| Posts by sunnyca |
| Posting date
| Subject |
Categories |
| Sat Oct 24 4:35:55 2009 |
Well you parents can buy the house in thier name .. |
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| Sat Oct 24 4:32:49 2009 |
But ultimately the bank goes by the apprisal .. |
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| Sat Oct 24 4:31:14 2009 |
Thats correct. You can give her the gift for down .. |
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| Sat Oct 24 4:29:14 2009 |
Yes you should be able to include the mortgage in .. |
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| Sat Oct 24 11:36:20 2009 |
credit monitrign compnies just monitor your .. |
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| Sat Oct 24 11:31:47 2009 |
Any drop in dollar value will result it inceased .. |
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| Sat Oct 24 11:29:28 2009 |
Really surprised that you did nto get a copy of .. |
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| Sat Oct 24 11:26:32 2009 |
May be I understood wrongly
You are saying you .. |
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| Sat Oct 24 11:22:22 2009 |
If the loan is nto paid as commited, the lender .. |
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| Sat Oct 24 11:21:02 2009 |
Probably that woudl depend on situation of the .. |
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| Sat Oct 24 11:19:54 2009 |
If you buyign somethign so big anf that too from .. |
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| Sat Oct 24 11:17:06 2009 |
Looks like some one else discussed about thsi .. |
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| Sat Oct 24 11:16:13 2009 |
May be this will help .. |
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| Sat Oct 24 11:13:38 2009 |
couple fo ways you can get your name offf the .. |
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| Sat Oct 24 11:10:51 2009 |
The best option is if the bank is ready for deed .. |
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| Sat Oct 24 11:09:13 2009 |
Absoutley
The lender can come after you for .. |
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| Sat Oct 24 11:08:09 2009 |
I do nto think there is any such law
But most .. |
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| Sat Oct 24 11:06:24 2009 |
Thanks for sharign the details George
I am .. |
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| Sat Oct 24 11:04:33 2009 |
Agreed
I think no one posts with bad .. |
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| Sat Oct 24 11:02:27 2009 |
There are some lenders who can give loan for .. |
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| Sat Oct 24 11:00:51 2009 |
Thats absolutely correct
You can have only one .. |
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| Sat Oct 24 10:59:38 2009 |
First step would be to find a good realtor and go .. |
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| Sat Oct 24 10:55:17 2009 |
Thats absolutely true in this .. |
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| Sat Oct 24 10:54:03 2009 |
Nope
Your husband needs to co-sign for that be .. |
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| Sat Oct 24 10:51:24 2009 |
To answer yoru first questions, yes the mortgage .. |
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| Sat Oct 24 10:49:39 2009 |
Probably you cna also check your loan paers and .. |
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| Sat Oct 24 10:47:43 2009 |
Thats correct
Both of them are owners of the .. |
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| Sat Oct 24 10:46:51 2009 |
Thanks for adding the details .. |
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| Sat Oct 24 10:45:51 2009 |
If the house is only in yoru wife's name, the .. |
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| Sat Oct 24 10:44:47 2009 |
If your fahther already has FHA lona in his nmae, .. |
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| Sat Oct 24 10:42:46 2009 |
Nothing is 100% perfect.
Every one has .. |
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| Sat Oct 24 10:40:09 2009 |
Agrred George.
But not sure how relevent is .. |
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| Sat Oct 24 10:38:54 2009 |
It is a vicious .. |
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| Fri Oct 23 2:59:44 2009 |
Definition of owner-occupied .. |
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| Fri Oct 23 2:47:55 2009 |
Yes. If you use it as a secondary residence then .. |
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| Fri Oct 23 2:46:21 2009 |
Probably 7 years
But you can go for loan .. |
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| Fri Oct 23 2:45:01 2009 |
Easy option is to have a will. That can not only .. |
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| Fri Oct 23 2:41:27 2009 |
FHA guidlines clearly says that minimum required .. |
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| Fri Oct 23 12:53:47 2009 |
Who said sao
FHA requires a minimum of 620 .. |
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| Fri Oct 23 12:51:43 2009 |
Looks like her situation caused .. |
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| Fri Oct 23 12:50:02 2009 |
I would say, call them and find the remit .. |
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| Fri Oct 23 12:48:51 2009 |
Especially in this market, most of them have .. |
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| Fri Oct 23 12:47:11 2009 |
Not sure it takes 24 hours to mess up the credit .. |
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| Fri Oct 23 12:45:18 2009 |
They are really worse than a credit card
So be .. |
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| Fri Oct 23 12:43:58 2009 |
You cna check with your local county office or .. |
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| Fri Oct 23 12:41:51 2009 |
Thats you for clarifying that .. |
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| Fri Oct 23 10:58:19 2009 |
That happnes a lot now days
The property .. |
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| Fri Oct 23 10:55:59 2009 |
When you have co-signer and when want to sell the .. |
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| Fri Oct 23 10:53:24 2009 |
You cna doa quit claim deed and you shoudl be .. |
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| Fri Oct 23 10:49:56 2009 |
You cna contact the county office and they should .. |
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| Fri Oct 23 10:45:23 2009 |
Your sister can check otu the reverse mortgage .. |
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| Fri Oct 23 10:43:25 2009 |
If you mother already own a house then you will .. |
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| Fri Oct 23 10:41:35 2009 |
If you have Mortgage, then you need to call them .. |
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| Mon Oct 19 11:43:06 2009 |
Thnak you for clarifyign that .. |
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| Mon Oct 19 11:41:43 2009 |
Looks like that .. |
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| Mon Oct 19 11:40:43 2009 |
Adonis, than you for doign th research and .. |
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| Mon Oct 19 11:39:36 2009 |
Thanks for sharing .. |
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| Sun Oct 18 6:20:25 2009 |
I would say wait till the next year, when you .. |
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| Sun Oct 18 6:16:48 2009 |
Looks like some puzzle
May be some one is .. |
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| Sun Oct 18 6:14:00 2009 |
If you sold your property, how cna thebank .. |
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| Sun Oct 18 6:12:38 2009 |
Thats really sad the way these compnies do .. |
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| Sun Oct 18 6:10:38 2009 |
Normall any lender will send a 1099 form at the .. |
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| Sun Oct 18 6:08:28 2009 |
Nope
Whenyou do quit claim deed all you are .. |
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| Sun Oct 18 6:03:57 2009 |
Secure credit card is one, where you put a depost .. |
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| Sun Oct 18 6:01:58 2009 |
It is kind of funny that no one know what is 039 .. |
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| Sun Oct 18 6:00:38 2009 |
Well if your name is also on the check, then it .. |
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| Sun Oct 18 2:32:18 2009 |
Good suggestion .. |
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| Sun Oct 18 2:29:26 2009 |
I do not think prepaid card will show up on your .. |
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| Sun Oct 18 2:27:12 2009 |
Gklad that we were able to answer your .. |
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| Sun Oct 18 2:25:21 2009 |
By the way what paper is your EX is asking you to .. |
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| Sun Oct 18 2:24:52 2009 |
Until you get the full detial on the money and .. |
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| Sun Oct 18 2:23:19 2009 |
Try .. |
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| Sun Oct 18 2:21:39 2009 |
the lender will probably foreclose on the .. |
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| Sun Oct 18 2:20:19 2009 |
Christina31
When you say they gave you the .. |
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| Sun Oct 18 2:18:33 2009 |
Inanyeventlv
You will have to provide more .. |
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| Sun Oct 18 2:16:57 2009 |
At this point you do not have any liability for .. |
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| Sun Oct 18 2:14:30 2009 |
Autum
You will need to provide more details .. |
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| Sun Oct 18 2:12:38 2009 |
Thats correct
But if you have loan, you are .. |
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| Sun Oct 18 2:11:42 2009 |
Nope
You will have to pay the taxes once you .. |
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| Sun Oct 18 2:10:41 2009 |
Codysmum
You question is confusing, can you .. |
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| Sun Oct 18 2:09:35 2009 |
Thats not true
Most of the lenders are doign .. |
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| Sun Oct 18 2:08:18 2009 |
That is possible.
Call the customer service .. |
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| Sun Oct 18 9:53:51 2009 |
Some of this might help .. |
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| Sun Oct 18 9:52:06 2009 |
Please check this .. |
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| Sun Oct 18 9:50:32 2009 |
A process in wich you eliminate debt, when you .. |
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| Sun Oct 18 9:49:00 2009 |
The lender is asking for the bank statement to .. |
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| Sun Oct 18 9:42:28 2009 |
Kash your answer does nto make sense for this .. |
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| Sun Oct 18 9:39:44 2009 |
At this poitn it si better to have a writeen .. |
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| Sun Oct 18 2:09:19 2009 |
See some of these .. |
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| Sun Oct 18 2:06:26 2009 |
I think your husband is ok in what he is doign .. |
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| Sun Oct 18 2:04:18 2009 |
Yes it is possible dendpngin on the state laws. .. |
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| Sun Oct 18 2:02:12 2009 |
If your husband gets a new home and applies for a .. |
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| Sun Oct 18 1:59:01 2009 |
I think you should continue to make payment as .. |
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| Sun Oct 18 1:57:44 2009 |
I would say yes.
If you can meet the .. |
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| Sat Oct 17 6:42:19 2009 |
check this .. |
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| Sat Oct 17 6:40:22 2009 |
check with soem of thelendrs on this forum and .. |
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| Sat Oct 17 6:38:58 2009 |
The bank may come after you for the equity .. |
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| Sat Oct 17 6:37:01 2009 |
Iam really surprised thet there are still .. |
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| Sat Oct 17 6:35:28 2009 |
Thats true
They cannto go after yoru person .. |
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| Sat Oct 17 6:33:43 2009 |
The rates will be high for .. |
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| Sat Oct 17 6:30:04 2009 |
It is sad to see that the bank refuses to assists .. |
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| Sat Oct 17 6:29:01 2009 |
The Act 6 Notice is sent when someone is sixty .. |
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| Sat Oct 17 6:25:47 2009 |
Probably I guess so.
Not aware of any .. |
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| Sat Oct 17 6:24:30 2009 |
When you say your cerdit is not not good, it is .. |
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| Sat Oct 17 6:22:36 2009 |
At thispoint your fridn need to contact the bank .. |
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| Sat Oct 17 6:20:09 2009 |
If you do nto knwo the person, then do not do a .. |
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| Sat Oct 17 6:16:09 2009 |
Deed in lieu is a process in which you give yoru .. |
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| Sat Oct 17 6:12:45 2009 |
You cna always do a quit claim deed and add yoru .. |
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| Sat Oct 17 6:06:40 2009 |
All these items will remain on yoru report for at .. |
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| Sat Oct 17 6:05:35 2009 |
You have come to the right place
I am sure .. |
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| Sat Oct 17 6:04:16 2009 |
You can for sure buy that template from there, .. |
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| Sat Oct 17 6:02:53 2009 |
Only way is if the bank can sell it to you with .. |
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| Sat Oct 17 5:59:30 2009 |
The lender will probably end of sending this to a .. |
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| Sat Oct 17 5:57:47 2009 |
Since the decsed left a will you follow this .. |
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| Sat Oct 17 5:54:29 2009 |
Nope she cannot do that legally
You legally .. |
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| Sat Oct 17 5:51:06 2009 |
Just to clarify
You fahter in law gave 175K .. |
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| Sat Oct 17 5:24:30 2009 |
Yes absolutely
There is nto need to have .. |
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| Sat Oct 17 5:22:44 2009 |
This forum is for discussion issues and .. |
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| Sat Oct 17 5:21:57 2009 |
Modification is done for people with financial .. |
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| Sat Oct 17 5:19:25 2009 |
You cna do quit claim ded and add yoru partners .. |
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| Sat Oct 17 5:15:51 2009 |
You will need to contact the credit reportign .. |
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| Sat Oct 17 5:06:08 2009 |
I would like to learn what is this 039 .. |
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| Sat Oct 17 5:03:13 2009 |
If your fahter is the sole owner of the property .. |
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| Sat Oct 17 5:00:08 2009 |
The power attorney can be very specific to .. |
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| Sat Oct 17 4:58:37 2009 |
Also now the down payment requirments have .. |
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| Sat Oct 17 4:56:12 2009 |
Thats correct. Sicne her name is already on the .. |
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| Sat Oct 17 4:45:35 2009 |
This isreally complicated situation and you .. |
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| Sat Oct 17 4:43:44 2009 |
Thats absoutley correct
The big banks may not .. |
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| Sat Oct 17 4:40:34 2009 |
Susan
That will really depend on how is yoru .. |
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| Sat Oct 17 4:38:54 2009 |
The quit claim is nto valid, if you did not .. |
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| Sat Oct 17 4:34:30 2009 |
You cna do a quit claim deed and trasnfer your .. |
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| Sat Oct 17 4:32:45 2009 |
That may be possible, but it is difficult to get .. |
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| Sat Oct 17 4:30:53 2009 |
If the decesed person has left a will, the will .. |
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| Sat Oct 17 4:25:38 2009 |
I would not recomend any one who ask for money .. |
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| Sat Oct 17 4:23:18 2009 |
Now a days the lenders can ask for all kind of .. |
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| Sat Oct 17 4:21:39 2009 |
do you have all theis documented or did you get .. |
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| Sat Oct 17 4:19:47 2009 |
I do nto think any one is doign a mortgage loan .. |
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| Sat Oct 17 4:18:37 2009 |
If you stop makign payment to the second, the .. |
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| Sat Oct 17 4:16:13 2009 |
If you have will, then get a attorney and they .. |
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| Sat Oct 17 4:13:53 2009 |
Unless the bank forecloses or you sell the .. |
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| Sat Oct 17 4:11:37 2009 |
You need to get an attonry and contest this in .. |
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| Sat Oct 17 4:09:59 2009 |
I do nto think there is any such clause
AT the .. |
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| Sat Oct 17 4:08:19 2009 |
check with soem of the lenders on this .. |
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| Sat Oct 17 4:06:39 2009 |
Help you need to contact yoru bank or any local .. |
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| Sat Oct 17 4:05:34 2009 |
Geoge where and how the slab varies.
My .. |
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| Sat Oct 17 4:00:52 2009 |
Thanks for singing George. Nice .. |
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| Sat Oct 17 9:32:43 2009 |
Especially with what happned in the last year and .. |
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| Sat Oct 17 9:30:48 2009 |
You will need to just list your name as the .. |
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| Sat Oct 17 9:29:37 2009 |
George is corrrect. We no longer have those .. |
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| Sat Oct 17 9:25:10 2009 |
Call you lender and aks the .. |
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| Sat Oct 17 9:24:05 2009 |
Good post .. |
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| Sat Oct 17 9:23:15 2009 |
Once you sing quit claim deed youno longer have .. |
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| Sat Oct 17 9:21:36 2009 |
Nope
If you are your husbdna had your name on .. |
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| Sat Oct 17 9:19:48 2009 |
There is not much to negotiate with the mortgage .. |
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| Sat Oct 17 9:18:24 2009 |
One option is to refinance the loan in your name .. |
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| Sat Oct 17 9:16:02 2009 |
Not heard o any such news
But even though the .. |
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| Sat Oct 17 9:13:50 2009 |
Try soem fo these .. |
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| Sat Oct 17 9:11:32 2009 |
If you do quit claim deed, you alsoneed to .. |
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| Sat Oct 17 9:09:23 2009 |
Good poitn .. |
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| Sat Oct 17 9:08:47 2009 |
Nope
There is no impact if you move out of .. |
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| Sat Oct 17 9:05:40 2009 |
Probably the reates for the peoplein 550 range .. |
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| Sat Oct 17 9:03:55 2009 |
Good point .. |
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| Sat Oct 17 9:00:44 2009 |
Any changes in the agreement the bank need to .. |
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| Sat Oct 17 8:59:38 2009 |
Thank you .. |
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| Sat Oct 17 8:58:46 2009 |
I toltally agree with George and I ma trying to .. |
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| Sat Oct 17 8:56:24 2009 |
The modification process can vary from bank to .. |
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| Sat Oct 17 8:53:01 2009 |
Agree with George
All ti is goign to do is .. |
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| Sat Oct 17 8:51:12 2009 |
lissette
Yes it is possible. If the payment is .. |
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| Sat Oct 17 8:48:52 2009 |
Mr. Very Upset person
Can you clarify who you .. |
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| Wed Oct 14 2:26:21 2009 |
George is correct.
Not all of them report .. |
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| Tue Oct 13 9:03:29 2009 |
Th problem is your value of the house is less .. |
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| Tue Oct 13 8:57:55 2009 |
No issues george.
IRS.gov would be the best .. |
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| Mon Oct 12 10:06:02 2009 |
check your answer .. |
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| Mon Oct 12 10:04:10 2009 |
In this economy any where above 720 is considered .. |
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| Mon Oct 12 10:02:25 2009 |
Agree with sussane. It is not only imprtant for .. |
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| Mon Oct 12 9:58:03 2009 |
check this .. |
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| Mon Oct 12 9:55:41 2009 |
Have you called your lender and asked for .. |
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| Mon Oct 12 9:51:45 2009 |
You can do a warranty deed and buy the .. |
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| Mon Oct 12 9:49:41 2009 |
Sussane looks like Bobby does not have the money .. |
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| Mon Oct 12 9:44:07 2009 |
No issues. Its your .. |
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| Mon Oct 12 9:33:27 2009 |
Reaffirmation agreement is soemthign you agree to .. |
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| Mon Oct 12 9:28:01 2009 |
Your post was answered .. |
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| Mon Oct 12 9:26:33 2009 |
I thought you are an editor and you knew .. |
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| Mon Oct 12 9:25:14 2009 |
Section 8 program is a housign assistance program .. |
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| Mon Oct 12 9:22:01 2009 |
Depending on yoru credit score and incoem you may .. |
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| Mon Oct 12 9:20:31 2009 |
Probably best place to check it out would .. |
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| Mon Oct 12 9:18:35 2009 |
Thats a good offer George
But as you knwo, hwo .. |
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| Mon Oct 12 8:19:58 2009 |
Your optiosn are to check with the county office .. |
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| Mon Oct 12 8:18:41 2009 |
Best option is to clal the lender and see if they .. |
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| Mon Oct 12 8:16:15 2009 |
First thing you need to do is call yoru current .. |
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| Mon Oct 12 8:13:59 2009 |
Your optiosn are
1. shorsale - You may be .. |
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| Mon Oct 12 8:10:46 2009 |
You cna do a quit claim deed and add your .. |
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| Mon Oct 12 8:09:07 2009 |
At the time of getting the property, there may be .. |
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| Mon Oct 12 8:07:48 2009 |
Some details about simple .. |
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| Mon Oct 12 8:05:28 2009 |
When a lender looks at yoru incoem for the last .. |
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| Mon Oct 12 8:01:44 2009 |
You shoudl be do it by your self.
