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In Texas If my wife and I are legally separated can I apply for a mortgage and not include her?

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Icon Mini Profile rguestjr





Joined: 22 Mar 2010

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Post Posted: Mon Mar 22, 2010 11:51 am    Post subject: In Texas If my wife and I are legally separated can I apply
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I would like to know this, becuase I am trying to purchase a home and the mortgage company wants me to go FHA instead of using my VA, since my wife is still showing up. They are willing to allow me to apply without her, but they state I have to use FHA, even if my credit is good enough for the VA Loan.
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

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Location: Nevada
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Post Posted: Mon Mar 22, 2010 10:50 pm    Post subject:
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Hi rguestjr,

As you and your wife are legally separated, you would be able to apply for a mortgage on your own. You will not have to include your ex-wife's name while you take out a loan. I would suggest you to contact other lenders in your area and check out if you can get a VA loan.

Thanks
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