| Posts by tfaulhaber1 |
| Posting date
| Subject |
Categories |
| Tue May 17 2:51:53 2011 |
You don't need a portfolio lender. Any mortgage .. |
Forum |
| Tue May 3 9:03:42 2011 |
How long have you been in the payment arrangement .. |
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| Tue Apr 19 2:15:34 2011 |
Yes it's ok. You can do it before or during. .. |
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| Tue Apr 19 2:12:27 2011 |
I'm sorry to say even though you're making the .. |
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| Tue Apr 19 2:10:26 2011 |
I'm sorry to hear about your experience! George .. |
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| Fri Apr 8 11:55:13 2011 |
A loan officer should be able to assist you in .. |
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| Tue Apr 5 12:02:24 2011 |
What lender was this that denied your loan. If .. |
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| Tue Mar 22 2:34:49 2011 |
Yes. Guidelines are different per .. |
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| Tue Mar 22 2:32:01 2011 |
He would have to refinance and pull your name off .. |
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| Tue Mar 22 2:30:31 2011 |
It shouldn't. Worse case scenario, we would add .. |
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| Wed Mar 16 7:18:17 2011 |
Are you looking for the regular homepath or the .. |
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| Tue Mar 15 3:16:03 2011 |
Depending on the lender, your income could be an .. |
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| Tue Mar 1 8:12:15 2011 |
It should have a negative affect as long as he .. |
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| Fri Feb 25 2:50:17 2011 |
The job isn't an issue. You need to speak with a .. |
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| Tue Feb 22 7:39:53 2011 |
It's not going to be as easy as it seems. Many .. |
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| Mon Feb 21 11:26:47 2011 |
What are you credit scores It's still not clear .. |
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| Mon Feb 21 11:23:16 2011 |
I would suggest speaking with a loan officer vs. .. |
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| Mon Feb 21 11:16:46 2011 |
It depends on your credit scores and what you're .. |
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| Thu Feb 17 9:22:55 2011 |
You'll find most will require a minimum of .. |
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| Thu Feb 17 9:17:08 2011 |
You would need to find a Portfolio lender. Fannie .. |
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| Thu Feb 17 9:11:39 2011 |
The 5yr Arm usually has an adjustment caps of .. |
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| Tue Feb 1 11:26:06 2011 |
What are the reasons why they can't help Do you .. |
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| Tue Feb 1 11:23:50 2011 |
When were you discharged You will need 2 years .. |
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| Tue Feb 1 11:23:20 2011 |
You broker is giving you an FHA loan. Every FHA .. |
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| Mon Jan 31 8:38:43 2011 |
The investors I deal with require 6 months of .. |
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| Mon Jan 31 8:36:36 2011 |
Yes. He can be the only one on the mortgage. If .. |
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| Mon Jan 31 8:32:51 2011 |
It should state in the contract whether or not .. |
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| Mon Jan 31 8:30:58 2011 |
Use the rest of the money to buy down the .. |
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| Wed Jan 26 11:32:41 2011 |
What were you doing the year before You might not .. |
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| Tue Jan 25 8:13:34 2011 |
Of course. Banks rather you escrow than .. |
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| Mon Jan 24 3:35:16 2011 |
FHA requires that you satisfy any liens or .. |
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| Mon Jan 24 3:31:24 2011 |
What's the value of your home You can take up to .. |
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| Mon Jan 24 12:00:00 2011 |
Is it true that My brother in law can co sign on a FHA mortgage for me usin |
Question Answers |
| Thu Jan 13 10:08:16 2011 |
There are still many lenders that will finance .. |
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| Thu Jan 13 10:04:40 2011 |
Are you on .. |
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| Tue Jan 11 12:18:12 2011 |
You can get your score up in a matter of 72hrs by .. |
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| Tue Jan 11 9:02:53 2011 |
If your credit isn't the best, it's going to be .. |
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| Tue Jan 11 9:00:06 2011 |
Why are you looking for a portfolio lender What's .. |
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| Tue Jan 11 8:59:03 2011 |
You should have no problems getting this done. .. |
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| Tue Jan 11 8:56:05 2011 |
I don't believe that can be done but, if so, it .. |
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| Tue Jan 11 8:54:37 2011 |
You might be able to negotiate a short pay off on .. |
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| Tue Jan 11 8:51:55 2011 |
Depending on what is actually what's on your .. |