Make sure to .. |
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| Mon Oct 12 8:00:20 2009 |
If you owe money to any lender or any credit .. |
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| Mon Oct 12 7:58:30 2009 |
You cna call the credit card compnayand ask them .. |
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| Mon Oct 12 7:57:24 2009 |
If your current owner has already defulted, then .. |
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| Mon Oct 12 7:54:43 2009 |
Guest your post is little confusing
Is your .. |
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| Mon Oct 12 7:51:50 2009 |
If you defult on any loan or credit card,the .. |
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| Mon Oct 12 7:47:46 2009 |
You cna do this with out puttign her name on the .. |
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| Mon Oct 12 7:43:40 2009 |
You cna doa quit claim deed and add your sister .. |
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| Mon Oct 12 7:41:14 2009 |
Legally they cannot garnish the social security .. |
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| Mon Oct 12 7:38:52 2009 |
What ever the commitment they made you need to .. |
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| Mon Oct 12 7:37:02 2009 |
He can remove his name by doing a quit claim .. |
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| Mon Oct 12 6:07:48 2009 |
frustrated
You have to go through the steps .. |
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| Mon Oct 12 6:04:32 2009 |
Thats true
Check this .. |
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| Mon Oct 12 6:00:23 2009 |
I do not think thats ture
Check with some of .. |
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| Mon Oct 12 5:57:42 2009 |
George I think you shoudl read the detailed one, .. |
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| Mon Oct 12 5:54:28 2009 |
May be this why your score is .. |
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| Mon Oct 12 5:53:15 2009 |
I have few posts from dolly which I have marked .. |
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| Mon Oct 12 5:51:59 2009 |
One more point to consider, if you do plan to .. |
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| Mon Oct 12 5:50:10 2009 |
Looks like it George
But some times may be too .. |
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| Mon Oct 12 5:48:55 2009 |
Thats ture. EVery one cannot know .. |
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| Mon Oct 12 5:45:43 2009 |
George you have good point that the lawyer is yet .. |
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| Mon Oct 12 5:43:57 2009 |
Probably they can, but the person who's name was .. |
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| Mon Oct 12 5:40:44 2009 |
yes that correct. The emploer can show the .. |
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| Mon Oct 12 12:57:14 2009 |
George to yoru last point, Not sure any employer .. |
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| Mon Oct 12 12:55:29 2009 |
George got a good .. |
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| Mon Oct 12 12:54:27 2009 |
I know. Thats really bad
But thast the world .. |
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| Sun Oct 11 9:48:14 2009 |
You can call the bank and explain your situation .. |
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| Sat Oct 10 8:31:30 2009 |
Your name need to on the property and also on the .. |
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| Sat Oct 10 8:29:48 2009 |
You cna do a quit claim deed and add all thier .. |
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| Sat Oct 10 8:28:33 2009 |
Lookign at the year, sorry to say this, but you .. |
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| Sat Oct 10 8:26:19 2009 |
elisamcdowell
Your question is .. |
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| Sat Oct 10 8:24:27 2009 |
You need to call thier customer service number .. |
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| Sat Oct 10 8:15:41 2009 |
Yes thats correct the bank can come after any .. |
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| Sat Oct 10 8:12:02 2009 |
Since you co-singed for yoru sister you are not .. |
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| Sat Oct 10 7:59:46 2009 |
If you included your house int he bankruptcy you .. |
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| Sat Oct 10 11:46:23 2009 |
If your name was not on the title in the last .. |
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| Sat Oct 10 11:42:50 2009 |
If the lender already run yoru credit check, you .. |
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| Sat Oct 10 11:40:24 2009 |
Try this
Very detailed .. |
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| Sat Oct 10 11:38:51 2009 |
Read this in .. |
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| Sat Oct 10 11:38:03 2009 |
You need to call American express and verify the .. |
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| Sat Oct 10 11:36:52 2009 |
Probably this is the reason whay your score is .. |
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| Sat Oct 10 11:35:34 2009 |
I think you should ahve taken precaution in .. |
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| Sat Oct 10 11:33:57 2009 |
That will for sure impact your credit .. |
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| Sat Oct 10 11:32:23 2009 |
Kim
You will need to check your latest credit .. |
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| Sat Oct 10 10:17:03 2009 |
Try this .. |
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| Sat Oct 10 10:07:51 2009 |
There are two things. As you said her name is on .. |
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| Sat Oct 10 10:04:17 2009 |
We have soem mortgage officers on this forum, .. |
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| Sat Oct 10 10:03:24 2009 |
They will ask for your 1099 and also your tax .. |
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| Sat Oct 10 10:02:34 2009 |
Well looks like Judge can over rule the quit .. |
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| Sat Oct 10 9:58:54 2009 |
eric1 I have observed the same thing. I did nto .. |
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| Sat Oct 10 8:45:56 2009 |
Yes you can file your taxes together and calim .. |
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| Sat Oct 10 8:34:17 2009 |
That wouwl depend on, once you co-sign what .. |
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| Sat Oct 10 8:28:59 2009 |
You will need to talk to yoru bankruptcy .. |
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| Sat Oct 10 8:26:15 2009 |
If your name is not on the loan, then it shoudl .. |
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| Sat Oct 10 7:56:35 2009 |
Mortgage insurance covers only up to 20% of the .. |
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| Sat Oct 10 7:53:33 2009 |
That was really an interestign statement .. |
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| Fri Oct 9 11:01:23 2009 |
Just to add
If the lender forgives the .. |
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| Fri Oct 9 10:58:07 2009 |
There is a deteiled discussion on this .. |
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| Fri Oct 9 10:55:43 2009 |
Yes that will.
When the lender looks at the .. |
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| Fri Oct 9 10:50:32 2009 |
If she has added your name on her property and .. |
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| Fri Oct 9 10:48:44 2009 |
Going to a anothe compnay is basically a .. |
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| Fri Oct 9 10:46:14 2009 |
Also check the county office and see whos name it .. |
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| Fri Oct 9 10:44:28 2009 |
Rob
If you can share your experince with every .. |
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| Fri Oct 9 10:41:52 2009 |
see your post is answered .. |
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| Fri Oct 9 10:38:33 2009 |
Nope. If her name is not on the mortgage, here .. |
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| Fri Oct 9 10:32:20 2009 |
Thats correct
I missed to read that part of .. |
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| Fri Oct 9 10:30:19 2009 |
Thats absoutley correct
If for soem reason you .. |
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| Fri Oct 9 10:27:12 2009 |
If you are given second chance, I would say use .. |
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| Fri Oct 9 9:04:34 2009 |
Jk Your question is not .. |
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| Fri Oct 9 9:02:44 2009 |
One more poitn to consider is,
If you are .. |
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| Fri Oct 9 8:58:38 2009 |
You need to conatct yoru lender and ask them to .. |
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| Fri Oct 9 8:52:23 2009 |
Who are you
Login and post your .. |
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| Fri Oct 9 6:45:21 2009 |
Try this and there is different .. |
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| Fri Oct 9 6:43:42 2009 |
Do not talk to any one who asks for an upfront .. |
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| Fri Oct 9 6:42:44 2009 |
Just go to the local county office and they .. |
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| Fri Oct 9 6:42:01 2009 |
Since your name is onlu on the property, you are .. |
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| Fri Oct 9 6:39:08 2009 |
They can start to comeafter you immeditely after .. |
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| Fri Oct 9 6:37:03 2009 |
You have few options
1. Ask yoru ex to .. |
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| Fri Oct 9 6:34:41 2009 |
As Eric said, you should have paid attention and .. |
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| Fri Oct 9 6:32:44 2009 |
This is really complicated and you will need to .. |
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| Fri Oct 9 6:31:22 2009 |
I think this will be best place to start readign .. |
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| Fri Oct 9 6:22:02 2009 |
I think this is called Mella Roos in .. |
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| Fri Oct 9 5:46:07 2009 |
Thats correct. Even if you are not laible to pay .. |
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| Fri Oct 9 5:44:43 2009 |
You cna find some more information .. |
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| Fri Oct 9 5:39:59 2009 |
Anytime you dela with banks to buy a foreclosed .. |
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| Fri Oct 9 5:38:08 2009 |
Probably you can also negotiate this with the .. |
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| Fri Oct 9 5:36:14 2009 |
millerja
That woudl depnd on what interest .. |
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| Fri Oct 9 5:33:26 2009 |
Thats really a good question, because lenders may .. |
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| Fri Oct 9 5:31:42 2009 |
Yes probaby depending on how much the house is .. |
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| Fri Oct 9 5:28:56 2009 |
This is really a good step. Insted of goign .. |
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| Fri Oct 9 5:27:32 2009 |
Thats true
There is no cutoff for the reverse .. |
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| Fri Oct 9 5:22:59 2009 |
Yvonne you may need to claify yoru .. |
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| Fri Oct 9 5:20:46 2009 |
The reverse mortgae is for some one who already .. |
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| Fri Oct 9 5:17:47 2009 |
Thats correct FHA requirment is 620 for loans .. |
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| Fri Oct 9 5:14:03 2009 |
It is a good option to hire a attonry to make .. |
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| Fri Oct 9 5:10:24 2009 |
donlat you may need to give more details abotu .. |
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| Fri Oct 9 5:07:02 2009 |
One mor eitem, if the property is listed for .. |
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| Fri Oct 9 5:03:52 2009 |
Thats a good question
But not sure if they do .. |
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| Fri Oct 9 3:47:05 2009 |
Looks like you can still use the business income .. |
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| Fri Oct 9 3:44:13 2009 |
If you give him quit claim deed, your name will .. |
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| Fri Oct 9 3:42:06 2009 |
Probably you will have to consult a attorney, who .. |
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| Fri Oct 9 3:39:43 2009 |
Tha last statement is really important
If your .. |
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| Fri Oct 9 3:36:39 2009 |
Thats a good question james
Yep it is up to .. |
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| Fri Oct 9 3:34:29 2009 |
Thank you for correcting .. |
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| Fri Oct 9 3:28:35 2009 |
One more point to keep in mind abotu credit .. |
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| Fri Oct 9 3:26:57 2009 |
Jenkins is correct.
But leighann you shoudl .. |
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| Fri Oct 9 3:25:44 2009 |
Thats correct. Secodn lender noramlly do not work .. |
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| Fri Oct 9 3:23:42 2009 |
The problem as george mentioned, your incoem .. |
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| Fri Oct 9 12:20:41 2009 |
one more clonflict .. |
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| Fri Oct 9 12:14:30 2009 |
Better to find a realtor who has experince in .. |
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| Fri Oct 9 12:12:52 2009 |
dollylee9
this post conflicts with what you .. |
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| Fri Oct 9 12:09:49 2009 |
If the secodn forecloses, then they will have to .. |
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| Fri Oct 9 12:02:35 2009 |
Makes ure that the quit claim deed is recorded in .. |
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| Fri Oct 9 12:01:38 2009 |
In the current market, there are rarely any loan .. |
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| Fri Oct 9 11:56:41 2009 |
In simple words, loan modification is a process .. |
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| Fri Oct 9 11:54:55 2009 |
Also for your doughter to take the financial .. |
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| Fri Oct 9 11:52:56 2009 |
Probably a good idea to to check with the loal .. |
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| Fri Oct 9 11:26:16 2009 |
Most of the pople do it to when the intrest rates .. |
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| Thu Oct 8 10:08:18 2009 |
A bridge loan is a short term financing .. |
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| Thu Oct 8 10:05:14 2009 |
The second lender may foreclose on the property, .. |
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| Thu Oct 8 10:03:17 2009 |
You cna let the second house go in to .. |
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| Thu Oct 8 10:00:30 2009 |
If the property is quit claimed to yoru husband, .. |
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| Thu Oct 8 9:53:37 2009 |
I think you can do this by doign a quit claim .. |
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| Thu Oct 8 9:51:16 2009 |
You need to check how the gist deed can affect .. |
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| Thu Oct 8 9:48:58 2009 |
Check answer her. Simialr .. |
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| Thu Oct 8 9:43:41 2009 |
Thats correct
once you quit claim the property .. |
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| Thu Oct 8 9:41:16 2009 |
nope
you are not liable to pay any .. |
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| Thu Oct 8 9:39:23 2009 |
I think the co-borrower needs to be .. |
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| Thu Oct 8 9:36:54 2009 |
You are correct,who to go with, ut you ahev pick .. |
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| Thu Oct 8 9:33:03 2009 |
Thats probably it is the processing fee
The .. |
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| Thu Oct 8 9:22:45 2009 |
Thats correct, ocne you sign the quit claim deed, .. |
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| Thu Oct 8 9:19:11 2009 |
Nope
You are still equal owner in the house. .. |
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| Thu Oct 8 9:14:29 2009 |
No you do nto pay taxes on it
The current law .. |
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| Thu Oct 8 9:09:09 2009 |
Not heard of any guidlens requiring you to pay a .. |
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| Thu Oct 8 9:05:56 2009 |
You cna alwys try and ask for one more .. |
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| Thu Oct 8 5:03:55 2009 |
You cna do "Quit claim deed' and add yoru .. |
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| Thu Oct 8 5:02:16 2009 |
You cna do quit claim deed and put the property .. |
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| Thu Oct 8 5:01:06 2009 |
There is no reason for you to sing the quit claim .. |
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| Thu Oct 8 4:58:29 2009 |
if you do a deed in lieu, it will nto affect yoru .. |
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| Thu Oct 8 4:57:18 2009 |
You cna do a quit cleim deed and add yoru husband .. |
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| Thu Oct 8 4:54:27 2009 |
If you have some equity int eh home, you can .. |
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| Thu Oct 8 4:53:30 2009 |
Normllay after the quit claim deed in singed and .. |
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| Thu Oct 8 4:49:02 2009 |
Check with some of the lenders on this .. |
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| Thu Oct 8 4:48:16 2009 |
Yes it is possible.
As logn as you can show .. |
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| Thu Oct 8 4:47:06 2009 |
You shodul use the quit claim deed form from the .. |
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| Thu Oct 8 4:45:42 2009 |
Normally loan modficiation will nto eliminate the .. |
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| Thu Oct 8 9:49:18 2009 |
It shoudl nto affect yoru credit, since you are .. |
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| Thu Oct 8 9:47:44 2009 |
Thats really interesting. I have nto seen any one .. |
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| Thu Oct 8 9:45:23 2009 |
This is nto really a surprise
This was suppose .. |
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| Thu Oct 8 9:42:06 2009 |
Only way you cna remove your name would be, he .. |
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| Thu Oct 8 9:40:52 2009 |
The big catch is, you need that extra money to .. |
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| Wed Oct 7 11:19:24 2009 |
Sussane
Poster has already said that the gradn .. |
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| Wed Oct 7 11:17:26 2009 |
I think he did a quit claim deed and gave you .. |
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| Wed Oct 7 11:15:12 2009 |
You cannot do a quit claim deed
Go to the .. |
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| Wed Oct 7 11:14:09 2009 |
She can do a quit claim deed and trsnfer the .. |
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| Wed Oct 7 11:13:03 2009 |
Quit claim deed is used to trasnfer ownership to .. |
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| Wed Oct 7 11:11:34 2009 |
I think they are probably doing deed in .. |
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| Wed Oct 7 11:09:52 2009 |
If he quit claims the property to you, you will .. |
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| Wed Oct 7 11:07:53 2009 |
May be your question is .. |
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| Wed Oct 7 6:40:33 2009 |
Probably yes, your divorce decree will protect .. |
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| Wed Oct 7 6:31:09 2009 |
Nope you cannot.
You can use the quit claim .. |
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| Wed Oct 7 6:29:40 2009 |
If you already had a clause saving that you will .. |
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| Wed Oct 7 6:28:17 2009 |
If you are financing only 77% of the valaue of .. |
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| Wed Oct 7 6:26:11 2009 |
Any of yoru assests can be attcahed to .. |
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| Wed Oct 7 6:25:09 2009 |
You cna find more details .. |
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| Wed Oct 7 6:23:16 2009 |
You can do a quit claim deed and trasnfer the .. |
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| Wed Oct 7 6:21:58 2009 |
They are lookign for some one along with you to .. |
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| Wed Oct 7 6:19:08 2009 |
If this was Verbal, I do nto think ti is really .. |
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| Wed Oct 7 6:18:02 2009 |
There is a good possibilty that lender may .. |
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| Wed Oct 7 6:16:32 2009 |
Yes, if your name is still on the mortgage, you .. |
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| Wed Oct 7 6:14:26 2009 |
Probably the lender will try to foreclose the .. |
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| Wed Oct 7 6:12:58 2009 |
Once a person does quit claim deed there is no .. |
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| Wed Oct 7 6:09:59 2009 |
That would be the discretion of the person who is .. |
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| Wed Oct 7 6:08:54 2009 |
Proabably they are doign a ded in lieu
If the .. |
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| Wed Oct 7 6:07:00 2009 |
Steve
Can you please clarify your .. |
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| Wed Oct 7 5:31:09 2009 |
But remember even internaltion banks are checking .. |
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| Wed Oct 7 5:29:16 2009 |
Thats correct, if you just add yoru name to .. |
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| Wed Oct 7 5:27:39 2009 |
I have not heard any loan modification program .. |
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| Wed Oct 7 5:26:19 2009 |
Thats what it seesm like Nina
The trial period .. |
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| Wed Oct 7 5:24:32 2009 |
Thats is really a good poitn eric
2% rule is .. |
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| Mon Oct 5 9:58:23 2009 |
Probably a good option for you to call the .. |
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| Mon Oct 5 9:57:22 2009 |
where did you get this .. |
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| Mon Oct 5 9:54:54 2009 |
Here is moreinformation about .. |
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| Mon Oct 5 9:52:18 2009 |
kvcmedic good luck
and We all are glad to .. |
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| Mon Oct 5 9:49:28 2009 |
George
I am really suprprised to see that .. |
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| Mon Oct 5 9:47:02 2009 |
Thats absoutley correct, once the debt go in .. |
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| Mon Oct 5 9:44:41 2009 |
I think thats true
You cna go for deed in lieu .. |
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| Mon Oct 5 9:42:00 2009 |
Thats good score for FHA loan
Now you need to .. |
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| Mon Oct 5 9:40:30 2009 |
You keep it interesting .. |
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| Mon Oct 5 9:38:49 2009 |
Me too, that why it is making it .. |
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| Mon Oct 5 9:35:11 2009 |
Wow .. |
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| Mon Oct 5 9:34:21 2009 |
I know George you are suprprised
Some times we .. |
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| Mon Oct 5 9:32:49 2009 |
Your option is to go back your bank and ask for .. |
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| Mon Oct 5 9:29:58 2009 |
No arguments .. |
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| Mon Oct 5 9:27:24 2009 |
George looks like that why he coudl nto .. |
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| Mon Oct 5 9:25:32 2009 |
The world we live in is filled with lot of these .. |
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| Mon Oct 5 9:24:00 2009 |
Looks liek every oen tryign really hard .. |
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| Mon Oct 5 9:22:09 2009 |
You really need to contact and attorney and work .. |
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| Mon Oct 5 9:20:01 2009 |
You need to get an attorney in this cae
Looks .. |
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| Mon Oct 5 9:18:15 2009 |
yayaycz this looks like little complicated
One .. |
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| Mon Oct 5 9:15:04 2009 |
Looks like the lender might have foreclosed on .. |
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| Mon Oct 5 9:13:05 2009 |
I woudl say you have to waiti for 3 - 4 years .. |
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| Mon Oct 5 9:10:23 2009 |
When you did the quit claim deed that shoudl have .. |
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| Mon Oct 5 9:07:58 2009 |
I think you shodul be able to qualify for the FHA .. |
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| Mon Oct 5 9:03:29 2009 |
Shoudl you refinance will depend on what would eb .. |
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| Mon Oct 5 8:59:20 2009 |
John and George, you discussion was really .. |
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| Mon Oct 5 6:44:43 2009 |
Yep the goverment will get paid first before any .. |
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| Mon Oct 5 6:43:51 2009 |
Wait for the move notice. probably that will tell .. |
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| Sun Oct 4 6:39:51 2009 |
Probably you can,but consult yoru bankruptcy .. |
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| Sun Oct 4 6:38:42 2009 |
If this is yoru first notice I would say any .. |
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| Sun Oct 4 6:36:47 2009 |
Someof the basic facotors would be any financial .. |
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| Sun Oct 4 6:34:47 2009 |
I think based on this data there is agood chance, .. |
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| Sun Oct 4 6:32:54 2009 |
You cna do a quit claim deed and trasnfer the .. |
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| Sun Oct 4 6:30:33 2009 |
Nope
The lender will be responsible to pay the .. |
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| Sun Oct 4 6:29:23 2009 |
You cna absoultey do the quit claim deed and .. |
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| Sun Oct 4 6:27:34 2009 |
You will need somethign called affidavit of .. |
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| Sun Oct 4 6:24:15 2009 |
Whn you have high debt to incoem ratio, you need .. |
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| Sun Oct 4 2:53:43 2009 |
There are other requirements like 2 years of .. |
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| Sun Oct 4 2:51:59 2009 |
I would not suggest to do that unless you have .. |
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| Sun Oct 4 2:50:34 2009 |
Then you should not have any .. |
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| Sun Oct 4 2:48:41 2009 |
Nope
You cna do aquit claim deed and add her .. |
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| Sun Oct 4 2:47:42 2009 |
580 is really low score for you to get .. |
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| Sun Oct 4 2:39:37 2009 |
CHeck with yoru county office
You shodul be .. |
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| Sun Oct 4 1:19:32 2009 |
Its been like this for logest period of .. |
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| Sun Oct 4 1:12:38 2009 |
Check with some of the lenders on thsi .. |
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| Sun Oct 4 1:10:35 2009 |
Thats really a very interestign concept
How .. |
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| Sun Oct 4 1:04:50 2009 |
propertyinfo
Secure credit card is one, where .. |
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| Sun Oct 4 1:00:50 2009 |
propertyinfo
The discussion is abotu $8000 .. |
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| Sun Oct 4 12:55:45 2009 |
Loan modification is really not a product. So i .. |
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| Sun Oct 4 12:53:30 2009 |
Good example .. |
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| Sun Oct 4 12:52:33 2009 |
This is a good article which tells you what .. |
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| Sun Oct 4 12:51:09 2009 |
property I am nto sure when the credit report is .. |
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| Sun Oct 4 12:48:54 2009 |
When you have two lenders then deed in lieu is .. |
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| Sun Oct 4 12:46:45 2009 |
Have call them asked if they can give you any .. |
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| Sun Oct 4 12:45:04 2009 |
Yes that correct the interest is deducatbale. It .. |
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| Sun Oct 4 12:10:09 2009 |
It may be diifuclt to get a reverse on a mobile .. |
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| Sun Oct 4 12:08:46 2009 |
Ok
It is impossible to get a mortgage for .. |
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| Sun Oct 4 12:06:25 2009 |
I think you cna always say that the additional .. |
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| Sun Oct 4 12:03:34 2009 |
We need to do things to protectour self from .. |
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| Sun Oct 4 12:01:01 2009 |
What I have hard are seen, is the lender wants a .. |
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| Sun Oct 4 11:58:45 2009 |
This not going to help the housing market which .. |
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| Sun Oct 4 11:55:45 2009 |
Will this happne this .. |
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| Sun Oct 4 11:54:40 2009 |
Court decides and give a decision on the .. |
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| Sun Oct 4 11:51:51 2009 |
Jendru2
Not sure where you got this flier .. |
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| Sun Oct 4 11:49:50 2009 |
FHA 203(K) is used for purchasign a hosue and .. |
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| Sun Oct 4 11:45:50 2009 |
If your husband was still ont eh property then he .. |
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| Sun Oct 4 9:51:47 2009 |
once the foreclosure process is coemplte, the .. |
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| Sun Oct 4 9:48:59 2009 |
There is notnegative imapct to your credit when .. |
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| Sun Oct 4 9:47:25 2009 |
Thats correct 620 is required if you goign to do .. |
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| Sun Oct 4 9:46:11 2009 |
some more details .. |
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| Sun Oct 4 9:43:38 2009 |
Steve
Caredit score is only one of the facotrs .. |
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| Sun Oct 4 9:40:19 2009 |
Contact yoru bankruptcy attorney and ask for .. |
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| Sun Oct 4 9:38:56 2009 |
Yes the mortage compnay can take away the house .. |
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| Sun Oct 4 9:37:28 2009 |
if you do nto have the credit score to finance .. |
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| Sun Oct 4 9:35:30 2009 |
Quit claim deed only tarsnfer the ownership in .. |
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| Sun Oct 4 9:33:30 2009 |
Taril period is like a test, if you can pass that .. |
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| Sun Oct 4 9:30:24 2009 |
This icludes calcualtions of disposable income ( .. |
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| Sun Oct 4 9:27:45 2009 |
Well then try listing it on ebay and see if that .. |
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| Sun Oct 4 9:26:14 2009 |
That would depned on the person who islending the .. |
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| Sun Oct 4 9:24:13 2009 |
Any where between 6 - 12 weeks based on if you .. |
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| Sun Oct 4 9:22:59 2009 |
Please fidn answer for yoru post .. |
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| Sun Oct 4 9:22:20 2009 |
Yes there is a possibility that you may be .. |
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| Sun Oct 4 9:20:58 2009 |
Contact yoru bank and ask for loan modfication .. |
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| Sun Oct 4 9:19:53 2009 |
Nope
You can file bankruptcy .. |
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| Sun Oct 4 9:18:35 2009 |
Once you quit claim then the property will will .. |
Forum |
| Sun Oct 4 9:14:42 2009 |
Thats really an interesting and little .. |
Forum |
| Sun Oct 4 9:13:39 2009 |
You do nto need a real estate agent
Contact .. |
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| Sun Oct 4 8:59:54 2009 |
If your incoem is just the social security, then .. |
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| Sun Oct 4 8:57:24 2009 |
I think thismay be required by the lender.
