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What are all the guidelines for Texas Refinances?

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kitz40060 Joined: 26 Jul 2007 Posts: 6 3.33 Dollars($)	Posted: Wed Dec 12, 2007 3:34 pm    Post subject: What are all the guidelines for Texas Refinances? Like 0 Dislike 0 I need to know all the guidelines regarding Texas Refinances.
larry Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)	Posted: Wed Dec 12, 2007 4:28 pm    Post subject: Like 0 Dislike 0 Hi kitz, There is an article regarding Taxes Refinance and mortgage laws. You can check it out- http://www.mortgagefit.com/texas/laws.html Hope this will serve your purpose. Thanks, Larry
adonis Joined: 22 Oct 2005 Posts: 10562 Location: ALASKA 1089.18 Dollars($)	Posted: Thu Dec 13, 2007 4:23 am    Post subject: Like 0 Dislike 0 Welcome Kitz, I think you are into refinancing a loan in Texas but what guidelines are you looking for? The general guidelines for refinancing hold true in case of Texas Refinance also. But are you pulling cash out of your equity? If that is so, then it's a cash-out refinance and in Texas there's an A-6 Law which regulates such a type of refinance. And, as per the A-6 Law, you will not be able to borrow more than 80% of your home value. To know more on Texas Cash-out Refinance, refer to http://www.mortgagefit.com/texas/a6loan-law.html . _________________ Procrastination is the enemy of your financial success
ckalvesmaki Community Expert Joined: 28 Jan 2006 Posts: 378 Location: Dallas 56.51 Dollars($)	Posted: Thu Dec 13, 2007 7:20 am    Post subject: Like 0 Dislike 0 It might actually be easier if you posted your scenario........There are numerous guidelines depending on the occupancy of the home.....doc level etc....... _________________ Cedric Kalvesmaki ***Professional Disclaimer*** While I am a Mortgage Professional, this advice is generic in nature only. 888-383-9019 emails and PMs gladly answered www.freedommortgagetexas.com Freedom Mortgage I live in TX but cover all 50 states

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