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| Mon Jan 10 9:31:21 2011 |
Besides basic Fannie and Freddie guidelines, .. |
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| Mon Jan 10 9:29:06 2011 |
It's going to be extremely hard to find a no down .. |
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| Mon Jan 10 9:27:17 2011 |
Is your loan a conventional or FHA .. |
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| Mon Jan 10 9:20:26 2011 |
FHA allows for 3.5% but, you're required to put $ .. |
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| Mon Jan 10 9:16:39 2011 |
If it's a sale, you can possibly negotiate a .. |
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| Mon Jan 10 9:14:58 2011 |
Yes they can but, what's the reason for them to .. |
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| Mon Jan 10 9:02:54 2011 |
Run your credit only once and get all 3 scores. .. |
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| Tue Jan 4 9:11:26 2011 |
Where are you .. |
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| Tue Jan 4 9:08:39 2011 |
It's not considered high or low risk, your DTI's .. |
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| Mon Jan 3 4:25:49 2011 |
Most lenders will require 6 months of seasoning .. |
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| Mon Jan 3 10:08:17 2011 |
As long as you don't exceed 80% and you can .. |
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| Mon Jan 3 9:42:36 2011 |
This is up to the lender's discretion and what .. |
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| Mon Jan 3 9:38:45 2011 |
Are you on the Title of the .. |
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| Mon Jan 3 9:35:51 2011 |
Why not consolidate the two mortgages being that .. |
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| Tue Dec 28 1:19:51 2010 |
Yes he/she can. They would be considered as a .. |
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| Tue Dec 28 11:04:38 2010 |
If you're on both the mortgage and title; you .. |
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| Tue Dec 28 10:20:39 2010 |
If you have the money, in the long run, I don't .. |
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| Tue Dec 28 10:14:51 2010 |
You're the only one that can truly answer that .. |
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| Tue Dec 28 10:11:50 2010 |
Yes, every underwriter will ask why this is going .. |
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| Tue Dec 28 10:03:21 2010 |
Can you refinance If you're not showing financial .. |
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| Tue Dec 28 9:58:07 2010 |
You will have to refinance. It's simple but, your .. |
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| Tue Dec 28 9:56:52 2010 |
The chances are they will deny you due to the .. |
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| Tue Dec 28 9:55:25 2010 |
It all depends on the lenders guidelines and the .. |
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| Tue Dec 28 9:53:51 2010 |
Is your primary listed on MLS or .. |
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| Tue Dec 28 9:50:38 2010 |
Your wife currently owns a home and you're on .. |
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| Tue Dec 28 9:48:41 2010 |
Yes. First you'll pull out money from your .. |
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| Wed Dec 22 2:25:22 2010 |
Even though 20% down is a great compensating .. |
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| Wed Dec 22 12:00:00 2010 |
Hi George,
Happy Holidays! I w |
Question Answers |
| Tue Dec 21 7:18:48 2010 |
If you're at 600. You'll still be able to take .. |
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| Mon Dec 20 8:15:14 2010 |
You can take out a new first mortgage and pay off .. |
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| Mon Dec 20 7:58:13 2010 |
If it's an investment property, you can pull out .. |
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| Mon Dec 20 7:56:29 2010 |
If the condo is approved by FHA, you can finance .. |
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| Mon Dec 20 7:53:13 2010 |
They can give a 6% seller's concession but, THAT .. |
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| Mon Dec 20 7:49:32 2010 |
It will give a time period for the commitment .. |
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| Tue Dec 14 2:57:20 2010 |
Yes. Your current lender will have to agree to .. |
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| Mon Dec 13 10:47:09 2010 |
Yes it's going to count against you. The lender .. |
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| Wed Dec 8 8:37:57 2010 |
You shouldn't wait until your score improves. If .. |
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| Wed Dec 8 8:32:38 2010 |
What are your Debt to income Ratios. If you have .. |
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| Wed Dec 8 8:26:48 2010 |
George is correct(Happy Holidays George)! Most .. |
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| Wed Dec 8 8:18:40 2010 |
Yes! 100%!It's considered a non-occupying .. |
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| Wed Dec 8 8:16:52 2010 |
If your loan is owned by Fannie or Freddie, you .. |
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| Wed Dec 8 8:14:58 2010 |
I would take advantage of rates while they last. .. |
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| Wed Dec 1 10:04:25 2010 |