The .. |
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| Sun Oct 4 8:56:27 2009 |
This is really complicated and probably need to .. |
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| Sun Oct 4 8:53:25 2009 |
FHA requires minimum of 2 years wok history and .. |
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| Sun Oct 4 8:52:05 2009 |
Waiting it is frustrating, but the bank are .. |
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| Sun Oct 4 8:50:00 2009 |
lee ths house has been already foreclosed
The .. |
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| Sun Oct 4 8:48:37 2009 |
Leee I amnot sure if your answer si related to .. |
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| Sat Oct 3 5:55:12 2009 |
All quit claim can do is give you the full .. |
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| Sat Oct 3 5:53:40 2009 |
Congratualtiosn .. |
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| Sat Oct 3 5:50:53 2009 |
Probably check with the county office, they will .. |
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| Sat Oct 3 5:49:32 2009 |
See if this can help .. |
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| Sat Oct 3 5:48:09 2009 |
Lanamc
you can ask yoru partner to give you a .. |
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| Sat Oct 3 5:45:36 2009 |
looking at what you said, you seems to eb makign .. |
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| Sat Oct 3 5:42:37 2009 |
can some one summarize what is the exact .. |
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| Sat Oct 3 5:40:27 2009 |
There is nothign definced by law which limts the .. |
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| Sat Oct 3 5:37:27 2009 |
Guest that was a good .. |
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| Sat Oct 3 5:36:01 2009 |
Thats correct loan modification will help you .. |
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| Sat Oct 3 5:33:32 2009 |
In a quit claim deed it needs to be notirized and .. |
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| Sat Oct 3 5:32:09 2009 |
Youc an alwsy do quit claim deed but you are .. |
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| Sat Oct 3 5:28:45 2009 |
Mena
There is no requirment for anyone to be .. |
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| Sat Oct 3 5:25:42 2009 |
Simple questiosn got spinned around in so many .. |
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| Sat Oct 3 5:22:23 2009 |
If you are keepign the house as of now and you .. |
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| Sat Oct 3 5:18:56 2009 |
In state of califorina you do not need to pay the .. |
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| Sat Oct 3 5:15:23 2009 |
Probably end of ocotober or 1st of .. |
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| Sat Oct 3 5:14:07 2009 |
If you cna afford to make the payments then .. |
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| Sat Oct 3 5:09:17 2009 |
Do nto hadle this transcation just by quit claim .. |
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| Sat Oct 3 5:07:18 2009 |
If you continue to keepmkaing payments and go .. |
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| Sat Oct 3 5:02:02 2009 |
Gettign on the loan willnot make you the owner of .. |
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| Sat Oct 3 4:59:41 2009 |
try this .. |
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| Sat Oct 3 4:57:50 2009 |
You can walk away fromthe home the lnder may .. |
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| Sat Oct 3 4:55:07 2009 |
203K loan is mainly for repair and .. |
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| Sat Oct 3 4:53:01 2009 |
Transparency is a good word .. |
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| Sat Oct 3 4:51:58 2009 |
AO
You can try to apply for FHA loan, but if .. |
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| Sat Oct 3 2:37:34 2009 |
You do nto need to give up the RV and Car
You .. |
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| Sat Oct 3 2:36:10 2009 |
I am done with the summer
waiting for things .. |
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| Sat Oct 3 12:46:19 2009 |
Yes. The person not on the mortage but still on .. |
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| Sat Oct 3 12:43:41 2009 |
lee that is lookign difficul for our poster with .. |
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| Sat Oct 3 12:42:21 2009 |
The amoutn is too small for any big lender to buy .. |
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| Sat Oct 3 12:41:13 2009 |
Insted of walkign away you cna check with yoru .. |
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| Sat Oct 3 12:39:50 2009 |
You will need to check with some of the lenders .. |
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| Sat Oct 3 12:38:30 2009 |
Here you .. |
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| Sat Oct 3 12:37:11 2009 |
That was really a interesting post by .. |
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| Sat Oct 3 12:35:17 2009 |
Dtailed information is .. |
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| Sat Oct 3 12:33:48 2009 |
see some more information .. |
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| Sat Oct 3 12:31:31 2009 |
Thats normal in this market
They are also .. |
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| Sat Oct 3 12:29:29 2009 |
Thats absoutley correct george
But in this .. |
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| Sat Oct 3 12:27:29 2009 |
Very good and detailed information about the tyep .. |
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| Sat Oct 3 12:26:19 2009 |
Then you need to call the bank who gave the loan .. |
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| Sat Oct 3 12:24:48 2009 |
It is impossible beloe 620 in this .. |
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| Sat Oct 3 11:54:16 2009 |
The other option is to go for .. |
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| Sat Oct 3 11:53:14 2009 |
FHA on 550 score
that looks impossible
As .. |
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| Sat Oct 3 11:51:55 2009 |
If the property is in yoru name then no one can .. |
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| Sat Oct 3 11:50:46 2009 |
check this .. |
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| Sat Oct 3 11:49:14 2009 |
If the property isoned by both the people then .. |
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| Sat Oct 3 11:48:00 2009 |
lee there coudl be several reasons
Pay off the .. |
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| Sat Oct 3 11:46:19 2009 |
Apprisal is to check the value of the property .. |
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| Sat Oct 3 11:44:26 2009 |
Yep keep makign your payment on .. |
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| Sat Oct 3 11:40:52 2009 |
Mee too
But to answer the post, yes the lender .. |
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| Sat Oct 3 11:39:35 2009 |
Wibds what document did you really sign
Was it .. |
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| Sat Oct 3 11:37:35 2009 |
Have you checked with yoru bankruptcy .. |
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| Sat Oct 3 11:35:43 2009 |
This post can help .. |
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| Sat Oct 3 11:35:02 2009 |
If you are lcose to finishing off yoff yoru .. |
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| Sat Oct 3 11:32:38 2009 |
I think as long as you can make it clear in yoru .. |
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| Sat Oct 3 11:30:43 2009 |
George your last statement is really .. |
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| Sat Oct 3 11:29:03 2009 |
Credit report is really one of the most important .. |
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| Sat Oct 3 11:27:03 2009 |
Totally agree
But we also need to share .. |
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| Sat Oct 3 11:25:57 2009 |
Good summary .. |
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| Sat Oct 3 11:24:37 2009 |
That will vary from state to .. |
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| Sat Oct 3 11:23:25 2009 |
Opps, I wanted tosay as we go in to winter .. |
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| Sat Oct 3 9:05:22 2009 |
Yes the rates have gobe down, and thre is a good .. |
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| Sat Oct 3 9:03:33 2009 |
Thats for your addition george
It happned .. |
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| Sat Oct 3 9:02:24 2009 |
Thats was a good one .. |
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| Sat Oct 3 9:01:32 2009 |
I guess you also did you contribution to this big .. |
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| Sat Oct 3 8:59:59 2009 |
See just what hjappned with this .. |
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| Sat Oct 3 8:58:26 2009 |
The forum is not desinged to bring attention of .. |
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| Sat Oct 3 8:51:45 2009 |
Thats true
Two points to consider
Your .. |
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| Sat Oct 3 8:49:59 2009 |
If your boy frind is goign to change job, that .. |
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| Sat Oct 3 8:48:27 2009 |
Agree George
The posts gets interesting every .. |
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| Sat Oct 3 8:46:28 2009 |
may be .. |
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| Fri Oct 2 9:59:37 2009 |
check this .. |
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| Fri Oct 2 9:11:03 2009 |
Thats correct
In simple words you are laible .. |
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| Fri Oct 2 9:08:28 2009 |
In this market unless you are doign FHa, you will .. |
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| Fri Oct 2 9:04:55 2009 |
The question is really stange
Can you .. |
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| Fri Oct 2 9:03:13 2009 |
You will need to show enough incoem toqualify for .. |
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| Fri Oct 2 9:01:06 2009 |
Thats correct
You will need to get the .. |
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| Fri Oct 2 8:58:41 2009 |
There is possibility that if you miss payment the .. |
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| Fri Oct 2 8:56:47 2009 |
Thee is no escape from prepayment penalty
You .. |
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| Fri Oct 2 8:54:30 2009 |
Why cannot you have a legal agreemnt between the .. |
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| Fri Oct 2 8:51:32 2009 |
Thansk for your additional information about .. |
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| Fri Oct 2 8:50:01 2009 |
I would say atelaest 3 - 4 months before the .. |
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| Fri Oct 2 8:26:43 2009 |
That is absolutely true
It is not that the .. |
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| Fri Oct 2 8:24:52 2009 |
I know
Remmeber it isnto the fault of the .. |
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| Fri Oct 2 8:23:20 2009 |
The main advantage with deed in lieu you you will .. |
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| Fri Oct 2 8:21:53 2009 |
If you are not goign to build a house, bu just a .. |
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| Fri Oct 2 8:20:42 2009 |
Michigan is not a anti-deficient state
The .. |
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| Fri Oct 2 8:18:32 2009 |
That woudl depnd on the final will he .. |
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| Fri Oct 2 8:17:24 2009 |
Quit claim deed would be the best option for you .. |
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| Fri Oct 2 8:13:13 2009 |
good video
Ver good short .. |
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| Fri Oct 2 8:11:50 2009 |
"Lenders are required to set up escrow .. |
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| Fri Oct 2 8:09:01 2009 |
Unless you ave other option, then this is the .. |
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| Fri Oct 2 8:08:24 2009 |
Mena
Lot of pople are in the same .. |
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| Fri Oct 2 8:07:02 2009 |
One option is you can ask your father first to .. |
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| Fri Oct 2 8:05:56 2009 |
Thats correct you cannot use quit claim .. |
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| Fri Oct 2 8:05:10 2009 |
check this .. |
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| Fri Oct 2 8:04:15 2009 |
I know poeple who have approved by Bank of .. |
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| Fri Oct 2 8:03:17 2009 |
Yep
That is another .. |
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| Fri Oct 2 8:02:26 2009 |
check answer to your post .. |
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| Fri Oct 2 7:57:42 2009 |
Quit claim deed will release your name from the .. |
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| Fri Oct 2 7:56:04 2009 |
Try if you can go for a shortsale or deed in lieu .. |
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| Fri Oct 2 7:54:41 2009 |
You do not need to be late on payment for the .. |
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| Fri Oct 2 7:52:08 2009 |
If you are the grantor of the trust you can .. |
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| Fri Oct 2 7:50:31 2009 |
Are you asking if some one gotdenied after the .. |
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| Fri Oct 2 7:49:52 2009 |
nursedd
you are question is not clear
Quit .. |
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| Fri Oct 2 7:48:01 2009 |
Are you lookign for some one who got approved for .. |
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| Fri Oct 2 7:35:28 2009 |
Nope
He cannot remove your name fromthe .. |
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| Fri Oct 2 7:32:13 2009 |
Jammiet5
You will have to do a quit claim .. |
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| Fri Oct 2 7:28:00 2009 |
Most of the agnets when you call the loan .. |
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| Fri Oct 2 7:24:52 2009 |
The main issue is, the lenders are really gettign .. |
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| Fri Oct 2 7:22:38 2009 |
The debt relif act will in 2012. You donto need .. |
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| Fri Oct 2 7:18:59 2009 |
If the property isalready in both of yoru name .. |
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| Fri Oct 2 7:17:30 2009 |
Loan modification trail is based on the data you .. |
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| Fri Oct 2 7:14:29 2009 |
If the mortgage is almost paid, then quit claim .. |
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| Fri Oct 2 7:12:44 2009 |
MR PAUL
You do nto qulify for the first tiem .. |
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| Fri Oct 2 7:10:52 2009 |
Agreed
No argument about .. |
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| Fri Oct 2 7:09:59 2009 |
Thats really interesting statement
Probably .. |
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| Fri Oct 2 7:07:56 2009 |
That seems to be the case with most of the people .. |
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| Fri Oct 2 7:06:37 2009 |
Can you give some details George
I woudl love .. |
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| Fri Oct 2 5:41:21 2009 |
What can we do george, we need to know whats .. |
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| Fri Oct 2 11:50:45 2009 |
Thats correct the lnder can come after you for .. |
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| Fri Oct 2 11:49:01 2009 |
Annoymous
You said you are already a .. |
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| Fri Oct 2 11:47:19 2009 |
No probelm George
I have also done such .. |
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| Fri Oct 2 11:41:25 2009 |
Thats correct this was propsed by Republican .. |
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| Fri Oct 2 11:39:27 2009 |
George i do nto think notsure confirmed that her .. |
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| Fri Oct 2 11:31:23 2009 |
Thats absoutley correct
No one will speak to .. |
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| Fri Oct 2 9:14:55 2009 |
Thats the natture of the subject and lot of poepl .. |
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| Fri Oct 2 9:14:04 2009 |
Thank you .. |
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| Fri Oct 2 9:08:38 2009 |
Thats correct
This can have a major impact on .. |
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| Thu Oct 1 9:45:43 2009 |
Quit claim deed will help you to transfer the .. |
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| Thu Oct 1 9:43:05 2009 |
If the agreement is verbal, there is nothign .. |
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| Thu Oct 1 9:40:13 2009 |
Yep quit claim deed shoudl protect yoru house .. |
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| Thu Oct 1 9:38:29 2009 |
You need to involve and attorney and have them .. |
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| Thu Oct 1 9:36:38 2009 |
Remember the liability of the loan does nto get .. |
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| Thu Oct 1 9:34:18 2009 |
Make sure you notarize it and record .. |
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| Thu Oct 1 9:33:07 2009 |
What are you really worried about
Do you think .. |
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| Thu Oct 1 9:30:17 2009 |
Only legal reason woudl be, if you were married .. |
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| Thu Oct 1 8:52:00 2009 |
If there is a mortage then quit claim deed will .. |
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| Thu Oct 1 8:49:56 2009 |
Well as long as your name is on the loan you are .. |
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| Thu Oct 1 8:46:04 2009 |
If the property was only in your wifes name then .. |
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| Thu Oct 1 8:44:31 2009 |
Thats absolutley correct
Only question woudl .. |
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| Thu Oct 1 8:42:10 2009 |
You cna file for bankruptcy, but you can exlcude .. |
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| Thu Oct 1 8:40:29 2009 |
Looks like it was two loans and combined in to .. |
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| Thu Oct 1 8:38:25 2009 |
I think you will have to contact an attorney to .. |
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| Thu Oct 1 8:36:48 2009 |
Thats absolutely correct
There shoudl nto eb .. |
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| Thu Oct 1 8:34:53 2009 |
If you file these deeds you are the sole owner of .. |
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| Thu Oct 1 8:31:51 2009 |
You have to conatct an attorney immediatley and .. |
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| Thu Oct 1 7:46:01 2009 |
Thats correct there is nothign called trial .. |
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| Thu Oct 1 7:44:49 2009 |
You will need to contact a lender and provide .. |
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| Thu Oct 1 7:43:24 2009 |
There is new bill introduced in congress on .. |
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| Thu Oct 1 6:20:13 2009 |
That may raise some red flags
Best option is .. |
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| Thu Oct 1 6:19:10 2009 |
Florida is a nonrecourse .. |
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| Thu Oct 1 6:17:39 2009 |
Interestign .. |
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| Thu Oct 1 6:16:53 2009 |
Have you check with any of the lenders on this .. |
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| Thu Oct 1 6:16:04 2009 |
Bottom line all the three need to agree any sign .. |
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| Thu Oct 1 6:14:42 2009 |
They want to make sure that after you buy this .. |
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| Thu Oct 1 6:12:47 2009 |
The person who decides if you are eligible to get .. |
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| Thu Oct 1 6:11:49 2009 |
My suggestion was to delay the payment a little .. |
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| Thu Oct 1 6:08:16 2009 |
Monthly Housing Expense/Monthly .. |
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| Thu Oct 1 6:07:00 2009 |
Thansk you George
I checked for them, just .. |
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| Thu Oct 1 6:05:42 2009 |
Good addition .. |
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| Thu Oct 1 6:04:50 2009 |
Exaplin this to the bank and if possible get a .. |
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| Thu Oct 1 6:03:35 2009 |
have you checled with some lenders on this .. |
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| Thu Oct 1 6:02:49 2009 |
If he does quit claim deed then he will not .. |
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| Thu Oct 1 6:01:12 2009 |
Steve from teh wordign it looks like the lender .. |
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| Thu Oct 1 6:00:04 2009 |
I think it is difficult when alneders go .. |
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| Thu Oct 1 5:57:48 2009 |
I am not surprised
Some time people get .. |
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| Wed Sep 30 10:35:12 2009 |
Thanks for addition .. |
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| Wed Sep 30 10:32:31 2009 |
Jerry is correct and I misread the .. |
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| Wed Sep 30 10:26:21 2009 |
That really sound correct
If they are really .. |
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| Wed Sep 30 10:20:58 2009 |
In a deed of trust the trsutee can be an attorney .. |
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| Wed Sep 30 10:16:59 2009 |
From a simple of word interepretation it looks .. |
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| Wed Sep 30 10:09:06 2009 |
Contact your banruptcy attorney and see if they .. |
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| Wed Sep 30 9:37:01 2009 |
George My first response was realted to the post .. |
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| Wed Sep 30 9:28:57 2009 |
Please check answer to you question .. |
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| Wed Sep 30 9:27:46 2009 |
One option is you can alwsy file for bankruptcy .. |
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| Wed Sep 30 9:25:41 2009 |
Totally agree with .. |
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| Wed Sep 30 10:22:43 2009 |
I think the final modfication plan will come .. |
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| Wed Sep 30 10:21:43 2009 |
Yep
But just need to verify if you want to do .. |
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| Wed Sep 30 10:20:06 2009 |
Jerry thank you for your .. |
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| Wed Sep 30 10:18:25 2009 |
If you do short sale then you may be liable to .. |
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| Wed Sep 30 10:12:54 2009 |
Looks like our original poster is satfied with .. |
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| Wed Sep 30 10:11:30 2009 |
I was also wonderign about how can the credit .. |
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| Wed Sep 30 10:09:49 2009 |
Agree with George. take legal action if some oen .. |
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| Tue Sep 29 8:12:19 2009 |
Thats correct 15 is ok, but 30 is what is going .. |
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| Tue Sep 29 8:11:06 2009 |
Good luck .. |
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| Tue Sep 29 8:09:09 2009 |
opps missed that .. |
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| Tue Sep 29 8:08:22 2009 |
I think its a good idea to add that feature to .. |
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| Tue Sep 29 8:03:43 2009 |
Interestign .. |
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| Tue Sep 29 8:02:41 2009 |
Please check the anser for yoru post .. |
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| Tue Sep 29 8:01:57 2009 |
I do notthinkl there is any sucha law
As logn .. |
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| Tue Sep 29 8:00:05 2009 |
Once some one sings a quit claim deed and records .. |
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| Tue Sep 29 7:57:19 2009 |
You can call teh credit card compney as ask them .. |
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| Tue Sep 29 7:55:42 2009 |
This is temproary agreement in which the lender .. |
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| Tue Sep 29 7:52:35 2009 |
He can always do a quit claim deed and add yoru .. |
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| Tue Sep 29 7:49:09 2009 |
You will absolutely need to involve a attroney to .. |
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| Tue Sep 29 7:44:30 2009 |
No experiance with .. |
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| Tue Sep 29 7:43:52 2009 |
Accordign to this law the agents are required to .. |
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| Tue Sep 29 7:41:23 2009 |
Your ex can sign a quit claim deed and he will .. |
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| Tue Sep 29 7:39:16 2009 |
I think you shoudl get a secodn opinion
If .. |
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| Tue Sep 29 7:37:12 2009 |
This is really helpful .. |
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| Tue Sep 29 7:36:04 2009 |
Have you called yoru lender and ask for some .. |
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| Tue Sep 29 7:34:41 2009 |
You say you are divorced, but livign together and .. |
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| Tue Sep 29 7:31:30 2009 |
Thats correct noramll this will take any where .. |
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| Tue Sep 29 7:22:24 2009 |
For FHA you need to show atleast 2 years of .. |
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| Tue Sep 29 7:20:38 2009 |
Check with some of the lenders on this .. |
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| Tue Sep 29 7:16:43 2009 |
rayst
I think you are on right track and you .. |
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| Tue Sep 29 12:03:47 2009 |
millerja
Thats correct any one canimprove .. |
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| Mon Sep 28 10:26:57 2009 |
Agreed, but if notsure wants to buy a house, that .. |
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| Mon Sep 28 10:13:05 2009 |
george
I think notsure would like to get off .. |
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| Sun Sep 27 8:22:14 2009 |
You cna do quit claim deed to give full ownership .. |
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| Sun Sep 27 8:19:33 2009 |
Aothe option is , adding a security system to the .. |
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| Sun Sep 27 8:18:19 2009 |
I think yoru friend shoudl not have singed that .. |
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| Sun Sep 27 8:14:15 2009 |
Probably you will have to conatct the bank and .. |
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| Sun Sep 27 8:12:55 2009 |
Try this, this has detailed .. |
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| Sun Sep 27 8:11:55 2009 |
Looks on the internet
Probably you cna find .. |
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| Sun Sep 27 8:10:56 2009 |
You cna increse the deductable, that is one way .. |
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| Sun Sep 27 8:08:53 2009 |
It is $417,000/-
For high cost ares it is .. |
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| Sun Sep 27 8:05:09 2009 |
If no one has responded, you shodul be able to .. |
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| Sun Sep 27 8:04:05 2009 |
Yes you can put your daughter on the deed
Best .. |
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| Sun Sep 27 8:02:39 2009 |
Nope the bank cannot change the terms of the loan .. |
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| Sun Sep 27 8:00:22 2009 |
630 is a good score for FHA loan.
