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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Hi sillyaggie,
Your fiance needs to refinance the loan or assume the mortgage in order to remove you from the liability of paying off the loan. If he doesn't do so, you won't be able to remove your name from the mortgage.
Thanks |
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scared
Guest
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Post subject: Special warranty deed with vendor lien |
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| I am to pay my ex 200,000.00 upon sale of home that I own out right, she holds the lien. I am unable to sell, still living at the home, will they come and throw me out, please tell me what to expect! |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Hi Guest,
If you do not pay off the lien, your ex may force you to sell off the property so that she may be able to recover her dues.
Thanks |
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bmba1ley
Guest
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Post subject: Warranty deed in divorce settlement in Texas. |
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| My wife and I are seeking a divorce that we have negotiated amongst ourselves and are in agreement. In July of 2008 we purchased a home together. At that time she moved away the next day and wanted a divorce. She never lived there nor never paid any monies toward the mortgage. I have maintained the household and made all payments to date. She wants me to be able to keep the house but at this time I am unable to refinance the house on my own. My mortgage company says she can deed me the house in the divorce and then in the future I can refinance. My wife has agreed to this but I need to know how to go about doing it. |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi bmba1ley,
You can ask your wife to sign a quit claim deed in your favor and transfer the property in your name. This will make you the sole owner of the property. Once your financial situation improves, you can refinance it and release your wife from the liability.
Thanks |
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dianelovejoy
Joined: 19 Mar 2010
Posts: 1
1.11 Dollars($)
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Post subject: changing type of deed |
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| How do I change a Special Warranty Deed into a General Warranty Deed? In Texas. |
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adonis
Joined: 22 Oct 2005
Posts: 10250
Location: ALASKA
1043.57 Dollars($)
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Hi dianelovejoy,
I think, it will be difficult for you to transfer the special warranty deed into a general warranty deed. You will have to transfer the property to the grantor who will sign a general warranty deed and transfer the property back to you.
_________________
Procrastination is the enemy of your financial success |
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TDJ
Guest
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Post subject: Transfer title and deed to a relative |
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I have a clear title and deed to my property in Texas and I want to transfer to a relative, will a general deed and quit claim deed be surfice or will I need other documents as well?  |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi TDJ,
As the property is free and clear, you can use a warranty deed in order to transfer the property to your relative.
Thanks |
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Edwin Werntz
Guest
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Post subject: Clearing title when one party is deceased.. |
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| My (deceased) wife is still on the deed to my home and property. I need her taken off to clear the deed. Have death certificate and there is a will that leaves me as benificary. circa 1980 |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Edwin,
You will have to contact an attorney and probate the will. Once the probate is complete, you will have to record it at the county recorder's office and get the property transferred in your name.
Thanks |
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Della858@hotmail.com
Guest
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Post subject: |
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| Jessica, I have a warranty deed in my name. My brother at the time helped me buy my home because of bad credit. We went to an atty. to put me or give me the deed. I was told if I wanted to finance the house in my name then I would have to take my name off the deed??? This was in 2004, I don't remember if I did anything about it. Since the house is still in his name, my question to you is how do I find out if I am still on the deed, or was I removed?? Who do I call or what do I look up?? I don't have good credit, my brother told me to do this at that time, he tells me to hurry up and take him off the mortgage and get it in my name. |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Della,
You can check out the property deed in order to know whether or not your name is mentioned in it. You can also contact the county recorder's office in order to know whether or not you are the owner of the property. As far as the mortgage is concerned, you will have to refinance the loan in your name. If you do not have a good credit, it won't be possible for you to refinance the loan.
Thanks |
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elock
Guest
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Post subject: Change name on deed from former married to re-married name |
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| Hi, I have recently gotten re-married and the name on my house's deed and mortgage are both my previous married name. However, I bought the house after my divorce from the first marriage, so I was the only purchaser on the note. What do I have to do to make both of those match my new married name? Also how difficult would it be to add my new husband to the deed? |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Elock,
You can sign a quit claim deed wherein your earlier married name will be mentioned as the grantor to the property. You will have to mention your newly married name and your husband's name as the grantee to the property. This will help you in transferring the property in your newly married name as well as your husband's name to the deed. As far as your name on the mortgage is concerned, you'll have to contact your lender and take his opinion.
Thanks |
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