James is correct. There is a .25 add on to price. .. |
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| Wed Dec 1 10:02:00 2010 |
Contact a loan officer. Have your credit ran and .. |
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| Mon Oct 25 2:34:41 2010 |
Agreed! .. |
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| Mon Oct 25 2:33:16 2010 |
It's a simple cash out refinance Guidelines allow .. |
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| Mon Oct 25 2:28:37 2010 |
Depending if Fannie or Freddie owns your loan and .. |
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| Fri Oct 15 8:02:33 2010 |
I would suggest have a loan officer take a look .. |
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| Thu Oct 14 2:55:46 2010 |
Why is the lender only allowing $92K What type of .. |
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| Thu Oct 14 2:49:55 2010 |
Time value of money. I don't see housing .. |
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| Thu Oct 14 2:46:15 2010 |
You might want to think about refinancing your .. |
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| Thu Oct 14 2:42:57 2010 |
1 point equals 1% of the loan .. |
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| Thu Oct 14 2:39:14 2010 |
Yes but, you will have to find a portfolio lender .. |
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| Thu Oct 14 2:37:32 2010 |
You're going to either have to work out a short .. |
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| Thu Oct 14 2:35:30 2010 |
Refinance while you have the ability .. |
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| Thu Oct 14 2:31:40 2010 |
No. If you have poor credit; you will be required .. |
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| Thu Oct 14 2:26:19 2010 |
At some point, you will have to find a loan .. |
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| Thu Oct 14 2:18:00 2010 |
100% I would suggest refinancing now but, I would .. |
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| Thu Oct 14 2:16:00 2010 |
What lenders are you currently working with FHA .. |
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| Mon Oct 11 2:42:53 2010 |
Bob, see if your loan is owned by either Fannie .. |
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| Mon Oct 11 2:39:46 2010 |
FHA loan isn't a bad loan. Why are you so against .. |
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| Mon Oct 11 2:36:08 2010 |
Yes. He will quit claim the house to you and your .. |
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| Mon Oct 11 2:21:52 2010 |
You should be more focused on the actually loan .. |
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| Mon Oct 11 2:19:22 2010 |
Do your best to sell it! Price it .. |
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| Mon Oct 11 2:18:08 2010 |
What are you current debt to income .. |
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| Mon Oct 11 2:16:17 2010 |
Yes. Minimum credit reequirement on FHA is 580 .. |
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| Wed Oct 6 1:09:00 2010 |
There are usually caps. On a 5yr it's usually .. |
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| Wed Oct 6 12:56:05 2010 |
Rates based off of each specific scenario. Try .. |
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| Tue Oct 5 1:43:17 2010 |
Owner Occupied .. |
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| Tue Oct 5 1:25:45 2010 |
They tend to vary state to state but, the costs .. |
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| Tue Oct 5 12:55:54 2010 |
At 5.5..No. What's your credit score What type of .. |
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| Tue Oct 5 12:52:23 2010 |
Do you think you're .. |
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| Tue Oct 5 12:49:50 2010 |
Yes. Your excellent rental history will be a .. |
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| Tue Oct 5 12:43:35 2010 |
Texas is a community state. Your wife's debt .. |
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| Tue Oct 5 12:18:55 2010 |
Are you looking to do a streamline 203K Are you a .. |
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| Tue Oct 5 12:17:42 2010 |
You can refinance with who ever you like as long .. |
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| Mon Oct 4 12:22:23 2010 |
I believe they usually want to see 3 years so, .. |
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| Mon Oct 4 12:20:03 2010 |
Call any of the lenders on this site. Any one of .. |
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| Mon Oct 4 12:16:36 2010 |
Is he currently on the loan right now or just the .. |
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| Mon Oct 4 12:15:05 2010 |
On a loan amount of that size, I don't think it's .. |
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| Mon Oct 4 12:13:40 2010 |
We need to know more about the scenario. What is .. |
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| Fri Oct 1 1:39:18 2010 |
Myself or many of the other loan officers on this .. |
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| Fri Oct 1 1:31:50 2010 |
Can you give an idea of your scenario. What's .. |
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| Fri Oct 1 1:30:14 2010 |
I lend down to $50,000. Do you research. You'll .. |
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| Fri Oct 1 1:28:43 2010 |
97.75% .. |
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| Fri Oct 1 1:26:32 2010 |