You cna go .. |
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| Sun Sep 27 11:47:18 2009 |
aggilsdorf
You are saying the both your car .. |
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| Sun Sep 27 11:21:10 2009 |
Have you chekc with any of yoru loacl lenders in .. |
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| Sun Sep 27 11:18:50 2009 |
Yes it can hurt your chances of gettign a .. |
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| Sun Sep 27 11:15:35 2009 |
Tax lein is somethign impossed by goverment to .. |
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| Sun Sep 27 11:09:59 2009 |
You need to have soem legal agreement between you .. |
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| Sun Sep 27 9:41:50 2009 |
Ok This where you need to get cautious
Do nto .. |
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| Sun Sep 27 9:39:04 2009 |
I do nto know if any of the lenders are really .. |
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| Sun Sep 27 9:38:07 2009 |
That could vary depending on who you are dealing .. |
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| Sun Sep 27 9:37:14 2009 |
Thats a good question to Wells Fargo
Ask .. |
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| Sun Sep 27 9:35:03 2009 |
Thats correct
You cannot reverse a quit claim .. |
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| Sun Sep 27 9:32:59 2009 |
If it is charged off the lender did nto bother to .. |
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| Sun Sep 27 9:28:40 2009 |
That is a good .. |
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| Sun Sep 27 9:26:25 2009 |
I do not think it is not legal to do so.
What .. |
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| Sun Sep 27 9:24:02 2009 |
suyog
You will have find another source of .. |
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| Sun Sep 27 9:21:14 2009 |
This what most of the banks are doing. Not only .. |
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| Sun Sep 27 9:19:37 2009 |
chek this .. |
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| Sun Sep 27 9:16:55 2009 |
There is no money transction happnes when you do .. |
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| Sun Sep 27 9:13:59 2009 |
deidre
Quit claim deed is enough the trasnfer .. |
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| Sat Sep 26 10:50:53 2009 |
If it is manufacured it is 20 years, if it is .. |
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| Sat Sep 26 9:17:41 2009 |
check this out, this has good information about .. |
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| Sat Sep 26 9:16:11 2009 |
These articlaes will be really helpful in how to .. |
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| Sat Sep 26 9:13:17 2009 |
What happens in a situation when the lnder goes .. |
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| Sat Sep 26 9:06:44 2009 |
The secodn lender can do foreclose on the .. |
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| Sat Sep 26 9:02:13 2009 |
Stop making payments for few days or delay your .. |
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| Sat Sep 26 8:58:57 2009 |
closing yoru accoutn will have negative impact on .. |
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| Sat Sep 26 8:49:50 2009 |
Best option as every one suggested conatct .. |
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| Sat Sep 26 8:45:38 2009 |
Check with soem of the lenders on this forum and .. |
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| Sat Sep 26 8:44:14 2009 |
ldu
are you sayign you are late on your .. |
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| Sat Sep 26 8:38:14 2009 |
You cna still sell the house in three years wiht .. |
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| Sat Sep 26 8:33:51 2009 |
Florida is a state where lender can go after .. |
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| Sat Sep 26 8:26:19 2009 |
Probably you need to get a personla loan or use .. |
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| Sat Sep 26 8:24:05 2009 |
If you are trying to get the property on yoru .. |
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| Sat Sep 26 8:12:19 2009 |
Probably you want to do warranty deed insted of .. |
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| Sat Sep 26 7:05:46 2009 |
So areyou sayign that the bank just extened the .. |
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| Sat Sep 26 6:45:12 2009 |
The adult children's husband has not direct right .. |
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| Sat Sep 26 6:35:50 2009 |
Nope you will need the the proper formfor that .. |
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| Sat Sep 26 6:33:45 2009 |
I donto think you cna do much
Only option is .. |
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| Sat Sep 26 6:08:33 2009 |
Income Docuemtns
-Salary slips
- if self .. |
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| Sat Sep 26 6:03:54 2009 |
Josh
This is against the forum policy
This .. |
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| Sat Sep 26 6:02:33 2009 |
Only optionis check with your state goverment and .. |
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| Sat Sep 26 6:00:19 2009 |
Kjs
You cna do a quit claim deed and add your .. |
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| Sat Sep 26 5:57:33 2009 |
Trapper
Are you saying, you are lookign to .. |
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| Sat Sep 26 5:52:47 2009 |
Any colelction andcharoff will fall off your .. |
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| Sat Sep 26 5:09:18 2009 |
check with some of the lenders on this forum and .. |
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| Sat Sep 26 5:07:14 2009 |
Some of these have good .. |
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| Sat Sep 26 5:04:47 2009 |
eish which state are you in
Guest in which .. |
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| Sat Sep 26 5:01:47 2009 |
Sine you do nto have equity int eh house it will .. |
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| Sat Sep 26 4:57:50 2009 |
The requirems for FHA loans were changed in .. |
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| Sat Sep 26 4:41:39 2009 |
Rae Rae
Have you tried to refinance the loan .. |
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| Sat Sep 26 4:33:15 2009 |
Also one more option you can look at is, after .. |
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| Sat Sep 26 4:31:59 2009 |
After yoru fahhter death, you willhave either .. |
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| Sat Sep 26 4:12:33 2009 |
No problem mike
Glad to help
Ask any .. |
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| Sat Sep 26 4:11:06 2009 |
Nonnie
You did not confirm if this loan was .. |
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| Sat Sep 26 4:00:41 2009 |
You cna do asimepl quit claim deed and get the .. |
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| Sat Sep 26 3:55:22 2009 |
The quit claim is not valid until you record in .. |
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| Sat Sep 26 3:48:34 2009 |
You can have your ex write and sing a letter and .. |
Forum |
| Sat Sep 26 3:44:06 2009 |
You can absolutely do that
Ask your sisters to .. |
Forum |
| Sat Sep 26 3:41:20 2009 |
Thats really good rate
The rates have been .. |
Forum |
| Sat Sep 26 3:36:34 2009 |
It is not only the late charge but the impact of .. |
Forum |
| Sat Sep 26 3:34:26 2009 |
poclivin
Both of your name is on the deed and .. |
Forum |
| Sat Sep 26 3:33:06 2009 |
Kim you really need an attorney
They will ask .. |
Forum |
| Sat Sep 26 3:27:26 2009 |
check this post .. |
Forum |
| Sat Sep 26 3:20:58 2009 |
It will reduce your terms of the payment, but .. |
Forum |
| Sat Sep 26 3:16:20 2009 |
Please check with some fo the lenders on thsi .. |
Forum |
| Sat Sep 26 3:14:25 2009 |
Thats correct ifyou didnot make commitment ( Sign .. |
Forum |
| Sat Sep 26 3:10:17 2009 |
Thats really good news for you .. |
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| Sat Sep 26 3:08:38 2009 |
probably yes your maintenance will be counted in .. |
Forum |
| Sat Sep 26 3:04:57 2009 |
Mike the normal time for foreclsoureis 30 to 60 .. |
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| Sat Sep 26 3:01:19 2009 |
One thignfor sure beign late of mortgage or .. |
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| Sat Sep 26 2:54:04 2009 |
I think thats a good step as of .. |
Forum |
| Sat Sep 26 2:52:25 2009 |
Agree with that
When somethign si too good to .. |
Forum |
| Sat Sep 26 2:50:20 2009 |
You have multiple options
You can ask for Loan .. |
Forum |
| Sat Sep 26 2:48:04 2009 |
Yes you are
You wown everythign and you are .. |
Forum |
| Sat Sep 26 2:45:15 2009 |
You cna take aequity loan and use itfor down .. |
Forum |
| Sat Sep 26 2:31:08 2009 |
It use to be in 2% range now it is above 3%
In .. |
Forum |
| Sat Sep 26 2:26:27 2009 |
Yes you cna absolutly do that
If thelender .. |
Forum |
| Sat Sep 26 2:24:35 2009 |
request form which ask the details of income and .. |
Forum |
| Sat Sep 26 2:14:34 2009 |
Have called the bank and check for the .. |
Forum |
| Sat Sep 26 2:07:36 2009 |
You can do quit claim deed
Your aunt can sign .. |
Forum |
| Sat Sep 26 2:03:21 2009 |
There may be lenders who can work with you to get .. |
Forum |
| Sat Sep 26 1:59:40 2009 |
Thats correct
Once the quit claim deed is doen .. |
Forum |
| Sat Sep 26 1:02:32 2009 |
amita
You are not clear about whee you are .. |
Forum |
| Sat Sep 26 1:00:59 2009 |
You may need to check with CMS for anythign .. |
Forum |
| Sat Sep 26 12:58:51 2009 |
Pre-qualified shows that you are qulified to get .. |
Forum |
| Sat Sep 26 12:56:31 2009 |
Probably I woudl say yes, based on your .. |
Forum |
| Sat Sep 26 12:54:12 2009 |
All that woulde depned on how quicky they can .. |
Forum |
| Sat Sep 26 12:51:34 2009 |
I do not think there is any cap on PMI
The .. |
Forum |
| Sat Sep 26 12:49:54 2009 |
You woudl go with conventioanl .. |
Forum |
| Sat Sep 26 12:47:02 2009 |
This will help you to repay earlier
Your .. |
Forum |
| Sat Sep 26 12:44:42 2009 |
Who are these local lenders .. |
Forum |
| Sat Sep 26 10:56:41 2009 |
You can do a quit claim deed and transfer the .. |
Forum |
| Sat Sep 26 10:54:44 2009 |
You will not pay captial gain taxes when teh quit .. |
Forum |
| Sat Sep 26 10:53:17 2009 |
You will need to pay taxes on $10,000/- .. |
Forum |
| Sat Sep 26 10:51:18 2009 |
In the long term they may end up paying more in .. |
Forum |
| Sat Sep 26 10:49:48 2009 |
Yes as logn as you record it in the county .. |
Forum |
| Sat Sep 26 10:48:22 2009 |
Your parents can do quit claim deed and add or .. |
Forum |
| Sat Sep 26 10:44:12 2009 |
Kim this is really confusing, you have put up .. |
Forum |
| Sat Sep 26 10:41:51 2009 |
Did they explained to yoru son what is this .. |
Forum |
| Sat Sep 26 10:40:25 2009 |
Thats correct
If you do not have flood .. |
Forum |
| Sat Sep 26 10:39:19 2009 |
What can we do George
We can just suggest and .. |
Forum |
| Sat Sep 26 10:37:31 2009 |
Well I was more referign to borrow and pay back .. |
Forum |
| Sat Sep 26 10:33:23 2009 |
If we look at some of th recent reportsnumbers of .. |
Forum |
| Sat Sep 26 10:31:44 2009 |
If you take a personl loan to make down .. |
Forum |
| Sat Sep 26 10:29:43 2009 |
Kim why it is not advisable in this .. |
Forum |
| Sat Sep 26 10:28:21 2009 |
Teh change for minimum 620 requirment was .. |
Forum |
| Sat Sep 26 10:24:13 2009 |
Agreed
Looks like you are online this .. |
Forum |
| Sat Sep 26 10:22:47 2009 |
But if both the parties didnto relaize it and the .. |
Forum |
| Sat Sep 26 10:20:57 2009 |
Yep thats true
I thought when Brandi said .. |
Forum |
| Sat Sep 26 10:19:15 2009 |
Looks like if this isextened then it will have a .. |
Forum |
| Sat Sep 26 10:17:22 2009 |
Good point George
In you experince, have you .. |
Forum |
| Sat Sep 26 10:13:52 2009 |
george looks like full cash, but that my .. |
Forum |
| Sat Sep 26 10:11:36 2009 |
George
Have you seen more activity on your .. |
Forum |
| Sat Sep 26 10:10:07 2009 |
Probably call them again and ask the excat .. |
Forum |
| Sat Sep 26 10:07:07 2009 |
I think the fear of not gettign thsi credit is .. |
Forum |
| Fri Sep 25 11:13:28 2009 |
In situation likt hsi, the stste /Federal will .. |
Forum |
| Fri Sep 25 11:12:10 2009 |
The the lender will send that for collection and .. |
Forum |
| Fri Sep 25 11:10:21 2009 |
Sbonhmmette1
Your question is not .. |
Forum |
| Fri Sep 25 11:09:00 2009 |
Depenign on what is the down payment the PMI will .. |
Forum |
| Fri Sep 25 11:06:52 2009 |
Greg please read the post again
It is very .. |
Forum |
| Fri Sep 25 11:06:02 2009 |
Greg
Anjammoni is asking for due to his .. |
Forum |
| Fri Sep 25 10:10:00 2009 |
Rememebrt this the rates change every day.
But .. |
Forum |
| Fri Sep 25 10:06:56 2009 |
The consumer is not responsible forthe mistake .. |
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| Fri Sep 25 10:04:19 2009 |
Brandi
You can alwsy apply for loan to get the .. |
Forum |
| Fri Sep 25 10:02:59 2009 |
I think the reason for rejection is due to the .. |
Forum |
| Fri Sep 25 9:58:04 2009 |
Thats really good news
Congratulations
Now .. |
Forum |
| Fri Sep 25 9:54:07 2009 |
Should this be extedned
Should this be .. |
Forum |
| Fri Sep 25 9:48:22 2009 |
My mistake .. |
Forum |
| Fri Sep 25 9:46:16 2009 |
May be I called it wrongly
FHA is almost like .. |
Forum |
| Fri Sep 25 9:42:00 2009 |
No arguments there.
Thats what keeps the forum .. |
Forum |
| Fri Sep 25 9:40:52 2009 |
Dani you can look at option to borrow from yoru .. |
Forum |
| Fri Sep 25 9:38:17 2009 |
Thats correct
But a Realtor who has done this .. |
Forum |
| Fri Sep 25 6:20:30 2009 |
You cna alwsy go back and resubmit yoru loan .. |
Forum |
| Fri Sep 25 6:18:37 2009 |
Once the short sale is doen and if you still owe .. |
Forum |
| Fri Sep 25 6:16:57 2009 |
Thats is really not necessary, if your heirs are .. |
Forum |
| Fri Sep 25 6:14:00 2009 |
Interesting .. |
Forum |
| Fri Sep 25 6:12:12 2009 |
Dark
you need to call these people and .. |
Forum |
| Fri Sep 25 6:10:27 2009 |
Dracy
looks like the bank is not interested in .. |
Forum |
| Fri Sep 25 6:08:16 2009 |
Call you bank and find out if they received the .. |
Forum |
| Fri Sep 25 6:07:03 2009 |
check with some of the lenders on this .. |
Forum |
| Fri Sep 25 6:05:35 2009 |
Best thign is contact yoru son and ask him to .. |
Forum |
| Fri Sep 25 6:04:20 2009 |
If your name is not on any title in the last .. |
Forum |
| Fri Sep 25 6:01:17 2009 |
cork
Just be careful. Do not borrow more to .. |
Forum |
| Fri Sep 25 5:59:12 2009 |
There is no way in this market any one with bad .. |
Forum |
| Fri Sep 25 5:57:18 2009 |
No doc, Alt A ,option ARM
tons of these just .. |
Forum |
| Fri Sep 25 5:54:55 2009 |
yes you cna get mortgage if the SSI incoem covers .. |
Forum |
| Fri Sep 25 5:52:58 2009 |
If you stop makign payments the bank will send .. |
Forum |
| Fri Sep 25 5:48:54 2009 |
In the current market it is really hardtofind .. |
Forum |
| Fri Sep 25 5:46:03 2009 |
brue has a very good point
most of thiskind of .. |
Forum |
| Fri Sep 25 5:43:29 2009 |
Absolutely.
Not just Texas in any other state, .. |
Forum |
| Fri Sep 25 5:41:25 2009 |
Nope Judeg cannot do that
Bank got nothign to .. |
Forum |
| Fri Sep 25 5:39:29 2009 |
adonis I am nto sure if thts true if there is .. |
Forum |
| Fri Sep 25 5:38:04 2009 |
Especially when it coems to legal matters it is .. |
Forum |
| Fri Sep 25 5:30:45 2009 |
Thats is really very .. |
Forum |
| Fri Sep 25 5:28:53 2009 |
Yep thats correct
If you walk away, the lender .. |
Forum |
| Fri Sep 25 5:26:28 2009 |
Payday loans are done, when you are in need of .. |
Forum |
| Fri Sep 25 5:21:39 2009 |
Not if state of Nevada allows this, have you .. |
Forum |
| Fri Sep 25 5:18:39 2009 |
If the modification is approved then they will .. |
Forum |
| Fri Sep 25 5:03:33 2009 |
A non-recourse loan is one, if you forclose your .. |
Forum |
| Fri Sep 25 4:57:34 2009 |
If you can pay it off before your death, you can .. |
Forum |
| Thu Sep 24 10:37:43 2009 |
Once the process of bankruptcy is complete, you .. |
Forum |
| Thu Sep 24 10:36:32 2009 |
You cna try for a short sale
or you can try .. |
Forum |
| Thu Sep 24 10:35:37 2009 |
Guest your question is ntoclear
Can you please .. |
Forum |
| Thu Sep 24 10:34:41 2009 |
You need to contact a bank who can do .. |
Forum |
| Thu Sep 24 10:33:18 2009 |
The answer is Yes.
