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Home Mortgage Refinance in Texqs

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femcleroy Joined: 05 Aug 2010 Posts: 2 1.60 Dollars($)	Posted: Thu Aug 05, 2010 6:28 pm    Post subject: Home Mortgage Refinance in Texqs Like 0 Dislike 0 My husband and I have been accepted for a Home Mortgage refinance but have been informed that we have to wait one year between refinances. Our last refinace was in March 2010 and we intend to change to a VA Home Mortgage asap. Is there actually a Texas law as this? Would the rules be the same if the mortgage lender were in another state than Texas?
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Thu Aug 05, 2010 8:42 pm    Post subject: Like 0 Dislike 0 Hi femcleroy, As far as I know, normally lenders won't be ready to refinance your mortgage so soon. You have mentioned that you refinanced your mortgage in March 2010. You need to wait for 8-10 months minimum in order to get another refinance. Thanks
Bankerpro Guest	Posted: Thu Aug 05, 2010 8:43 pm    Post subject: Home Mortgage Refinance In Texas Like 0 Dislike 0 Texas voters placed this provision in the Texas Constitution as a consumer protection. Because closing costs and points are collected each time a mortgage loan is closed, generally it's not a good idea to refinance often.

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