If they were taken out at the same time and your .. |
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| Fri Oct 1 1:25:10 2010 |
If that's the case, you should be eligible for .. |
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| Fri Oct 1 1:23:36 2010 |
That's going to be a tough one. Any chance does .. |
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| Thu Sep 30 7:24:31 2010 |
George answered the question about credit life. .. |
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| Thu Sep 30 7:19:45 2010 |
The usually pay your closing costs through their .. |
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| Thu Sep 30 7:16:51 2010 |
The only way to write of the mortgage interest is .. |
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| Wed Sep 29 2:55:33 2010 |
If you're staying in the home and can handle the .. |
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| Wed Sep 29 2:54:08 2010 |
1% point/origination should be $730 if that's .. |
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| Wed Sep 29 2:52:59 2010 |
If you're going conventional, it would have to be .. |
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| Tue Sep 28 12:18:34 2010 |
Does that i$2,958 includeyour title costs If so, .. |
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| Tue Sep 28 12:16:54 2010 |
Yes it's 100% possible. Your father will need to .. |
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| Tue Sep 28 12:07:24 2010 |
Right now banks look at the whole profile. Credit .. |
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| Tue Sep 28 12:05:35 2010 |
We would need more details. What's the balance on .. |
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| Tue Sep 28 12:01:47 2010 |
You or your loan officer should find out what the .. |
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| Tue Sep 28 10:15:29 2010 |
What state are you purchasing in. If it's a .. |
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| Tue Sep 28 10:13:22 2010 |
Ultimately, it's the same as purchasing your own .. |
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| Thu Sep 23 7:39:08 2010 |
You would need an updated appraisal. What county .. |
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| Thu Sep 23 7:38:01 2010 |
What state is this What bank are you dealing .. |
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| Thu Sep 23 7:35:59 2010 |
In FL, non title spouse signatures are required .. |
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| Wed Sep 22 3:16:28 2010 |
What is your current interest rate I know of .. |
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| Wed Sep 22 3:01:57 2010 |
If you take out a conventional loan, you're able .. |
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| Wed Sep 22 2:59:27 2010 |
What is causing your credit to drop that low You .. |
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| Wed Sep 22 2:41:38 2010 |
You're the only one that can truly answer that .. |
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| Wed Sep 22 2:38:40 2010 |
It depends on how much you owe and what the .. |
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| Wed Sep 22 2:31:50 2010 |
If you have part ownership, .. |
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| Wed Sep 22 7:33:49 2010 |
While being added to mortgage, you will also be .. |
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| Wed Sep 22 7:31:06 2010 |
Are you talking about the Hope for Homeowners .. |
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| Wed Sep 22 7:28:33 2010 |
YES .. |
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| Wed Sep 22 7:24:00 2010 |
If you're not using the income to lower your DTI, .. |
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| Tue Sep 21 3:51:26 2010 |
Yes. Do they still own a home If so, it will .. |
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| Tue Sep 21 3:46:04 2010 |
I've found several wholesale lenders that are .. |
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| Tue Sep 21 3:43:37 2010 |
What caused your credit to drop to a .. |
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| Tue Sep 21 3:42:21 2010 |
Yes. Usually lenders will require that you show .. |
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| Tue Sep 21 3:39:47 2010 |
Yes. Fha allows for non-occupying .. |
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| Tue Sep 21 11:23:20 2010 |
$60K is going to be stretching it I might know of .. |
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| Tue Sep 21 11:08:21 2010 |
Unless you refinance and your loan is under 80% .. |
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| Tue Sep 21 11:04:19 2010 |
How much do you want to pull out I always suggest .. |
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| Tue Sep 21 10:59:01 2010 |
Do you currently have a VA loan right .. |
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| Tue Sep 21 10:55:43 2010 |
George is correct. There are only several lenders .. |
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| Tue Sep 21 10:35:35 2010 |
That's a tough call. How long have you been off .. |
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| Tue Sep 21 10:13:51 2010 |
What kind of trouble are you having Can you .. |
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| Thu Sep 16 5:34:54 2010 |
I know of several lenders that will fund short .. |
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| Thu Sep 16 4:50:50 2010 |