The mortgage companies are .. |
Forum |
| Thu Sep 24 10:29:59 2009 |
Yes thre is a possibility that the mortgage .. |
Forum |
| Thu Sep 24 10:19:10 2009 |
If you are goign to equity in teh house after you .. |
Forum |
| Thu Sep 24 10:17:24 2009 |
You may have difficulty in gettign a loan due to .. |
Forum |
| Thu Sep 24 10:15:35 2009 |
Well if the rates are lowas they are now, it is .. |
Forum |
| Thu Sep 24 10:13:29 2009 |
You do not need approval from the other .. |
Forum |
| Thu Sep 24 10:00:03 2009 |
Probably any investor would be for sure in this .. |
Forum |
| Thu Sep 24 9:58:32 2009 |
Imissed to mention what adonis said, the taxes .. |
Forum |
| Thu Sep 24 9:55:24 2009 |
Yep thats correct you need to check your state .. |
Forum |
| Thu Sep 24 9:49:26 2009 |
I do not think there is anythign the attorneycan .. |
Forum |
| Thu Sep 24 9:45:33 2009 |
If your lender forgives the deficient amoutn then .. |
Forum |
| Thu Sep 24 9:40:03 2009 |
Your question is little confusing
can you .. |
Forum |
| Thu Sep 24 9:37:27 2009 |
Thank you sam and .. |
Forum |
| Thu Sep 24 3:56:08 2009 |
Check this out
This may help .. |
Forum |
| Thu Sep 24 3:54:30 2009 |
Thats a lot of debt Dani
Your DTI would look .. |
Forum |
| Thu Sep 24 3:52:38 2009 |
Well, you need to get a relator who know how to .. |
Forum |
| Thu Sep 24 3:47:16 2009 |
You need to make sure what ever the terms you buy .. |
Forum |
| Thu Sep 24 3:45:40 2009 |
To get yoru name off the proprty you cna do quit .. |
Forum |
| Thu Sep 24 3:43:09 2009 |
I do not think you cna aviod the taxes on .. |
Forum |
| Thu Sep 24 3:40:46 2009 |
Probably you will ahve to pay 15% capital gain .. |
Forum |
| Thu Sep 24 1:58:57 2009 |
You will need to WF and ask for explination
If .. |
Forum |
| Thu Sep 24 1:55:53 2009 |
As george mentined, you can probably use the .. |
Forum |
| Thu Sep 24 1:53:56 2009 |
if you owe them money and they have incure any .. |
Forum |
| Thu Sep 24 1:52:30 2009 |
I think that will happen once the foreclsoure .. |
Forum |
| Thu Sep 24 9:30:19 2009 |
They are also hard to find .. |
Forum |
| Wed Sep 23 7:59:11 2009 |
Probably you also need to consult attorney and .. |
Forum |
| Wed Sep 23 7:29:20 2009 |
It is illegal.
But sicne the old bank filed .. |
Forum |
| Wed Sep 23 5:35:50 2009 |
I was just addign my 2 cents
Your math is .. |
Forum |
| Wed Sep 23 5:33:59 2009 |
That land must be really worth .. |
Forum |
| Tue Sep 22 6:55:45 2009 |
Yes you can do quit claim deed and ask your ex to .. |
Forum |
| Tue Sep 22 6:54:32 2009 |
You cannot get loan for 550 credit score.
You .. |
Forum |
| Tue Sep 22 6:47:17 2009 |
If you do a deed in lieu you may be safer and you .. |
Forum |
| Tue Sep 22 6:45:44 2009 |
You can get up to 85% of the home .. |
Forum |
| Tue Sep 22 6:44:20 2009 |
Check answer for your post .. |
Forum |
| Tue Sep 22 6:43:18 2009 |
I meant, Anything you do related to house needs .. |
Forum |
| Tue Sep 22 6:42:45 2009 |
It belongs to both of you. Any thign you do need .. |
Forum |
| Tue Sep 22 6:41:56 2009 |
Yes .. |
Forum |
| Tue Sep 22 6:41:17 2009 |
Do not deal with any modification companies who .. |
Forum |
| Tue Sep 22 6:40:11 2009 |
If you ahve good credit and goodincome you can .. |
Forum |
| Tue Sep 22 6:38:37 2009 |
Yes she can do a a quit claim deed and add the .. |
Forum |
| Tue Sep 22 6:36:53 2009 |
Any lender is really careful these days. They .. |
Forum |
| Tue Sep 22 6:34:15 2009 |
One way to figure out what is the best option .. |
Forum |
| Tue Sep 22 6:28:43 2009 |
Trying to see really was there anythign new sdia .. |
Forum |
| Tue Sep 22 6:25:21 2009 |
Hahahah
Not checked .. |
Forum |
| Tue Sep 22 6:23:54 2009 |
Surprised to see that there are some laons which .. |
Forum |
| Tue Sep 22 6:22:31 2009 |
Yep
27% is really .. |
Forum |
| Tue Sep 22 6:21:12 2009 |
Very good suggestion and very inspring story for .. |
Forum |
| Tue Sep 22 9:07:27 2009 |
Good suggestion .. |
Forum |
| Tue Sep 22 9:06:21 2009 |
Its really .. |
Forum |
| Tue Sep 22 9:04:31 2009 |
hahahah
You are absolutely .. |
Forum |
| Tue Sep 22 9:03:08 2009 |
two thigns you can not avoid taxes and .. |
Forum |
| Tue Sep 22 9:01:21 2009 |
No Argumenets about that .. |
Forum |
| Mon Sep 21 10:22:43 2009 |
If the bank as offered you deed in lieu, you do .. |
Forum |
| Mon Sep 21 10:21:28 2009 |
Thats correct until you brign yoru score above .. |
Forum |
| Mon Sep 21 10:19:14 2009 |
Your ex can give you a quit claim deed and remove .. |
Forum |
| Mon Sep 21 10:15:28 2009 |
Who is this world would pay some one money with .. |
Forum |
| Mon Sep 21 10:13:24 2009 |
Unless you do some equity loan, it will be .. |
Forum |
| Mon Sep 21 10:11:41 2009 |
Not a good idea if you want to protect yoru self .. |
Forum |
| Mon Sep 21 10:08:54 2009 |
If you sell the house with a loss and you do not .. |
Forum |
| Mon Sep 21 10:07:16 2009 |
He can do a quit claim deed and add all your name .. |
Forum |
| Mon Sep 21 10:04:33 2009 |
Your mom needs to refiance the loan in her name .. |
Forum |
| Mon Sep 21 10:02:10 2009 |
Ok my .. |
Forum |
| Mon Sep 21 10:00:56 2009 |
JUst to make it clear
You need some oen who is .. |
Forum |
| Mon Sep 21 9:59:45 2009 |
It think the debt is collectign interest and very .. |
Forum |
| Mon Sep 21 9:58:16 2009 |
Thats correct Trick door
You are responsible .. |
Forum |
| Mon Sep 21 5:34:28 2009 |
I do not think there is any oen otu there doign a .. |
Forum |
| Mon Sep 21 5:32:44 2009 |
That is really sad
I wish our public .. |
Forum |
| Mon Sep 21 5:30:53 2009 |
you can go to a notary and aks them to draft one .. |
Forum |
| Mon Sep 21 5:30:04 2009 |
Whats can you do George
Some people are .. |
Forum |
| Mon Sep 21 5:28:36 2009 |
Opps. My mistake I missed .. |
Forum |
| Mon Sep 21 5:26:55 2009 |
I have not tried
let me know George if you .. |
Forum |
| Mon Sep 21 5:25:41 2009 |
Interesting.
let us know guest how much you .. |
Forum |
| Mon Sep 21 5:20:51 2009 |
Thats not the reason
The main reason being, .. |
Forum |
| Mon Sep 21 9:28:46 2009 |
But its good for the lender if they are really .. |
Forum |
| Mon Sep 21 9:25:41 2009 |
But the rules are much more strict than .. |
Forum |
| Sun Sep 20 9:58:31 2009 |
Any one has more information on changes in .. |
Forum |
| Sun Sep 20 9:46:55 2009 |
I think you will really need to consult an .. |
Forum |
| Sun Sep 20 9:45:04 2009 |
Any thign the bank reps asks you, make sure you .. |
Forum |
| Sun Sep 20 9:42:46 2009 |
Fatko
You may alone may qulify for a FHA .. |
Forum |
| Sun Sep 20 9:40:48 2009 |
Note and Mortgage are borrowers .. |
Forum |
| Sun Sep 20 9:36:15 2009 |
Did they say this was due to some policy or some .. |
Forum |
| Sun Sep 20 9:33:36 2009 |
If there was not legal agreemnet then it may be .. |
Forum |
| Sun Sep 20 9:30:34 2009 |
There are optiosn for you to excluse the thigns .. |
Forum |
| Sun Sep 20 9:28:42 2009 |
check this out .. |
Forum |
| Sun Sep 20 9:25:00 2009 |
I think ther will be some documentation process .. |
Forum |
| Sun Sep 20 9:22:24 2009 |
Good luck Floridian
Lets us know what is the .. |
Forum |
| Sun Sep 20 7:55:22 2009 |
Ao what is your current score and what you want .. |
Forum |
| Sun Sep 20 7:54:13 2009 |
Sussane,
I amnto sure by payign the lender .. |
Forum |
| Sun Sep 20 7:51:22 2009 |
If your friends name is on the loan still at the .. |
Forum |
| Sun Sep 20 7:49:04 2009 |
sussane is correct
If you are in the .. |
Forum |
| Sun Sep 20 7:47:44 2009 |
Any creative loans are gone for now
Any samll .. |
Forum |
| Sun Sep 20 7:44:01 2009 |
Sure
Welcoem to teh .. |
Forum |
| Sun Sep 20 7:42:58 2009 |
Well if it is the bank I amnto sure even if they .. |
Forum |
| Sun Sep 20 7:41:52 2009 |
see here what you qualify .. |
Forum |
| Sun Sep 20 7:40:59 2009 |
check this .. |
Forum |
| Sun Sep 20 7:39:22 2009 |
Thats again fair what you are asking
You need .. |
Forum |
| Sun Sep 20 7:17:36 2009 |
Thats not brainer
If your can lower your .. |
Forum |
| Sun Sep 20 7:15:34 2009 |
Yep you can go for deed in lieu
Call your .. |
Forum |
| Sun Sep 20 7:13:41 2009 |
one option you cna look at is to get your Rates .. |
Forum |
| Sun Sep 20 7:11:30 2009 |
You can look for FHA loan with hight Debt to .. |
Forum |
| Sun Sep 20 7:09:15 2009 |
4.375% with no closing is really great rate
Go .. |
Forum |
| Sun Sep 20 7:06:09 2009 |
Stated income
I think they are ancient .. |
Forum |
| Sun Sep 20 7:04:18 2009 |
That's a valid question
Remember you singed .. |
Forum |
| Sun Sep 20 7:02:04 2009 |
Youn can do a quit claim deed and addyoru name to .. |
Forum |
| Sun Sep 20 6:41:46 2009 |
If the bill is not in mothers name then she will .. |
Forum |
| Sun Sep 20 6:39:46 2009 |
sure
Who does not need .. |
Forum |
| Sun Sep 20 6:36:54 2009 |
If you owned a house in the last three years and .. |
Forum |
| Sun Sep 20 6:34:42 2009 |
check this .. |
Forum |
| Sun Sep 20 6:32:13 2009 |
What ever the gains you have will not be inculded .. |
Forum |
| Sun Sep 20 6:27:34 2009 |
If you frind is not paying and if you are the .. |
Forum |
| Sun Sep 20 6:25:05 2009 |
Lenders would like to see yoru tax filign details .. |
Forum |
| Sun Sep 20 6:22:35 2009 |
Check with yoru bank for .. |
Forum |
| Sun Sep 20 6:20:53 2009 |
Once they complet the deed in lieu process the .. |
Forum |
| Sun Sep 20 6:18:36 2009 |
She need to pay the money if she took a reverse .. |
Forum |
| Sun Sep 20 6:16:14 2009 |
The second mortgage is more a equity .. |
Forum |
| Sun Sep 20 6:13:36 2009 |
It may be difficult with yoru frined as a .. |
Forum |
| Sun Sep 20 6:11:58 2009 |
Have you called yoru current .. |
Forum |
| Sun Sep 20 6:11:03 2009 |
Yes she can do a quit claim deedand she will no .. |
Forum |
| Sun Sep 20 6:08:59 2009 |
It is always goodtonotify the bank.
The bank .. |
Forum |
| Sun Sep 20 6:07:41 2009 |
Are you saying you bought in 2005
Then you do .. |
Forum |
| Sun Sep 20 4:29:24 2009 |
probably you need to do a warranty .. |
Forum |
| Sun Sep 20 4:27:53 2009 |
Legally you may not be legally liable for the .. |
Forum |
| Sun Sep 20 4:25:08 2009 |
check with yoru county .. |
Forum |
| Sun Sep 20 4:23:44 2009 |
You may need to pay the capital gain .. |
Forum |
| Sun Sep 20 4:21:31 2009 |
I think the borrower needs to pay the deficient .. |
Forum |
| Sun Sep 20 4:20:40 2009 |
If you cna show enough documentation that you .. |
Forum |
| Sun Sep 20 4:15:36 2009 |
you need to complete the form and make sure to .. |
Forum |
| Sun Sep 20 4:14:01 2009 |
Only way you cna keep the property is by .. |
Forum |
| Sun Sep 20 4:12:01 2009 |
You will need to wait 3 - 4 .. |
Forum |
| Sun Sep 20 4:11:08 2009 |
If you have somethign bad on yoru credit report .. |
Forum |
| Sun Sep 20 4:07:24 2009 |
22% ona car loan
How can any one pay off this .. |
Forum |
| Sun Sep 20 4:01:26 2009 |
Best option is to go for .. |
Forum |
| Sun Sep 20 3:59:09 2009 |
Looks like the fourm has become a place for all .. |
Forum |
| Sun Sep 20 3:54:44 2009 |
You will nto qulify as a first tiem home .. |
Forum |
| Sun Sep 20 3:53:26 2009 |
That woudl depends on lot of factors
Interest .. |
Forum |
| Sun Sep 20 3:51:51 2009 |
Tlak to your friedns and family and also ask for .. |
Forum |
| Sun Sep 20 3:50:20 2009 |
Catherine
You asked the same .. |
Forum |
| Sun Sep 20 3:48:55 2009 |
If you are lookign at property taxes then it is .. |
Forum |
| Sun Sep 20 3:47:08 2009 |
All PMI does is protecting the lender from .. |
Forum |
| Sun Sep 20 3:45:26 2009 |
When a lender agrees to lower yoru princiapl and .. |
Forum |
| Sun Sep 20 3:43:02 2009 |
Only place is court but not sure even if you cna .. |
Forum |
| Sun Sep 20 3:41:10 2009 |
You need it for .. |
Forum |
| Sun Sep 20 3:40:08 2009 |
I donot know if that is really .. |
Forum |
| Sun Sep 20 3:39:00 2009 |
Try .. |
Forum |
| Sun Sep 20 3:37:53 2009 |
$729,750 is applicable to states where California .. |
Forum |
| Sun Sep 20 3:36:21 2009 |
If you do notrefinance the bank will foreclose .. |
Forum |
| Sun Sep 20 3:34:53 2009 |
If you name is not on the mortgage but just on .. |
Forum |
| Sun Sep 20 3:33:23 2009 |
Thats really .. |
Forum |
| Sun Sep 20 3:30:43 2009 |
The FHA rules are also getting strict
So .. |
Forum |
| Sun Sep 20 3:29:18 2009 |
Try here.
This has some discussion aroudn .. |
Forum |
| Sun Sep 20 3:28:03 2009 |
Try clalling you bank and see if theycan help you .. |
Forum |
| Sun Sep 20 3:26:04 2009 |
Yes that is highly possible
If you donot pay .. |
Forum |
| Sun Sep 20 3:25:27 2009 |
You cna try for loan modification. The program is .. |
Forum |
| Sun Sep 20 3:24:26 2009 |
Yes quit claim deed is the easy way to transfer .. |
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| Sun Sep 20 3:23:28 2009 |
Since you are workign with an attorney he or she .. |
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| Sun Sep 20 3:22:08 2009 |
Check with some of the lenders in the lender .. |
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| Sun Sep 20 3:21:25 2009 |
Ithink you need to start calling your bank and .. |
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| Sun Sep 20 3:19:57 2009 |
That was me.
I was not logged .. |
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| Sun Sep 20 12:27:19 2009 |
I am not sure thats correct
Better option is .. |
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| Sun Sep 20 12:25:06 2009 |
Are you working
Who is makign the payments .. |
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| Sun Sep 20 12:23:48 2009 |
You will need to check your papers for terms of .. |
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| Sun Sep 20 12:23:01 2009 |
try some these .. |
Forum |
| Sun Sep 20 12:21:59 2009 |
Yes the lodification can some tiem lower your .. |
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| Sun Sep 20 12:20:16 2009 |
This has gpood details
check .. |
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| Sun Sep 20 12:19:25 2009 |
Probably they would send you notice to pay, any .. |
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| Sun Sep 20 12:09:36 2009 |
Thanks for details .. |
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| Sun Sep 20 12:08:57 2009 |
Interestign idea.
But it is not easy as it .. |
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| Sun Sep 20 12:08:08 2009 |
There is not rule which stops her from .. |
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| Sun Sep 20 12:06:41 2009 |
I think ti is shorter than current fincaial year, .. |
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| Sun Sep 20 12:05:45 2009 |
Was this what you were lookign for or somehtign .. |
Forum |
| Sun Sep 20 12:04:38 2009 |
You will really need to get attorny and get this .. |
Forum |
| Sun Sep 20 12:03:10 2009 |
You will need to do quit claim deed and add yoru .. |
Forum |
| Sun Sep 20 12:02:03 2009 |
You will need to vacate firt and you will loose .. |
Forum |
| Sun Sep 20 12:00:29 2009 |
He may need to refinance just in his name, if the .. |
Forum |
| Sun Sep 20 11:59:22 2009 |
You can always looks for short sale or deed in .. |
Forum |
| Sun Sep 20 11:56:24 2009 |
Most of the lender will look at your loan onl if .. |
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| Sun Sep 20 11:55:03 2009 |
Nope
You are giving away the property to the .. |
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| Sun Sep 20 11:53:18 2009 |
See if this .. |
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| Sun Sep 20 11:52:16 2009 |
Nope
If one of them has onwed a house in the .. |
Forum |
| Sun Sep 20 11:51:19 2009 |
Yes absolutely
You just need to show where is .. |
Forum |
| Sun Sep 20 11:50:32 2009 |
You mkae 20K in second case and you make a profit .. |
Forum |
| Sun Sep 20 11:49:02 2009 |
There is a a good possibility
Most probably .. |
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| Sun Sep 20 11:48:11 2009 |
Deed in lieu is the best option
Shart sale mya .. |
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| Sun Sep 20 11:47:13 2009 |
Nope
The bank will sell the house and collect .. |
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| Sun Sep 20 11:45:49 2009 |
Deed in lieu is based on the individual .. |
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| Sun Sep 20 11:44:40 2009 |
There is some good discussion .. |
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| Sun Sep 20 11:43:33 2009 |
Yes the seller or the buyer can back off at any .. |
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| Sun Sep 20 11:42:40 2009 |
Yes thats .. |
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| Sun Sep 20 11:42:12 2009 |
If ti has been recorded in the county .. |
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| Sun Sep 20 11:41:14 2009 |
If they are goign to charg off the debt they will .. |
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| Sun Sep 20 11:39:27 2009 |
With 602 it will be really difficult
Sionce .. |
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| Sun Sep 20 11:38:11 2009 |
Best option is to consult aattorney and find out .. |
Forum |
| Sun Sep 20 11:37:18 2009 |
See some of the .. |
Forum |
| Sun Sep 20 11:36:18 2009 |
You just need to show that you no longer live .. |
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| Sun Sep 20 11:35:45 2009 |
If your name is not on the mortgage it may nto .. |
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| Sun Sep 20 11:34:49 2009 |
Check wioth yoru tax .. |
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| Sun Sep 20 11:33:39 2009 |
Lot of people probably have, but every ones .. |
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| Sun Sep 20 11:32:41 2009 |
Since you car and hosue is paiud for, best option .. |
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| Sun Sep 20 11:31:27 2009 |
Please check with some of the loan officers of .. |
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| Sun Sep 20 11:30:58 2009 |
You will neeed to get hold of the original papers .. |
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| Sun Sep 20 11:29:19 2009 |
If you are relly in lot of financial difficulty .. |
Forum |
| Sun Sep 20 11:28:07 2009 |
If you have enough income and can show you cna .. |
Forum |
| Sun Sep 20 11:27:14 2009 |
You will need to consult a attorny for thsi .. |
Forum |
| Sun Sep 20 11:26:36 2009 |
Yes this profit is taxable
If you reinvest .. |
Forum |
| Sun Sep 20 11:24:42 2009 |
The lender will not remove you name unless your .. |
Forum |
| Sun Sep 20 11:23:28 2009 |
If you name is on the deed then you have the .. |
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| Sun Sep 20 11:22:08 2009 |
Try .. |
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| Sun Sep 20 11:21:21 2009 |
please check the calculators section of this .. |
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| Sun Sep 20 11:20:38 2009 |
You pay points to lower your interest.
