Is it a requirement to have a property survey to refinance in Texas.

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Icon Mini Profile karry

Joined: 01 Apr 2009

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Post Posted: Wed Apr 22, 2009 9:26 am    Post subject: Is it a requirement to have a property survey to refinance i

I would like to know if it is a State Law to have a property survey inorder to refinance cash out. I would like to know where this is published and how long this has been in effect.
Icon Mini Profile savior70

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Post Posted: Sat Apr 25, 2009 5:18 am    Post subject:


I think it is required by the Texas A6 laws to have a survey on property in order to refinance cash-out. I found it on the last line of the first page of the Texas Refinance Policy (section 50 (A)(6) at the below-mentioned web page:
" Refinance Policy.pdf"

Hope this helps.


Post Posted: Fri Oct 16, 2009 10:16 am    Post subject: survey for a refi

I have my survey from 1995. Is there a limit to how old a survey can be? I want to refinance the house, but don't want to pay another 300-400 for a survey.

Post Posted: Sun Oct 18, 2009 11:21 pm    Post subject:

I don't think such as old survey would be counted in this case. You may have to go in for another survey.

Post Posted: Wed May 04, 2011 9:53 pm    Post subject:

property survey
Icon Mini Profile smithsussane

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Post Posted: Wed May 04, 2011 11:34 pm    Post subject:

Hi Guest!

Welcome to forums!

Your query is not clear to me. Can you please explain your query in details? This will help me as well as the other members to assist you with a solution.

Feel free to ask if you've further queries.

Icon Mini Profile tomburris
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Post Posted: Thu Jun 02, 2011 1:19 pm    Post subject:

title company will want survey before they issue title insurance.
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Post Posted: Fri May 17, 2013 5:52 am    Post subject: Survey Requirements


Surveys are required if you have ever taken cash out or have made structural changes to your property. If you have taken cash out – A6 – the survey does not have to be a new one, but an existing one. As long as there have been no structural changes since the last survey was done. So if you wanted to use a survey from 1995, you would be fine to do so as long as you have made no structural changes since then.

Please note that structural changes consist of anything that changes the aerial footprint of your home. A pool, a deck, an addition, a new fence, anything with concrete, are all examples.

If you have made structural changes to your home, regardless of whether or not your property is an A6, 50(a)(6), or a Rate and Term, a new survey will be required by the title company before they will issue the title insurance policy.

I hope this helps!
Icon Mini Profile jameshogg

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Post Posted: Tue May 21, 2013 9:22 pm    Post subject:

Thanks for the info, Guest! Smile
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