Take the shortest term possible. 10 year with .. |
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| Thu Sep 16 4:45:31 2010 |
What state are you purchasing in Community States .. |
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| Thu Sep 16 8:38:27 2010 |
YES. .. |
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| Thu Sep 16 8:32:02 2010 |
I would have a loan officer (if don't have one, .. |
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| Wed Sep 15 11:01:55 2010 |
You can't streamline unless you have an FHA loan. .. |
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| Wed Sep 15 10:59:50 2010 |
FHA has an Up Front Mortgage Insurance Premium .. |
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| Wed Sep 15 10:56:31 2010 |
Good Luck! If you run into any issues, there are .. |
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| Wed Sep 15 10:41:28 2010 |
By doing a streamline, you would incur little to .. |
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| Wed Sep 15 10:36:52 2010 |
Your scenario sounds great! I would suggest .. |
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| Wed Sep 15 10:33:07 2010 |
Rates for that scenario on a 30yr Fixed mortgage .. |
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| Wed Sep 15 10:31:29 2010 |
Do you have an FHA loan What's the value of your .. |
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| Wed Sep 15 10:27:53 2010 |
Did you read what you were signing At no point .. |
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| Wed Sep 15 10:24:25 2010 |
How much does she owe on the other home What is .. |
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| Wed Sep 15 10:22:12 2010 |
Most conventional loans require a 620 + score and .. |
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| Tue Sep 14 10:34:00 2010 |
What lender's have you been speaking to If the .. |
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| Tue Sep 14 7:44:31 2010 |
You would be either looking for a construction .. |
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| Tue Sep 14 7:41:09 2010 |
Are you able to qualify for the loan besides the .. |
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| Tue Sep 14 7:38:57 2010 |
The 4 major factors in getting a mortgage is your .. |
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| Mon Sep 13 4:22:33 2010 |
Please provide us with the details of your .. |
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| Mon Sep 13 4:19:26 2010 |
Can you handle the mortgage payment by yourself. .. |
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| Mon Sep 13 4:16:02 2010 |
I have never heard of that and if you're worried .. |
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| Mon Sep 13 4:13:45 2010 |
I would suggest taking out a new first mortgage. .. |
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| Mon Sep 13 4:06:42 2010 |
No one can predict the future but, if I were you; .. |
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| Mon Sep 13 4:01:04 2010 |
Niicss is correct and also, each lender has their .. |
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| Mon Sep 13 3:55:39 2010 |
How is your credit You might be able to do better .. |
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| Mon Sep 13 3:53:14 2010 |
You should have an issue getting a mortgage if .. |
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| Mon Sep 13 3:49:02 2010 |
It depends on the mortgage amount and how much .. |
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| Mon Sep 13 3:44:55 2010 |
It will depend on the reason of unemployment. .. |
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| Mon Sep 13 3:41:21 2010 |
Yes but there is more involved. Since the time of .. |
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| Mon Sep 13 3:37:19 2010 |
Is he behind or making payments late Who's living .. |
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| Thu Sep 2 2:06:31 2010 |
There are still lenders that will go down to a .. |
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| Wed Sep 1 8:01:20 2010 |
Where in FL Are these for condo's SFR Give us .. |
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| Wed Aug 25 9:44:04 2010 |
You will have to refinance. I know of some .. |
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| Wed Aug 25 9:40:30 2010 |
If your current house w/ your wife is listed on .. |
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| Fri Aug 20 7:32:20 2010 |
What are your .. |
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| Fri Aug 20 7:28:42 2010 |
Yes, If you have equity in your home,it makes .. |
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| Fri Aug 20 7:22:53 2010 |
It should say within the contract under the .. |
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| Fri Aug 20 7:20:15 2010 |
It can help smooth the process but, can you give .. |
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| Fri Aug 20 7:16:07 2010 |
Unless you're moving immediately, it makes .. |
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| Fri Aug 20 7:10:28 2010 |
I agree with both John and Nic, there's no better .. |
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| Wed Aug 18 7:40:05 2010 |
660 is that bad. Is this a primary residence or a .. |
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| Wed Aug 18 7:34:26 2010 |
If you feel you can pay the HELOC off faster. .. |
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| Wed Aug 18 7:31:33 2010 |
