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Texas Refinance of 2nd for debt consolidation

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amydell Joined: 13 Jul 2009 Posts: 1 Location: Houston Texas 1.56 Dollars($)	Posted: Tue Jul 14, 2009 9:04 am    Post subject: Texas Refinance of 2nd for debt consolidation Like 0 Dislike 0 Looking to refi our 2nd mortgage (held with USAA) take 100K equity out making 2nd mortgage total loan=217,000.00 (currentl 117,000) 1st mtg bal = 335,000.00. Home value is 850,000.00. Credit score spouse 675 mine 680. Want to consol debt pay off cars and do some home repair. Any lenders in Houston or Texas that wont kill us on the interest rate?
jenkin7 Joined: 04 Jun 2007 Posts: 4537 Location: Hawaii 728.43 Dollars($)	Posted: Wed Jul 15, 2009 2:17 am    Post subject: Like 0 Dislike 0 Hi amydell, Both you and your wife have good credit scores. The scores will also help you in qualifying for a loan with good rates and terms. It is a good idea to consolidate the mortgages and pay off your car loan and get some money to repair the home. You can contact any local lender. They should be able to help you with this. You can also go for a no obligation free mortgage quote from the lenders in this community. They will check your credit report, assess your financial situation. If you qualify for the loan, they will get in touch with you and offer you free mortgage quotes. You can then compare the loan offers and choose the one that charges an affordable interest rate from you.

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