WHn you .. |
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| Sun Sep 20 11:19:00 2009 |
Kelly have you asked your husband this .. |
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| Sun Sep 20 11:17:36 2009 |
Nw a days it is little difficult to get a .. |
Forum |
| Sun Sep 20 11:15:52 2009 |
The laws are differnt for differnt .. |
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| Sun Sep 20 11:14:14 2009 |
Probably you need to get quit claim deed singed .. |
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| Sun Sep 20 11:12:48 2009 |
Best option is you need to get a attorney and get .. |
Forum |
| Sun Sep 20 11:12:14 2009 |
You need sing quit claim deed and addhis name to .. |
Forum |
| Sun Sep 20 11:10:46 2009 |
Please chek with yrou county .. |
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| Sun Sep 20 11:10:23 2009 |
In my opinion I woudl say donto maintian any .. |
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| Sun Sep 20 11:09:07 2009 |
You post is answered .. |
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| Sun Sep 20 11:08:14 2009 |
If your ex gives you quit claim deed it shoudl .. |
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| Sun Sep 20 11:06:54 2009 |
The government website shoudl publish .. |
Forum |
| Sun Sep 20 11:06:09 2009 |
You will need to consult a .. |
Forum |
| Sun Sep 20 11:05:30 2009 |
WHat si the real question
Husbdnad wants to .. |
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| Sun Sep 20 11:04:47 2009 |
WHen you buy a house and you borrow money from a .. |
Forum |
| Sun Sep 20 11:04:06 2009 |
Best option is since your family incoem has come .. |
Forum |
| Sun Sep 20 11:02:35 2009 |
you post is answered .. |
Forum |
| Sun Sep 20 11:01:58 2009 |
You need a real esate agent who is familiar with .. |
Forum |
| Sun Sep 20 11:01:04 2009 |
You need call yoru orginal land lard and discuss .. |
Forum |
| Sun Sep 20 10:59:55 2009 |
It helps the lender to protect him/her self, if .. |
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| Sun Sep 20 10:57:02 2009 |
Can you be more specific and this is in refernce .. |
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| Sun Sep 20 10:56:09 2009 |
AO
That will depends on hoow is yoru credit .. |
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| Sun Sep 20 10:53:42 2009 |
Thank you Catharian that was more .. |
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| Mon Sep 14 9:13:35 2009 |
James wouldn't it be easy to get the quit claim .. |
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| Mon Sep 14 9:11:05 2009 |
Guest what was the reson the judge asked your .. |
Forum |
| Mon Sep 14 9:07:46 2009 |
You need to submit the W2 to show how much money .. |
Forum |
| Mon Sep 14 9:01:46 2009 |
If the property is not going to be in your name .. |
Forum |
| Mon Sep 14 8:09:33 2009 |
The new contract shoudl spelloutthe all the terms .. |
Forum |
| Mon Sep 14 6:48:35 2009 |
The survivor gets the property
But the loan .. |
Forum |
| Mon Sep 14 6:47:39 2009 |
See if this topic can help .. |
Forum |
| Mon Sep 14 6:46:25 2009 |
may be this will .. |
Forum |
| Mon Sep 14 6:44:55 2009 |
Youc an always do a quit claim deed in your .. |
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| Mon Sep 14 6:42:03 2009 |
Well you need to have enough money to do the down .. |
Forum |
| Mon Sep 14 6:40:04 2009 |
leee what does that mean
Our guest has good .. |
Forum |
| Mon Sep 14 6:38:01 2009 |
Most of the lenders are goign to doa on an .. |
Forum |
| Mon Sep 14 6:36:05 2009 |
George half of them even do not pay attention to .. |
Forum |
| Mon Sep 14 6:34:15 2009 |
Thanks for brining clarity to the post .. |
Forum |
| Mon Sep 14 6:32:41 2009 |
You cna absoultely cancel the contract
you may .. |
Forum |
| Mon Sep 14 6:29:54 2009 |
It is good to stay away from companies who ask .. |
Forum |
| Mon Sep 14 6:28:21 2009 |
Check .. |
Forum |
| Mon Sep 14 6:26:55 2009 |
You need to get a good realtor first and work .. |
Forum |
| Mon Sep 14 6:25:10 2009 |
Guest you said you do not have much equity, that .. |
Forum |
| Mon Sep 14 6:19:26 2009 |
Congratulation on this achievement George
Well .. |
Forum |
| Mon Sep 14 6:15:56 2009 |
Probably you can start here .. |
Forum |
| Mon Sep 14 6:14:23 2009 |
Quit claim will nto help you in this .. |
Forum |
| Mon Sep 14 6:12:54 2009 |
You should also look at situation if you cannot .. |
Forum |
| Mon Sep 14 6:10:34 2009 |
If you want to protect your credit report you .. |
Forum |
| Mon Sep 14 6:08:56 2009 |
I am nto sure what happned to the link I .. |
Forum |
| Mon Sep 14 6:06:34 2009 |
It is nearly impossible to a mortgage loan for .. |
Forum |
| Mon Sep 14 6:02:20 2009 |
Did you enquire why it would take 6 .. |
Forum |
| Mon Sep 14 6:00:55 2009 |
Thats correct
Thats the money you owe to the .. |
Forum |
| Mon Sep 14 3:08:04 2009 |
I have seen one of my frinds loan got .. |
Forum |
| Mon Sep 14 3:04:59 2009 |
Probably your siblign need to pay gift tax and .. |
Forum |
| Mon Sep 14 3:03:35 2009 |
Quit claim will allow you to add your daughterrs .. |
Forum |
| Mon Sep 14 3:01:55 2009 |
You accountant is correct
You will not be able .. |
Forum |
| Mon Sep 14 1:47:31 2009 |
Try this .. |
Forum |
| Mon Sep 14 1:43:16 2009 |
Probably you need to go back to court and get .. |
Forum |
| Mon Sep 14 1:41:45 2009 |
The bank will nto foreclose on hlaf the .. |
Forum |
| Mon Sep 14 1:40:23 2009 |
Good write up .. |
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| Mon Sep 14 1:38:36 2009 |
Legally that should be the case
It is better .. |
Forum |
| Mon Sep 14 12:04:23 2009 |
yes the seller can do that.
probably he will .. |
Forum |
| Mon Sep 14 12:03:30 2009 |
check this and .. |
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| Mon Sep 14 12:02:44 2009 |
They can use the property to .. |
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| Mon Sep 14 12:01:21 2009 |
You can put th house on the market, but when ti .. |
Forum |
| Mon Sep 14 11:59:50 2009 |
There is a good possibility this can .. |
Forum |
| Mon Sep 14 11:58:38 2009 |
Thats true if she gets sued and her name is on .. |
Forum |
| Mon Sep 14 11:57:21 2009 |
You need to check with the county office and see .. |
Forum |
| Mon Sep 14 11:01:16 2009 |
Yes you will need to do quit claim deed and add .. |
Forum |
| Mon Sep 14 10:59:47 2009 |
For yoru to get out of the loan, you need to ask .. |
Forum |
| Sun Sep 13 7:04:15 2009 |
You want to talk to yoru current lender to see if .. |
Forum |
| Sun Sep 13 7:01:45 2009 |
check the details .. |
Forum |
| Sun Sep 13 6:58:37 2009 |
There is pro and con
If the rate stay where .. |
Forum |
| Sun Sep 13 6:55:28 2009 |
Hi5 remember credit score is just oen factor .. |
Forum |
| Sun Sep 13 6:53:11 2009 |
Your credit is for sure goign to look bad due to .. |
Forum |
| Sun Sep 13 6:48:25 2009 |
ross your statement is contradicting
In the .. |
Forum |
| Sun Sep 13 6:44:58 2009 |
It is always a bad idea to withdraw from 401K. In .. |
Forum |
| Sun Sep 13 6:41:11 2009 |
How did you sell it with out the second lenders .. |
Forum |
| Sun Sep 13 6:38:39 2009 |
You can refinance the loan in your name and .. |
Forum |
| Sun Sep 13 6:36:51 2009 |
You cna be stillcurrent on the payment and ask .. |
Forum |
| Sun Sep 13 6:35:09 2009 |
Once you stop mkaing payment after 30 days most .. |
Forum |
| Sun Sep 13 6:31:28 2009 |
You house need to atleast apprise for the sellign .. |
Forum |
| Sun Sep 13 6:30:20 2009 |
The terms of the loan will depend on the .. |
Forum |
| Sun Sep 13 6:29:23 2009 |
If you spouses incoem alone is enough to cover .. |
Forum |
| Sun Sep 13 6:28:02 2009 |
Thats correct
At this point you need set your .. |
Forum |
| Sun Sep 13 10:41:05 2009 |
The money you borrow to buy a .. |
Forum |
| Sun Sep 13 10:40:19 2009 |
That woudl depend on how much debt you have and .. |
Forum |
| Sun Sep 13 10:38:41 2009 |
Check this .. |
Forum |
| Sun Sep 13 10:37:27 2009 |
Please check your other .. |
Forum |
| Sun Sep 13 10:36:28 2009 |
With 678 you will be able qulify for home loan if .. |
Forum |
| Sun Sep 13 10:34:27 2009 |
Smoknjoe you should not have any issues in .. |
Forum |
| Sun Sep 13 10:27:07 2009 |
Thats correct.
Plese check toerh post, thats .. |
Forum |
| Sat Sep 12 11:44:09 2009 |
There is no deficienecy if the house was sold for .. |
Forum |
| Sat Sep 12 11:42:51 2009 |
You cannot deduct taxes on the those .. |
Forum |
| Sat Sep 12 11:40:08 2009 |
Eric can you share who is this .. |
Forum |
| Sat Sep 12 11:38:23 2009 |
The Key factor is the mortgage needs to be owned .. |
Forum |
| Sat Sep 12 11:34:47 2009 |
You can ask you girlfrind to do a quit claim deed .. |
Forum |
| Sat Sep 12 11:32:25 2009 |
You can do quit claim deed
You need to .. |
Forum |
| Sat Sep 12 11:30:15 2009 |
Are you trying to buy a house which is in .. |
Forum |
| Sat Sep 12 11:28:33 2009 |
If the terms were not negotiated when you did the .. |
Forum |
| Sat Sep 12 11:26:29 2009 |
depends on few factors
Most of the lenders .. |
Forum |
| Sat Sep 12 11:22:08 2009 |
Thats wrong
The Heirs can refinance and apy .. |
Forum |
| Sat Sep 12 11:19:46 2009 |
Yes you are correct
First you cna try to see .. |
Forum |
| Sat Sep 12 11:17:57 2009 |
Short sale can take sometime before it is .. |
Forum |
| Sat Sep 12 11:16:08 2009 |
Your heirs can refinace the house in thier name .. |
Forum |
| Sat Sep 12 11:14:36 2009 |
TA this time you want to start with Shart .. |
Forum |
| Sat Sep 12 6:27:10 2009 |
You will need an attorney.
This will help you .. |
Forum |
| Sat Sep 12 6:25:12 2009 |
If it is 3 - 5% down probably it is a FHA .. |
Forum |
| Sat Sep 12 6:21:45 2009 |
Most of the lenders are askign this with the .. |
Forum |
| Sat Sep 12 6:19:02 2009 |
I would agree.
If some oen asks you money .. |
Forum |
| Sat Sep 12 6:16:59 2009 |
If he continues to make payment then that shoudl .. |
Forum |
| Sat Sep 12 6:14:49 2009 |
If you have a job and can show that you cna pay .. |
Forum |
| Sat Sep 12 6:12:17 2009 |
You can ask yoru son to sign a quit claim deed .. |
Forum |
| Sat Sep 12 6:10:24 2009 |
Probably you can post this in the announcement .. |
Forum |
| Sat Sep 12 4:22:46 2009 |
Any one with minimumm of 620 credit score and .. |
Forum |
| Sat Sep 12 4:18:45 2009 |
If you son cleared all the defualts 5 to 6 years .. |
Forum |
| Sat Sep 12 4:14:25 2009 |
Only issue I see is that you may not be able to .. |
Forum |
| Sat Sep 12 4:10:52 2009 |
If she gives you quit claim then she no longer .. |
Forum |
| Sat Sep 12 4:08:41 2009 |
Lynn you question is not .. |
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| Sat Sep 12 4:07:48 2009 |
check this .. |
Forum |
| Sat Sep 12 4:06:05 2009 |
check answer .. |
Forum |
| Sat Sep 12 4:05:34 2009 |
As far I know you can do it .. |
Forum |
| Sat Sep 12 4:04:08 2009 |
Yes you cna qualify with 628 credit score for a .. |
Forum |
| Sat Sep 12 4:02:15 2009 |
check this .. |
Forum |
| Sat Sep 12 4:01:04 2009 |
check respose to your post .. |
Forum |
| Sat Sep 12 4:00:11 2009 |
At this point you woudl be better off renting the .. |
Forum |
| Sat Sep 12 3:56:13 2009 |
May be you will find some thign .. |
Forum |
| Sat Sep 12 3:53:38 2009 |
Yes the new 70K can count but only thing that may .. |
Forum |
| Sat Sep 12 3:47:12 2009 |
Guest your post if nto relevenet to this .. |
Forum |
| Sat Sep 12 3:45:49 2009 |
But atleast you will need 620 credit score to .. |
Forum |
| Sat Sep 12 3:44:39 2009 |
simon our guests name is already on the .. |
Forum |
| Sat Sep 12 3:43:33 2009 |
If there isnot loan involved this will mkae .. |
Forum |
| Sat Sep 12 10:32:41 2009 |
Also this .. |
Forum |
| Sat Sep 12 10:32:24 2009 |
Check this .. |
Forum |
| Sat Sep 12 10:29:08 2009 |
Thats really a good suggestion eric
the .. |
Forum |
| Sat Sep 12 10:24:11 2009 |
Do not foget the MIP you need to pay with .. |
Forum |
| Sat Sep 12 10:22:15 2009 |
check this .. |
Forum |
| Sat Sep 12 10:20:37 2009 |
Probably tis time you forget about it or get a .. |
Forum |
| Sat Sep 12 10:19:21 2009 |
Depnding on how much you owe, if you can get a .. |
Forum |
| Sat Sep 12 10:16:09 2009 |
check this .. |
Forum |
| Sat Sep 12 10:11:56 2009 |
Any investment you have profit on is taxable and .. |
Forum |
| Sat Sep 12 10:08:40 2009 |
check this .. |
Forum |
| Sat Sep 12 10:07:03 2009 |
check this .. |
Forum |
| Sat Sep 12 10:05:49 2009 |
Insted of refinace, you wuld be be better off .. |
Forum |
| Sat Sep 12 10:04:40 2009 |
You are correct you cna do quit claim deed or .. |
Forum |
| Sat Sep 12 10:02:43 2009 |
Sorry about your situation
Have you called .. |
Forum |
| Sat Sep 12 10:00:47 2009 |
check .. |
Forum |
| Sat Sep 12 9:59:35 2009 |
From the closing .. |
Forum |
| Sat Sep 12 9:58:58 2009 |
Atleast 3 to 4 .. |
Forum |
| Sat Sep 12 8:32:25 2009 |
Good Idea Eric
But the they will send the .. |
Forum |
| Sat Sep 12 8:26:38 2009 |
Guest
Dod you have equity in your .. |
Forum |
| Sat Sep 12 8:23:15 2009 |
Sussane
If this guests incoem is nto enough to .. |
Forum |
| Sat Sep 12 8:20:01 2009 |
Good suggestion .. |
Forum |
| Sat Sep 12 8:19:07 2009 |
That is really kind of fishy, why they want your .. |
Forum |
| Sat Sep 12 8:17:31 2009 |
sure. Why don't you open a different topic not .. |
Forum |
| Sat Sep 12 8:16:37 2009 |
I still strongly suggest for loan modification. .. |
Forum |
| Sat Sep 12 8:15:38 2009 |
I am not sure hoe can some one just delacre any .. |
Forum |
| Sat Sep 12 8:14:28 2009 |
They are looking for loan on a mobile .. |
Forum |
| Sat Sep 12 8:12:29 2009 |
Could vary from situation to .. |
Forum |
| Sat Sep 12 8:08:32 2009 |
Any how the damamage may be be so big as you are .. |
Forum |
| Sat Sep 12 8:06:27 2009 |
Good suggestion .. |
Forum |
| Fri Sep 11 10:19:11 2009 |
You can always go for deed in lieu and the lender .. |
Forum |
| Fri Sep 11 10:17:22 2009 |
check this .. |
Forum |
| Fri Sep 11 10:15:37 2009 |
You need your cousine to get these things .. |
Forum |
| Fri Sep 11 10:14:13 2009 |
Try .. |
Forum |
| Fri Sep 11 10:13:15 2009 |
Ask your husband if he can do a quit claim deed .. |
Forum |
| Fri Sep 11 10:12:18 2009 |
check with an .. |
Forum |
| Fri Sep 11 10:11:24 2009 |
check with lenders on thsi forum, they may be .. |
Forum |
| Fri Sep 11 10:10:45 2009 |
Than you Sussane for providing more details on .. |
Forum |
| Fri Sep 11 10:09:15 2009 |
check this .. |
Forum |
| Fri Sep 11 10:08:08 2009 |
If you can show good income and have good credit .. |
Forum |
| Fri Sep 11 10:06:53 2009 |
Probably a good idea to consult your .. |
Forum |
| Fri Sep 11 10:05:49 2009 |
You need show the house where you live as the .. |
Forum |
| Fri Sep 11 10:03:56 2009 |
also this .. |
Forum |
| Fri Sep 11 10:03:20 2009 |
check this .. |
Forum |
| Fri Sep 11 10:01:30 2009 |
If you dod quit claim then will remove your name .. |
Forum |
| Fri Sep 11 9:59:24 2009 |
Good read for some of the posters on this .. |
Forum |
| Fri Sep 11 9:58:22 2009 |
Check some of the websites which offer help with .. |
Forum |
| Fri Sep 11 9:57:13 2009 |
check this .. |
Forum |
| Fri Sep 11 9:55:49 2009 |
check .. |
Forum |
| Fri Sep 11 9:54:13 2009 |
In this economy, yes that can .. |
Forum |
| Fri Sep 11 9:53:20 2009 |
check .. |
Forum |
| Fri Sep 11 9:50:36 2009 |
Nice .. |
Forum |
| Fri Sep 11 9:49:35 2009 |
You are for sure need to pay the broker fee. That .. |
Forum |
| Fri Sep 11 9:45:56 2009 |
See if you can make arrngmens to pay you your .. |
Forum |
| Fri Sep 11 9:43:28 2009 |
check respose .. |
Forum |
| Fri Sep 11 9:40:49 2009 |
No problem
Good .. |
Forum |
| Fri Sep 11 9:38:43 2009 |
This is a good question for your .. |
Forum |
| Fri Sep 11 9:37:44 2009 |
You need an attorney and all the documents what .. |
Forum |
| Fri Sep 11 9:35:42 2009 |
check this .. |
Forum |
| Fri Sep 11 9:34:12 2009 |
If you can as of now clear off the HELOC first .. |
Forum |
| Fri Sep 11 9:31:16 2009 |
You need to talk to an .. |
Forum |
| Fri Sep 11 9:28:27 2009 |
Sorry for the confusion.
YOur friend can do .. |
Forum |
| Fri Sep 11 9:26:44 2009 |
Good .. |
Forum |
| Fri Sep 11 9:25:45 2009 |
Good post .. |
Forum |
| Fri Sep 11 9:24:45 2009 |
Probably you need to talk to an attorney to be .. |
Forum |
| Fri Sep 11 9:23:59 2009 |
In addition to thsi lot of other factors .. |
Forum |
| Fri Sep 11 9:22:56 2009 |
You need to contact a home loan .. |
Forum |
| Fri Sep 11 9:21:58 2009 |
check this .. |
Forum |
| Fri Sep 11 9:20:37 2009 |
check this .. |
Forum |
| Fri Sep 11 9:19:23 2009 |
In your situation with Banruptcy and no income it .. |
Forum |
| Fri Sep 11 9:18:03 2009 |
Credit report is really important when gettign .. |
Forum |
| Fri Sep 11 9:16:12 2009 |
If you dod deed in lieu it will affect your .. |
Forum |
| Fri Sep 11 9:15:03 2009 |
If you name is on the deed then you have .. |
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| Fri Sep 11 9:13:48 2009 |
If you do a short sale and the lender agrees to .. |
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| Fri Sep 11 9:09:04 2009 |
1. Since all three of you are on the deed, she .. |
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| Fri Sep 11 9:05:46 2009 |
Your friend will need tonotarize it and recordat .. |
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| Fri Sep 11 9:04:58 2009 |
You do not need an attorney and there may be some .. |
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| Fri Sep 11 9:00:44 2009 |
If the loan was in both of your name the loan was .. |
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| Fri Sep 11 8:57:03 2009 |
Quit claim is the easy and quikcets way to .. |
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| Fri Sep 11 8:56:08 2009 |
This is not the right place ask this .. |
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| Fri Sep 11 8:55:11 2009 |
At this point in time I think you need to work .. |
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| Fri Sep 11 8:51:40 2009 |
check this .. |
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| Fri Sep 11 8:50:34 2009 |
By using quit claim they cna transfer the title .. |
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| Fri Sep 11 8:49:01 2009 |
His friend can do a a quit claim and transfer the .. |
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| Fri Sep 11 8:48:12 2009 |
Since the amount you are looking to borrow is .. |
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| Fri Sep 11 8:46:34 2009 |
I am not sure if the IRS or some one will not .. |
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| Fri Sep 11 6:09:33 2009 |
if you ask for extension to file your taxes, you .. |
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| Fri Sep 11 6:07:43 2009 |
yes any gains on investment is .. |
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| Fri Sep 11 6:07:00 2009 |
Taxes is one thign you cannot avoid.
