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| Mon Nov 9 10:21:31 2009 |
If the your market is so bad see if the bank will .. |
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| Mon Nov 9 10:11:08 2009 |
An assumption may work, but typically it means .. |
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| Mon Nov 9 8:05:34 2009 |
Your new loan has new requirements, it is as if .. |
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| Mon Nov 9 7:54:45 2009 |
Honestly, your mortgage company won't even know .. |
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| Fri Nov 6 1:31:12 2009 |
a few weeks or a few months, depends on the .. |
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| Fri Nov 6 8:20:41 2009 |
You can if you made payment arrangements for the .. |
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| Thu Nov 5 2:18:31 2009 |
If the mortgage company will do a partial release .. |
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| Thu Nov 5 12:57:44 2009 |
Both will affect your scores and limit the .. |
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| Thu Nov 5 12:51:45 2009 |
There will be other things to consider like your .. |
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| Thu Nov 5 9:29:46 2009 |
You need to provide more info. Are you the buyer, .. |
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| Thu Nov 5 7:52:55 2009 |
Nope. If you are not on the loan they have no .. |
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| Thu Nov 5 7:51:07 2009 |
You should contact your lender to see about a .. |
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| Thu Nov 5 7:49:25 2009 |
Your name is not on the mortgage so I don't know .. |
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| Wed Nov 4 11:23:34 2009 |
Ahhh, I see. In that case opening up a secured .. |
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| Wed Nov 4 9:48:10 2009 |
This sounds like you lost some sort of tax .. |
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| Wed Nov 4 9:45:03 2009 |
There is obviously a lot more detail to get here .. |
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| Wed Nov 4 9:35:45 2009 |
Try shopping for a different lender. Although .. |
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| Wed Nov 4 9:32:43 2009 |
Although you have a lot going for you the fact .. |
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| Wed Nov 4 9:29:08 2009 |
I guess I'm a little confused, you say you took .. |
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| Wed Nov 4 9:21:13 2009 |
Only on an FHA loan and only from family .. |
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| Wed Nov 4 8:04:32 2009 |
Simply put, yes. Unless of course you want equity .. |
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| Tue Nov 3 3:14:56 2009 |
Sorry for the confusion what I mean is if two .. |
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| Tue Nov 3 3:07:27 2009 |
One other option is asking the lender if the loan .. |
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| Tue Nov 3 2:58:49 2009 |
If he was never on the mortgage, then he was .. |
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| Tue Nov 3 2:53:59 2009 |
You need to speak to your lender, who did you .. |
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| Tue Nov 3 8:32:36 2009 |
You are totally right just sign the deed the .. |
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| Tue Nov 3 8:30:30 2009 |
The short answer is you can't. You will need to .. |
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| Mon Nov 2 2:10:09 2009 |
Very true Raymond and that is the challenge. As .. |
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| Mon Nov 2 1:57:54 2009 |
Raymond,
What she said was , that is totally .. |
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| Mon Nov 2 1:50:43 2009 |
I can only deal with residential mortgages and .. |
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| Mon Nov 2 1:05:14 2009 |
Hi Kathleen,
The state of the lending/banking .. |
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| Mon Nov 2 12:54:41 2009 |
An attorney may give different advise on this but .. |
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| Mon Nov 2 12:18:10 2009 |
If you are not on the mortgage, a deed will do .. |
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| Mon Nov 2 11:03:31 2009 |
A deed will do it. Also if you have not done so, .. |
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| Mon Nov 2 7:55:34 2009 |
The only way to reduce your payment is to .. |
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| Mon Nov 2 7:53:27 2009 |
Either forbearance or a loan modification should .. |
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| Mon Nov 2 7:45:38 2009 |
You can deed it to him, but you giving him the .. |
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| Mon Nov 2 7:35:49 2009 |
The calculators just give you a ballpark, it's .. |
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| Mon Nov 2 7:21:53 2009 |
Well, if for any reason he can't help, let me .. |
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| Fri Oct 30 11:27:28 2009 |
I would stick with FHA because of the work .. |
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| Fri Oct 30 11:21:48 2009 |
I do not believe there is any way to stop it, you .. |
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| Fri Oct 30 11:15:35 2009 |
County record should help, everything is on file .. |
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| Thu Oct 29 9:01:35 2009 |
Call servicing 800.288.3212 just keep pressing .. |
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| Thu Oct 29 8:49:27 2009 |
I'm sorry to be the one to tell you, the only way .. |
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| Thu Oct 29 8:37:19 2009 |
Most creditors will report within 30 days some .. |
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| Tue Oct 27 12:06:49 2009 |
If you are over 62, a reverse mortgage would help .. |
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| Tue Oct 27 6:58:23 2009 |
It's not about if you want to sell it in a short .. |
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| Mon Oct 26 11:35:31 2009 |
If you need it ,then the quick answer is yes. .. |
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| Mon Oct 26 11:28:40 2009 |
FHA is your best bet with 3.5% down, scores need .. |
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| Mon Oct 26 11:19:26 2009 |
Best advise is to go FHA with parents being a .. |
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| Mon Oct 26 11:07:39 2009 |
You cannot get a "mortgage" on a mobile .. |
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| Fri Oct 23 8:40:21 2009 |
Why not try to sell the home instead of hurting .. |
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| Fri Oct 23 8:28:34 2009 |
If you go FHA, tell your lender that you have put .. |
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| Fri Oct 23 8:20:55 2009 |
Credit card debt is unsecured they cannot go .. |
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| Fri Oct 23 8:13:55 2009 |
I guess as I see it this is NOT your problem, but .. |
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| Wed Oct 24 10:43:09 2007 |
What your lender is saying about the down payment .. |
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