What are all the guidelines for Texas Refinances?

kitz40060 · Joined: 26 Jul 2007 Posts: 6 3.29 Dollars($)

I need to know all the guidelines regarding Texas Refinances.

larry · Joined: 27 Jun 2007 Posts: 2598 349.41 Dollars($)

Hi kitz,

There is an article regarding Taxes Refinance and mortgage laws. You can check it out- http://www.mortgagefit.com/texas/laws.html

Hope this will serve your purpose.

Thanks,
Larry

adonis · Posted: Thu Dec 13, 2007 4:23 am Post subject:

Welcome Kitz,

I think you are into refinancing a loan in Texas but what guidelines are you looking for? The general guidelines for refinancing hold true in case of Texas Refinance also. But are you pulling cash out of your equity? If that is so, then it's a cash-out refinance and in Texas there's an A-6 Law which regulates such a type of refinance. And, as per the A-6 Law, you will not be able to borrow more than 80% of your home value.

To know more on Texas Cash-out Refinance, refer to http://www.mortgagefit.com/texas/a6loan-law.html .

ckalvesmaki · Posted: Thu Dec 13, 2007 7:20 am Post subject:

It might actually be easier if you posted your scenario........There are numerous guidelines depending on the occupancy of the home.....doc level etc.......

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