If you .. |
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| Fri Sep 11 6:02:21 2009 |
pretty
If you read that Tax credit needs to be .. |
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| Fri Sep 11 6:00:36 2009 |
Guest,
If you knwo that there is some thign .. |
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| Fri Sep 11 5:57:16 2009 |
First thign you need to do is call yoru banck and .. |
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| Fri Sep 11 5:53:29 2009 |
You woudl be better off contactign an .. |
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| Fri Sep 11 5:50:56 2009 |
Thats correct. You still the owner and but not .. |
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| Fri Sep 11 5:48:19 2009 |
I you prepay then you have to pay penalty
One .. |
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| Fri Sep 11 5:47:14 2009 |
That woudl depnds on the conditions of short .. |
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| Fri Sep 11 5:45:29 2009 |
Check .. |
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| Fri Sep 11 5:37:06 2009 |
Nope
In the $8000 tax credit, there is a .. |
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| Fri Sep 11 5:35:26 2009 |
This not the place for bill consolidation .. |
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| Fri Sep 11 5:34:22 2009 |
In situations like these, you cna go back to the .. |
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| Fri Sep 11 5:32:24 2009 |
He is responsible for paying the property taxes, .. |
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| Fri Sep 11 5:31:33 2009 |
Best way to do this is to get a personal loan .. |
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| Fri Sep 11 5:28:06 2009 |
If your brohter does not make payment goign .. |
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| Fri Sep 11 4:51:34 2009 |
They are used for rating the how credit worthy a .. |
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| Fri Sep 11 4:42:20 2009 |
Check .. |
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| Fri Sep 11 4:41:30 2009 |
Check with the lenders on this .. |
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| Fri Sep 11 4:40:47 2009 |
Check .. |
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| Fri Sep 11 4:39:37 2009 |
Check this, may be this will .. |
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| Fri Sep 11 4:37:53 2009 |
Other facotors would be be Income, Debt to Incoem .. |
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| Fri Sep 11 4:35:33 2009 |
Absoutely every oen has the right to ask question .. |
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| Fri Sep 11 1:42:33 2009 |
Why is this now turning in to the credit .. |
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| Fri Sep 11 1:41:43 2009 |
George if you want to pick every one commnets .. |
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| Fri Sep 11 1:39:54 2009 |
We go round and .. |
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| Fri Sep 11 9:38:47 2009 |
You need to do Quit claim deed
check this .. |
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| Fri Sep 11 9:37:38 2009 |
You need to call the bank and show them if you .. |
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| Fri Sep 11 9:35:50 2009 |
Thats the option when the collection agency calls .. |
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| Fri Sep 11 9:34:18 2009 |
Best option for you is to get the dispute on your .. |
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| Fri Sep 11 9:30:03 2009 |
When did this discussion turn about health
We .. |
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| Fri Sep 11 9:28:41 2009 |
Ok Let me make it little more clear
I did not .. |
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| Fri Sep 11 9:26:28 2009 |
Isnt it
George probably you cna write a book .. |
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| Fri Sep 11 9:24:50 2009 |
Very good point George
Its a catch 22 .. |
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| Thu Sep 10 9:27:49 2009 |
If you rented out a property and if you incure .. |
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| Thu Sep 10 9:24:06 2009 |
It will not affect your credit report. But if .. |
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| Thu Sep 10 9:20:41 2009 |
Well remmebr this needs to roved in the court of .. |
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| Thu Sep 10 9:16:31 2009 |
If some one paid you money as gift, the person .. |
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| Thu Sep 10 9:14:45 2009 |
You may need to provide some more .. |
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| Thu Sep 10 9:13:03 2009 |
Not a good practise!
This is not at all legal, .. |
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| Thu Sep 10 9:11:35 2009 |
The goverment has asked these banks to do for .. |
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| Thu Sep 10 9:09:30 2009 |
Thats realy strange and have to called the bank .. |
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| Thu Sep 10 9:08:05 2009 |
Is there a reason why you want to buy this house .. |
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| Thu Sep 10 8:15:46 2009 |
check this .. |
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| Thu Sep 10 8:14:08 2009 |
I think lot of other people share the same .. |
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| Thu Sep 10 8:12:29 2009 |
Not hear of any such goverment programs for .. |
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| Thu Sep 10 8:09:52 2009 |
check .. |
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| Thu Sep 10 8:08:41 2009 |
You will probably loose the money what you have .. |
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| Thu Sep 10 8:06:53 2009 |
If you stopped makign payment and they sent you a .. |
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| Thu Sep 10 8:04:53 2009 |
I am not sure how cna you get tax credit if you .. |
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| Thu Sep 10 8:02:19 2009 |
That would really difficult
Once your name .. |
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| Thu Sep 10 8:00:28 2009 |
If they charge off they are probably goign to .. |
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| Thu Sep 10 7:58:32 2009 |
You need to refinance the loan in your name and .. |
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| Thu Sep 10 7:56:49 2009 |
You have to call you bank and ask for and show .. |
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| Thu Sep 10 7:53:46 2009 |
You need minimumof 620 to get a FHA .. |
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| Thu Sep 10 7:49:02 2009 |
probably its good idea to talk to a tax .. |
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| Thu Sep 10 6:16:34 2009 |
Good luck with yoru .. |
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| Thu Sep 10 6:15:44 2009 |
If it is nto yoru primary residence then you may .. |
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| Thu Sep 10 6:12:42 2009 |
Sorry could not help
Good luck in finding this .. |
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| Thu Sep 10 6:11:39 2009 |
This is really funny george.
If they were .. |
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| Thu Sep 10 6:09:22 2009 |
If you want to knwo where your dollars are going .. |
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| Thu Sep 10 11:42:27 2009 |
Botht the lenders needs to agree for the short .. |
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| Thu Sep 10 11:41:27 2009 |
If it is your primary residence then you will .. |
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| Thu Sep 10 11:39:42 2009 |
check this .. |
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| Thu Sep 10 11:39:03 2009 |
Check with the .. |
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| Thu Sep 10 11:38:15 2009 |
You need an .. |
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| Thu Sep 10 11:33:54 2009 |
George That would depends on the person.
If .. |
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| Thu Sep 10 11:32:11 2009 |
This is your credit score which determine how .. |
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| Thu Sep 10 11:25:21 2009 |
I am surprised that you did not get it!
The .. |
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| Wed Sep 9 8:46:28 2009 |
check this .. |
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| Wed Sep 9 8:45:19 2009 |
You will need a good Real estate agent who is .. |
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| Wed Sep 9 8:43:45 2009 |
If it is your investment property then you will .. |
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| Wed Sep 9 8:42:10 2009 |
If your are already in the process of .. |
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| Wed Sep 9 8:39:13 2009 |
One more option is you cna use some of the 30 .. |
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| Wed Sep 9 8:36:47 2009 |
clear yoru collection first and still keep making .. |
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| Wed Sep 9 8:35:14 2009 |
If that was reported to the credit agencies that .. |
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| Wed Sep 9 8:30:10 2009 |
If the forclosure process is not complete they .. |
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| Wed Sep 9 8:26:48 2009 |
check this .. |
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| Wed Sep 9 8:25:07 2009 |
Not heard about .. |
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| Wed Sep 9 8:23:19 2009 |
PMI protects the lenders against any .. |
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| Wed Sep 9 8:19:24 2009 |
Probably you may want to check with your bank for .. |
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| Wed Sep 9 8:17:38 2009 |
Yes you can do that.
But you need to consult a .. |
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| Wed Sep 9 8:15:17 2009 |
Please check your other .. |
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| Wed Sep 9 8:13:12 2009 |
If you had a mutual agreemtn which is document on .. |
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| Wed Sep 9 8:08:40 2009 |
I do not think ythe bank can coem after yoru .. |
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| Wed Sep 9 8:04:49 2009 |
Please check with some of the attorneys on this .. |
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| Wed Sep 9 8:01:53 2009 |
A few banks reps on suggesting this to thier .. |
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| Wed Sep 9 8:00:35 2009 |
Good luck .. |
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| Wed Sep 9 5:54:02 2009 |
Check it .. |
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| Wed Sep 9 5:52:48 2009 |
No need to worry
You are safe as logn as you .. |
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| Wed Sep 9 2:49:10 2009 |
I am not sure what was your comment .. |
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| Wed Sep 9 1:57:46 2009 |
I understnd George
But you know just for that .. |
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| Wed Sep 9 11:47:39 2009 |
Quit claim just transfer the onwer ship fo .. |
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| Wed Sep 9 11:46:48 2009 |
You get the money out of the house and buy .. |
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| Wed Sep 9 11:45:24 2009 |
What is the full name of this compnay and wheich .. |
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| Wed Sep 9 11:44:42 2009 |
Did the insurance company say why they dropped .. |
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| Wed Sep 9 11:43:42 2009 |
Check this .. |
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| Wed Sep 9 11:42:26 2009 |
Check this .. |
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| Wed Sep 9 11:40:04 2009 |
Why would you want to hurry in to buying a house .. |
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| Wed Sep 9 11:38:44 2009 |
You need to work with your ex to get this .. |
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| Wed Sep 9 11:37:11 2009 |
You need to disclose information liek this to .. |
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| Wed Sep 9 11:35:39 2009 |
Call yoru current lender and see if you can take .. |
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| Wed Sep 9 11:34:45 2009 |
There is nto restrictions on minimum year of .. |
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| Wed Sep 9 11:06:25 2009 |
Yes he can if he refinaces the loan in his .. |
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| Wed Sep 9 11:03:17 2009 |
You need to work with a loan consolidation .. |
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| Wed Sep 9 11:02:23 2009 |
Check with the lenders on this forum
What is .. |
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| Wed Sep 9 10:59:43 2009 |
Thanks for the link .. |
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| Wed Sep 9 10:57:36 2009 |
Jason I am not sure it will be asy to refinance .. |
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| Wed Sep 9 10:54:57 2009 |
They will send this at the begining of next .. |
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| Wed Sep 9 10:54:03 2009 |
Internal Revenue .. |
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| Wed Sep 9 9:51:34 2009 |
Unless you have equity int eh house, that is .. |
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| Wed Sep 9 9:43:28 2009 |
Please check the IRS website for more .. |
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| Wed Sep 9 9:42:30 2009 |
If it is your primary residence you do tno need .. |
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| Wed Sep 9 9:41:14 2009 |
There may be some issues.
Best option is to do .. |
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| Wed Sep 9 9:40:11 2009 |
Yes you .. |
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| Wed Sep 9 9:39:28 2009 |
If you have equity, then it should not be .. |
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| Wed Sep 9 9:38:40 2009 |
You may need to waiti for another 6 .. |
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| Wed Sep 9 9:37:30 2009 |
That woudl be clearly stated in the loan .. |
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| Wed Sep 9 9:36:33 2009 |
Are you sayign you arebehing on payment by 60 .. |
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| Wed Sep 9 9:35:34 2009 |
check: .. |
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| Wed Sep 9 9:34:50 2009 |
try to see if you cna do a short sale or a deed .. |
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| Thu Sep 3 11:18:58 2009 |
Real estate settlement procedure .. |
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| Thu Sep 3 11:17:04 2009 |
You cna always contest it with the credit .. |
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| Thu Sep 3 11:16:21 2009 |
There are so mnay poeple like you wanting to do .. |
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| Thu Sep 3 11:15:20 2009 |
check this .. |
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| Thu Sep 3 11:14:14 2009 |
There are three credit reposrign agencies. You .. |
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| Thu Sep 3 11:12:58 2009 |
I think thats a good idea
You are not .. |
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| Thu Sep 3 11:11:10 2009 |
check with the loan officers on this .. |
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| Thu Sep 3 11:10:10 2009 |
Check this .. |
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| Wed Sep 2 11:19:55 2009 |
check the details of chapter .. |
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| Wed Sep 2 11:17:01 2009 |
If you do deed in lieu it willstay there for 7 .. |
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| Wed Sep 2 11:06:01 2009 |
Thats correct. It is different for every .. |
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| Wed Sep 2 11:03:47 2009 |
If you do quit claim deed, you are still liable .. |
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| Wed Sep 2 11:01:20 2009 |
Short sale will drop your credit score by 50 .. |
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| Wed Sep 2 10:57:26 2009 |
Looks like you have close to 20% down payment. .. |
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| Wed Sep 2 10:55:46 2009 |
That may nto be true
It would depend on what .. |
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| Wed Sep 2 10:51:28 2009 |
Max 8k or max 10% of your purchase .. |
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| Wed Sep 2 10:50:15 2009 |
If she continue to make the payment on the house .. |
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| Wed Sep 2 10:49:00 2009 |
Check with lenders on this .. |
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| Wed Sep 2 10:48:20 2009 |
With deed in lieu, you are not responsible for .. |
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| Wed Sep 2 10:46:48 2009 |
All you need is to do one more quit claim deed .. |
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| Wed Sep 2 10:45:36 2009 |
If you are working with a realtor, please check .. |
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| Wed Sep 2 10:44:45 2009 |
check this .. |
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| Wed Sep 2 10:42:54 2009 |
check this .. |
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| Wed Sep 2 10:40:34 2009 |
The restrications can be different for different .. |
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| Wed Sep 2 10:38:28 2009 |
I do not think .. |
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| Wed Sep 2 10:38:00 2009 |
This absolutely wrong
You can contest .. |
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| Wed Sep 2 10:36:55 2009 |
If the bank is offergint hsi option that ma be .. |
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| Wed Sep 2 10:34:34 2009 |
It is not just yoru incoem and how much you owe .. |
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| Wed Sep 2 10:33:21 2009 |
Please check with the lenders on this .. |
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| Wed Sep 2 10:32:34 2009 |
Best opton in this situation is to consult a .. |
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| Wed Sep 2 10:29:41 2009 |
That is the best option for this .. |
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| Wed Sep 2 10:28:38 2009 |
If you have copy of the same, you cna record it .. |
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| Tue Sep 1 11:08:37 2009 |
check this .. |
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| Tue Sep 1 11:07:16 2009 |
You can get qualified now, but that would be .. |
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| Tue Sep 1 11:04:49 2009 |
Thats correct. Quit claim deed is the quick and .. |
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| Tue Sep 1 11:03:19 2009 |
If you are looking for a loan modification, you .. |
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| Tue Sep 1 11:01:49 2009 |
check with the .. |
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| Tue Sep 1 11:00:50 2009 |
Yes. You need to call a Home Insurance .. |
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| Tue Sep 1 10:59:34 2009 |
Check this .. |
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| Tue Sep 1 10:57:16 2009 |
Thats true, the bank may ask you to prove your .. |
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| Tue Sep 1 10:54:54 2009 |
Quit claim deed will not help her with the tax .. |
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| Tue Sep 1 10:49:34 2009 |
You will need to refinance the loan inyour name. .. |
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| Tue Sep 1 10:48:24 2009 |
Remember it si nto just monthly mortge payment ( .. |
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| Tue Sep 1 10:47:31 2009 |
You will absoutley need an attorney to clearley .. |
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| Tue Sep 1 10:43:53 2009 |
You would be bettre off goign there and talking .. |
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| Tue Sep 1 10:42:15 2009 |
You need an .. |
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| Tue Sep 1 10:39:59 2009 |
If you can afford to make payment and you belive .. |
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| Tue Sep 1 10:36:31 2009 |
Check this .. |
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| Tue Sep 1 10:35:46 2009 |
That is really interesting inthis market .. |
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| Tue Sep 1 10:34:34 2009 |
Check this .. |
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| Tue Sep 1 10:30:11 2009 |
Since you got the foreclosure notice, that got .. |
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| Tue Sep 1 10:25:56 2009 |
check this and see if ti has some details about .. |
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| Tue Sep 1 10:24:45 2009 |
One other optipon for you would be to check with .. |
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| Tue Sep 1 10:22:29 2009 |
check this out and it is probably the same .. |
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| Tue Sep 1 10:21:09 2009 |
Yes you should be able to rent other .. |
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| Tue Sep 1 10:18:50 2009 |
Probably trying for Deed in lieu would be your .. |
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| Tue Sep 1 10:16:04 2009 |
Thats correct. If you do a quit claim deed and .. |
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| Tue Sep 1 10:14:16 2009 |
If this name is not on the titel then he do not .. |
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| Tue Sep 1 8:13:47 2009 |
check this .. |
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| Mon Aug 31 8:26:44 2009 |
It was "Consumer"
Man stop being too .. |
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| Mon Aug 31 8:23:49 2009 |
Check this .. |
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| Mon Aug 31 8:22:54 2009 |
Thats how they play this .. |
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| Mon Aug 31 8:21:54 2009 |
Probably you would be better off workign onyour .. |
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| Mon Aug 31 8:19:30 2009 |
That would depend on what is current score and .. |
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| Mon Aug 31 8:18:30 2009 |
Not for atleast another 4 .. |
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| Mon Aug 31 8:17:46 2009 |
Yes you .. |
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| Mon Aug 31 8:16:59 2009 |
Check this .. |
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| Mon Aug 31 8:15:47 2009 |
if you have good credit and income you shoudl be .. |
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| Mon Aug 31 8:13:36 2009 |
I do not think so.
Probably you will need .. |
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| Mon Aug 31 8:10:33 2009 |
Yes absolutely
You need 3.5% down and atleast .. |
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| Mon Aug 31 8:06:27 2009 |
Is your brothers name on the titel
Did you .. |
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| Mon Aug 31 8:04:17 2009 |
Probably they saw the recent sale data dn probaly .. |
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| Mon Aug 31 8:02:17 2009 |
That's correct FHA requires 3.5% downa with a .. |
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| Mon Aug 31 8:00:21 2009 |
He can ask his son to sing a quit claim deed, but .. |
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| Mon Aug 31 7:59:17 2009 |
When you say you have poor credit, that does not .. |
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| Mon Aug 31 7:57:03 2009 |
Thanks for adding .. |
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| Mon Aug 31 5:30:20 2009 |
For you to start he short sale process you need .. |
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| Mon Aug 31 5:21:59 2009 |
Check this .. |
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| Mon Aug 31 5:20:43 2009 |
You will need an attorney to draft this .. |
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| Mon Aug 31 5:19:49 2009 |
If the quit claim deed is not recorded in the .. |
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| Mon Aug 31 5:18:37 2009 |
Yes you are correct
You can ask your relative to .. |
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| Mon Aug 31 5:17:38 2009 |
Yes. if your name is goign to be on the property .. |
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| Mon Aug 31 5:15:45 2009 |
You cna do a quit claim deed and add names to the .. |
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| Mon Aug 31 5:14:24 2009 |
Good for you and for .. |
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| Mon Aug 31 5:13:08 2009 |
That would be the most inteligent .. |
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| Mon Aug 31 5:10:50 2009 |
George,
Whats was INSANE about the discussion .. |
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| Mon Aug 31 9:37:43 2009 |
Thanks JK .. |
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| Mon Aug 31 9:36:47 2009 |
If you put both of thier name on the deed, that .. |
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| Mon Aug 31 9:34:35 2009 |
Normally you have soem grace period after your .. |
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| Mon Aug 31 9:31:48 2009 |
Eseentially you have a greemtn with the lender to .. |
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| Mon Aug 31 9:30:19 2009 |
I would really cautious with such .. |
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| Mon Aug 31 9:28:43 2009 |
Good luck .. |
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| Mon Aug 31 9:27:32 2009 |
Good luck getting some oen qulified for a loan .. |
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| Mon Aug 31 9:23:56 2009 |
yep. In Short that's .. |
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| Sun Aug 30 6:40:39 2009 |
You got the summons based on the name on the .. |
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| Sun Aug 30 6:35:41 2009 |
Eric suggestion the the second one is good, but .. |
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| Sun Aug 30 6:33:08 2009 |
call the bank and tell themyou want to stop the .. |
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| Sun Aug 30 6:31:13 2009 |
One way is to do aquit claim deed and add your .. |
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| Sun Aug 30 6:26:53 2009 |
Oh Thats really make it clear and I felt better .. |
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| Sun Aug 30 6:17:05 2009 |
Probably you can waiti until you get that final .. |
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| Sun Aug 30 6:15:49 2009 |
Probably you need to exaplin it clearly
This .. |
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| Sun Aug 30 6:07:30 2009 |
In reality your friend shoudl have refiannced the .. |
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| Sun Aug 30 6:04:51 2009 |
check this .. |
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| Sun Aug 30 6:03:25 2009 |
Probably your house will go in to foreclosure if .. |
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| Sun Aug 30 6:02:16 2009 |
check this .. |
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| Sun Aug 30 6:01:05 2009 |
The reason being your credit report will show you .. |
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| Sun Aug 30 5:59:51 2009 |
That woudl depend on situation to .. |
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| Sun Aug 30 5:57:19 2009 |
There are three credit reportign agencies you can .. |
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| Sun Aug 30 5:54:41 2009 |
check with loan officers on this .. |
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| Sun Aug 30 5:53:51 2009 |
I am not clear with yoru question
If the .. |
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| Sun Aug 30 5:52:02 2009 |
In this market situation, probably best option .. |
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| Sun Aug 30 5:50:27 2009 |
I am not sure why the title compnay ask you to .. |
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| Sun Aug 30 5:47:46 2009 |
Yep Thats what I .. |
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| Sun Aug 30 5:47:10 2009 |
Thanks for the addition .. |
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| Sun Aug 30 5:46:16 2009 |
Yep thats what I .. |
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| Sat Aug 29 9:09:15 2009 |
It is still possible you need to call your bank .. |
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| Sat Aug 29 9:07:21 2009 |
check .. |
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| Sat Aug 29 9:06:49 2009 |
Check .. |
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| Sat Aug 29 9:05:59 2009 |
With this credit score it is really difficult to .. |
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| Sat Aug 29 9:04:10 2009 |
You are eligible for maximum of 10% or maximum of .. |
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| Sat Aug 29 9:49:44 2009 |
Good .. |
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| Sat Aug 29 9:48:52 2009 |
Sam has good post on this .. |
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| Sat Aug 29 9:47:35 2009 |
You need atleast 620 credit score for a FHA .. |
Forum |
| Sat Aug 29 9:46:29 2009 |
Are you askign if any one is lendign for an .. |
Forum |
| Sat Aug 29 9:44:58 2009 |
Probably yes. If you can show good money in the .. |
Forum |
| Sat Aug 29 9:43:53 2009 |
check with loan officers on this .. |
Forum |
| Sat Aug 29 9:43:02 2009 |
You cna find detailed information .. |
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| Sat Aug 29 9:42:00 2009 |
I have Not heard .. |
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| Sat Aug 29 9:41:16 2009 |
See if you can work with your bank to negotiate .. |
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| Sat Aug 29 9:40:22 2009 |
check .. |
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| Sat Aug 29 9:37:59 2009 |
Good addition .. |
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| Sat Aug 29 9:36:49 2009 |
I too have the same .. |
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| Sat Aug 29 9:35:28 2009 |
Sussane
Do youthink the inflation is goign to .. |
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| Thu Aug 27 8:35:46 2009 |
All I see is that the goverment wants to collect .. |
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| Thu Aug 27 8:29:50 2009 |
If the house is in foreclsosure your parents .. |
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| Thu Aug 27 8:24:20 2009 |
George you last statement needs to be really in .. |
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| Thu Aug 27 3:29:58 2009 |
This can vary from location to location
As a .. |
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| Thu Aug 27 2:07:38 2009 |
I think there should be a way of identifying this .. |
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| Thu Aug 27 12:18:04 2009 |
That woudl depends on facotors like your income, .. |
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| Thu Aug 27 12:15:13 2009 |
A) Is this possible in CA
- Yes it is
B) .. |
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| Thu Aug 27 12:12:48 2009 |
Your situation is not helping you to .. |
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| Thu Aug 27 12:10:13 2009 |
Since the house is paid, One option would be to .. |
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| Wed Aug 26 5:24:44 2009 |
That was really good response
Lets think about .. |
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| Tue Aug 25 7:32:21 2009 |
FHA requires 2 years of work history.
From how .. |
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| Tue Aug 25 7:26:08 2009 |
Lady bird deed is a legal document using which .. |
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| Tue Aug 25 7:17:59 2009 |
I think you should be able to get a equity loan, .. |
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| Tue Aug 25 7:16:38 2009 |
Ask your in laws to give a quit claim deed back .. |
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| Tue Aug 25 11:00:18 2009 |
Atleast 2 years of credit history is needed for .. |
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| Tue Aug 25 10:57:12 2009 |
I do nto think so.
You need to do a quit claim .. |
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| Tue Aug 25 10:56:22 2009 |
Please check this and see if this .. |
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| Tue Aug 25 9:53:25 2009 |
That was not a serious commnet.
That was more .. |
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| Mon Aug 24 8:37:09 2009 |
Referral fees are payments made by lender to .. |
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| Mon Aug 24 8:34:28 2009 |
Mortgage Life Insurance - This insurance ensures .. |
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| Mon Aug 24 8:28:07 2009 |
Any FHA requires 3.5% down .. |
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| Mon Aug 24 8:26:55 2009 |
Interesting .. |
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| Mon Aug 24 8:25:37 2009 |
Are your refering to Purchase Money .. |
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| Mon Aug 24 8:22:27 2009 |
Please check with yoru lender and see if they .. |
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| Mon Aug 24 9:17:14 2009 |
This very nice and one stop message for First .. |
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| Fri Aug 21 5:55:24 2009 |
Thats a good idea for soem one who gets temepted .. |
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| Fri Aug 21 5:50:21 2009 |
Good catch .. |
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| Fri Aug 21 7:53:59 2009 |
check this again and .. |
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| Fri Aug 21 7:51:47 2009 |
check this .. |
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| Fri Aug 21 7:49:55 2009 |
It is a a legal document that helps to transfer .. |
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| Fri Aug 21 7:47:22 2009 |
Please email the site .. |
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| Thu Aug 20 7:42:58 2009 |
If the mortgage is not in yoru name then you .. |
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| Thu Aug 20 7:37:50 2009 |
You just need to be polite, friendly when you .. |
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| Thu Aug 20 7:36:32 2009 |
Thanks
I am sure they will try to catch as .. |
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| Thu Aug 20 7:29:04 2009 |
Bank is sayign based on the data you sent .. |
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| Thu Aug 20 7:26:55 2009 |
I do nto know if there is any legal action you .. |
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| Thu Aug 20 7:24:55 2009 |
I amnot sure if you cna take any legal action .. |
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| Thu Aug 20 7:19:40 2009 |
Since your husband had a foreclsure on his name, .. |
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| Thu Aug 20 7:11:10 2009 |
I do not think you can dedcut,unless the mortgae .. |
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| Thu Aug 20 7:08:54 2009 |
You pay interest on the principal only. No .. |
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| Thu Aug 20 7:07:57 2009 |
I think your boy frind alone can claimthe .. |
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| Thu Aug 20 7:03:43 2009 |
Additional payment paid directly against your .. |
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| Thu Aug 20 7:01:36 2009 |
You need to check with yoru loan .. |
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| Thu Aug 20 7:00:39 2009 |
At this point you need evauate yoru financial .. |
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| Wed Aug 19 8:11:13 2009 |
That will depnds on lot of facotrs Your income, .. |
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| Wed Aug 19 8:09:28 2009 |
You can include your closing cost in the .. |
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| Wed Aug 19 8:08:02 2009 |
Probably you need to check with a bank and loan .. |
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| Wed Aug 19 8:06:48 2009 |
If you do not pay for the next three more months, .. |
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| Wed Aug 19 8:05:03 2009 |
Also check your loan .. |
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| Wed Aug 19 8:04:48 2009 |
Best option is to call your lender and they will .. |
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| Wed Aug 19 8:03:17 2009 |
check this .. |
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| Wed Aug 19 8:01:04 2009 |
Your will MIP fall off when you pay atleast 20% .. |
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| Wed Aug 19 7:58:46 2009 |
He need to sing the quit claim deed.
You will .. |
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| Wed Aug 19 7:57:24 2009 |
I donto think so.
What about the .. |
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| Wed Aug 19 7:56:24 2009 |
If you stop makign payments the bank will first .. |
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| Wed Aug 19 7:55:03 2009 |
You need to ask your momto call the bank and ask .. |
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| Wed Aug 19 7:50:57 2009 |
When a borrower is not able to pay the borrowed .. |
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| Mon Aug 17 5:23:18 2009 |
Rule of thumb, the value of the house you buy .. |
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| Mon Aug 17 5:18:22 2009 |
Looks like you have some good friends .. |
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| Mon Aug 17 5:16:56 2009 |
HOEPA sets the guidelines for costlier home loans .. |
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| Mon Aug 17 5:14:07 2009 |
You may be better off checkign with an attorney .. |
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| Mon Aug 17 5:13:39 2009 |
Check with your county .. |
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| Mon Aug 17 5:12:18 2009 |
If your name is nto ont eh mortgage then it .. |
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| Mon Aug 17 5:11:28 2009 |
Yes you can just do a quit claim deed and record .. |
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| Mon Aug 17 11:57:57 2009 |
No arguments with that statement George
If I .. |
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| Sun Aug 16 4:01:26 2009 |
check this.
This forum has lot of information, .. |
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| Sun Aug 16 3:59:41 2009 |
I would say
Lenders always look for some good .. |
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| Sun Aug 16 3:58:48 2009 |
Probably a good idea to check with JPMorgan or .. |
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| Sun Aug 16 3:55:01 2009 |
This looks like where you parnet with some one to .. |
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| Sun Aug 16 3:51:34 2009 |
Thats not true
If they can sell the house for .. |
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| Sat Aug 15 7:51:02 2009 |
No one is giving 100% financing in thsi market. .. |
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| Sat Aug 15 7:49:49 2009 |
litisham Please do that for our .. |
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| Sat Aug 15 9:50:51 2009 |
All of .. |
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| Sat Aug 15 9:47:52 2009 |
You need to contact a Bakruptcy .. |
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| Sat Aug 15 9:42:42 2009 |
Not any more.
May be I am wrong, but even if .. |
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| Sat Aug 15 9:40:29 2009 |
This guy is getting really interesting .. |
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| Sat Aug 15 9:37:39 2009 |
Really
I am not sure where is this person .. |
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| Sat Aug 15 9:34:19 2009 |
George
We are lucky here to get our budget .. |
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| Sat Aug 15 9:31:56 2009 |
Please read the above .. |
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| Sat Aug 15 9:31:11 2009 |
most of his posts are repetation fo what some one .. |
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| Sat Aug 15 9:29:31 2009 |
No worries George
Any one can do that .. |
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| Sat Aug 15 9:28:05 2009 |
George,
I absoutley agree with you
But we .. |
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| Sat Aug 15 9:26:08 2009 |
Sure .. |
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| Sat Aug 15 9:23:07 2009 |
Thats not .. |
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| Fri Aug 14 8:14:17 2009 |
Thats highly impossible unless you did some thing .. |
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| Fri Aug 14 8:12:15 2009 |
This is absolutely not a good idea
When you .. |
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| Fri Aug 14 8:10:26 2009 |
Have you called your lender for loan .. |
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| Fri Aug 14 8:09:10 2009 |
You woudl be better off callign your current .. |
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| Fri Aug 14 8:07:36 2009 |
I think yoru question is linked to yoru earlier .. |
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| Fri Aug 14 8:06:50 2009 |
You are saying you have good incoem, but still .. |
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| Fri Aug 14 8:04:07 2009 |
Have you called yoru bank and asked for some .. |
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| Fri Aug 14 8:02:39 2009 |
620 it is
Every one is .. |
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| Fri Aug 14 7:59:17 2009 |
I woudl suggest, some lenders may lend you money .. |
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| Fri Aug 14 7:54:30 2009 |
Your debt to income ratio and also how much money .. |
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| Fri Aug 14 7:52:59 2009 |
see this .. |
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| Fri Aug 14 7:51:47 2009 |
Just to add to that
3.5% down with minimum .. |
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| Fri Aug 14 7:49:55 2009 |
Should not be.
But make sure you clear all .. |
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| Fri Aug 14 7:48:55 2009 |
See this .. |
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| Fri Aug 14 7:44:50 2009 |
Tammy if your and yoru husbands name was not thre .. |
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| Fri Aug 14 7:42:45 2009 |
Short sale is good to save your self from the .. |
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| Fri Aug 14 7:40:53 2009 |
Did you sign any paper with the lnder agreeing .. |
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| Fri Aug 14 7:37:48 2009 |
You have two options:
1.Jumbo with 10% down .. |
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| Fri Aug 14 7:33:13 2009 |
I think you need to check the tersms of the .. |
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| Fri Aug 14 7:30:57 2009 |
Thats very interesting
Thank you for .. |
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| Fri Aug 14 7:28:47 2009 |
Looks like they are not goign after his/her .. |
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| Fri Aug 14 7:26:41 2009 |
Best option is to call both the lender and check .. |
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| Fri Aug 14 7:25:25 2009 |
May be thats true.
But where I live the .. |
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| Thu Aug 13 7:57:29 2009 |
Lien on Social Security Check .. |
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| Thu Aug 13 7:55:38 2009 |
Reaffirmation of Mortgage after Chp7BK .. |
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| Thu Aug 13 7:53:42 2009 |
What is an Upfront Mortgage Broker (UMB)? .. |
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| Thu Aug 13 7:51:26 2009 |
How big is the mortgage broker commission? .. |
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| Thu Aug 13 7:47:18 2009 |
Thats correct
Your score is really low to .. |
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| Thu Aug 13 7:46:12 2009 |
Yes you can, as long as you do this before you .. |
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| Thu Aug 13 7:45:09 2009 |
Yes FHA requires you 3.5% down with atleast 620 .. |
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| Thu Aug 13 7:42:58 2009 |
Please check your other .. |
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| Thu Aug 13 7:41:35 2009 |
This is for sure affecting yoru credit .. |
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| Thu Aug 13 7:39:26 2009 |
Yes you are asolutely correct.
Call the county .. |
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| Thu Aug 13 7:37:55 2009 |
Thats not correct.
I am not sure who is .. |
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| Thu Aug 13 7:35:59 2009 |
Thats correct
Both of them are equally .. |
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| Thu Aug 13 10:07:39 2009 |
Very interestign question by .. |
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| Thu Aug 13 10:03:34 2009 |
Zero budegting is where you allocate every .. |
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| Thu Aug 13 8:55:31 2009 |
Becuase they cna get the property for .. |
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| Thu Aug 13 8:54:30 2009 |
Best option is to start savign money for don .. |
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| Wed Aug 12 9:41:09 2009 |
This is the best time toplan for good .. |
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| Wed Aug 12 3:53:11 2009 |
Check .. |
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| Wed Aug 12 3:51:50 2009 |
At this pint, insted of rushign in to buying, you .. |
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| Wed Aug 12 3:50:27 2009 |
best option woudl be to do Deed in lieu. Bank .. |
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| Wed Aug 12 3:47:19 2009 |
I do not think that should affect the company, as .. |
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| Tue Aug 11 7:58:52 2009 |
If you default, then that will be for sure gets .. |
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| Tue Aug 11 7:54:28 2009 |
In Deed in lieu you hand over the property to the .. |
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| Tue Aug 11 7:52:18 2009 |
I agree with Realgeni
You need to get it as .. |
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| Tue Aug 11 7:50:39 2009 |
I guess that's what each one of them .. |
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| Mon Aug 10 9:59:43 2009 |
Your best option would be to ask your mom to .. |
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| Mon Aug 10 9:55:20 2009 |
This is good information for common .. |
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| Sun Aug 9 10:34:05 2009 |
If the property is in yoru name, then you shodul .. |
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| Sun Aug 9 10:32:17 2009 |
You need to call you current lender to find .. |
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| Sun Aug 9 10:31:37 2009 |
Best opotion for you in this market woudl be to .. |
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| Sat Aug 8 8:10:51 2009 |
Thats true but as our guest asked, the lenders .. |
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| Fri Aug 7 7:50:22 2009 |
Check with local bank or credit union
Most of .. |
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| Fri Aug 7 7:48:30 2009 |
That would be a bad idea.
If you encash your .. |
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| Fri Aug 7 7:45:22 2009 |
Have you approached the banl for .. |
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| Fri Aug 7 7:43:44 2009 |
conventiaonl loan limit is $417K in most of the .. |
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| Fri Aug 7 7:42:00 2009 |
Before accepting the deed in lieu the first .. |
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| Fri Aug 7 7:36:33 2009 |
You would be better off working on yoru credit .. |
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| Fri Aug 7 7:34:25 2009 |
Who did you sign the agreemtn .. |
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| Fri Aug 7 7:32:00 2009 |
I amnot sure how is yoru name on the mortgage .. |
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| Fri Aug 7 7:30:49 2009 |
If you do deed in lieu or foreclosure you will .. |
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| Fri Aug 7 7:27:04 2009 |
Refer .. |
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| Fri Aug 7 7:26:34 2009 |
You can safely stay there for 6 .. |
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| Fri Aug 7 7:25:32 2009 |
If you see the status as O1, then it means that .. |
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| Fri Aug 7 7:22:56 2009 |
I woudl say atleast 3 - 4 .. |
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| Fri Aug 7 11:49:05 2009 |
I do not think .. |
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| Fri Aug 7 11:45:11 2009 |
All the lenders look for some credit history and .. |
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| Thu Aug 6 7:10:06 2009 |
I do not think there shoudl be any issue with .. |
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| Thu Aug 6 7:09:10 2009 |
You will have to transfer the property in your .. |
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| Thu Aug 6 7:05:41 2009 |
Just Goolge it and probably you will find some .. |
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| Thu Aug 6 7:04:38 2009 |
check this .. |
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| Thu Aug 6 7:02:57 2009 |
Try FHA or see if some once help you by .. |
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| Thu Aug 6 6:59:32 2009 |
Mortgage forgiveness act shoudl protect you from .. |
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| Thu Aug 6 6:50:22 2009 |
Anythign is possible in this economy and .. |
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| Thu Aug 6 1:42:59 2009 |
I am not sure if any such loans exist in the .. |
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| Thu Aug 6 1:42:05 2009 |
They will need to pay the first lender before .. |
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| Wed Aug 5 5:34:52 2009 |
Still there is an general consensus that the .. |
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| Wed Aug 5 5:33:17 2009 |
Thats true
Lot of factors involved
Income, .. |
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| Wed Aug 5 5:32:04 2009 |
William I am nto sure how our guest can transfer .. |
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| Wed Aug 5 5:29:17 2009 |
Good .. |
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| Wed Aug 5 5:28:33 2009 |
3.5% and you need to pay MIP of 1.75% and also .. |
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| Wed Aug 5 5:26:55 2009 |
One thing, you will need a large down .. |
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| Wed Aug 5 5:23:20 2009 |
You will loose all the money you invested in that .. |
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| Wed Aug 5 5:22:07 2009 |
house will be forclsoed and you need to vacate .. |
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| Wed Aug 5 5:13:21 2009 |
check this .. |
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| Wed Aug 5 5:12:38 2009 |
I do tno think so as logn as you keep making your .. |
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| Wed Aug 5 5:11:16 2009 |
Nope, you do not need to pay application fee for .. |
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| Wed Aug 5 5:10:13 2009 |
Most of the homes are gettign reassesed by the .. |
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| Wed Aug 5 5:08:22 2009 |
I woudl suggest that you have a leagl agreemtn .. |
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| Wed Aug 5 5:06:57 2009 |
Wow thats really bad.
Do have intial paers .. |
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| Wed Aug 5 5:04:01 2009 |
10% of the purchase price or maximum of $8000/- .. |
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| Wed Aug 5 5:02:40 2009 |
What do need from me to get the refinance .. |
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| Wed Aug 5 5:01:33 2009 |
Thats true.
But call your bank and see if they .. |
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| Wed Aug 5 5:00:17 2009 |
Thats true
They need to follow the guideline .. |
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| Wed Aug 5 4:59:12 2009 |
You need to go to right goverment office and .. |
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| Wed Aug 5 4:57:53 2009 |
That needs to decided in the court, I .. |
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| Wed Aug 5 4:56:36 2009 |
Did they ever record the Quit claim Deed in the .. |
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| Wed Aug 5 4:55:15 2009 |
deni52
You will probably get a letter from .. |
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| Wed Aug 5 4:53:46 2009 |
amitforum
If you are referign to property .. |
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| Wed Aug 5 4:49:05 2009 |
kimbo066
With still a lean on it it not be .. |
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| Tue Aug 4 8:40:59 2009 |
stolia1
Cash is always king
So havign said .. |
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| Tue Aug 4 8:35:01 2009 |
jk9999
Check the financial instituaitons you .. |
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| Tue Aug 4 8:32:04 2009 |
Answer would be Yes and No
The housing market .. |
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| Tue Aug 4 8:28:46 2009 |
Thank you .. |
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| Tue Aug 4 7:33:26 2009 |
There have been several discussions about .. |
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| Tue Aug 4 7:29:27 2009 |
Guest,
If you take a FHA loan and make less .. |
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| Tue Aug 4 7:26:46 2009 |
cobmination of how much you recevied as aincoem .. |
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| Tue Aug 4 7:24:50 2009 |
terryjones
I am not sure what kind of loan .. |
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| Tue Aug 4 7:22:50 2009 |
Fernie
Did you call you bank for adn have you .. |
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| Tue Aug 4 7:21:18 2009 |
stolia1
Welcome to the forum
I think you .. |
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| Tue Aug 4 7:16:46 2009 |
I am glad to fidn this forum to contribute and .. |
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