During this economic period, I would give .. |
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| Wed Aug 18 7:28:44 2010 |
You parents will have to set up a purhcase .. |
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| Wed Aug 18 7:20:06 2010 |
PLAIN AND SIMPLE, This will be considered a .. |
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| Wed Aug 18 7:13:24 2010 |
It depends on what state you're purchasing in. If .. |
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| Mon Aug 16 11:25:46 2010 |
If you've been receiving the overtime for over 2 .. |
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| Mon Aug 16 10:14:08 2010 |
Why are they giving you problems Try one of the .. |
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| Mon Aug 16 10:09:38 2010 |
What type of loan did you originally take out How .. |
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| Mon Aug 16 9:29:07 2010 |
You can call any of us on this site. Guidelines .. |
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| Fri Aug 13 2:49:14 2010 |
I believe that's in regards to purchasing not .. |
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| Fri Aug 13 2:46:38 2010 |
No. As long as you continue to own or reside in .. |
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| Fri Aug 13 2:44:14 2010 |
What state Are you self employed What happened .. |
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| Fri Aug 13 9:12:22 2010 |
At that loan to value, I know of several lenders .. |
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| Fri Aug 13 9:07:05 2010 |
That's nuts! We lend under $50K. Do your .. |
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| Fri Aug 13 8:59:33 2010 |
I'd suggest paying on your home until you close .. |
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| Fri Aug 13 8:57:25 2010 |
There are no prepayment penalties on a FHA loan. .. |
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| Thu Aug 12 6:59:35 2010 |
You're definitely going to need equity in the .. |
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| Wed Aug 11 2:21:35 2010 |
What bank is .. |
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| Wed Aug 11 1:57:42 2010 |
Yes. I need 24 months from time of discharge to .. |
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| Wed Aug 11 1:54:33 2010 |
If you are refinancing; a down payment is NOT .. |
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| Wed Aug 11 1:51:49 2010 |
I'm going to look into to this but, if you're not .. |
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| Wed Aug 11 1:48:57 2010 |
Your maxed out at 80% on cash out refinances but, .. |
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| Wed Aug 11 1:45:10 2010 |
If you loan is owned by Fannie or Freddie, there .. |
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| Wed Aug 11 1:41:25 2010 |
Per FHA guidelines, exceptions can be made if you .. |
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| Wed Aug 11 1:37:07 2010 |
As long as you payment history for the past 12 .. |
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| Wed Aug 11 1:32:22 2010 |
In NYC, that's considered a Conforming high .. |
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| Wed Aug 11 1:26:57 2010 |
What's the value of your home What are the .. |
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| Wed Aug 11 1:24:02 2010 |
DEBT TO INCOME RATIO is the amount of debt you .. |
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| Wed Aug 11 1:20:34 2010 |
The prepayment disclosure should be in your .. |
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| Tue Aug 10 9:29:34 2010 |
Move on to another lender. If everything .. |
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| Tue Aug 10 9:22:44 2010 |
Your credit scores are fine! In this market, you .. |
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| Tue Aug 10 7:00:28 2010 |
If your interest rate was locked, he should have .. |
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| Mon Aug 9 9:45:31 2010 |
I do a tremendous amount of business in Texas. .. |
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| Mon Aug 9 9:40:26 2010 |
You're going to run into a problem being that you .. |
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| Mon Aug 9 9:33:13 2010 |
If it comes in less, I would attempt to negotiate .. |
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| Mon Aug 9 9:29:30 2010 |
Yes, you would have dual ownership of the .. |
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| Mon Aug 9 9:28:21 2010 |
If the part time income is for two years and he .. |
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| Thu Aug 5 12:32:17 2010 |
Yes. It all depends on the amount of equity in .. |
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| Thu Aug 5 11:36:43 2010 |
Your parents can give you a gift of equity for .. |
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| Thu Aug 5 11:33:15 2010 |
With a combined income of $105K and only a car .. |
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| Thu Aug 5 8:32:29 2010 |
As long as you don't exceed 50%, you should be .. |
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| Wed Aug 4 11:04:23 2010 |
If you're purchasing in Texas, a hand shake .. |
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| Wed Aug 4 11:01:04 2010 |
If you're not in a community state then you're .. |
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| Wed Aug 4 10:51:58 2010 |
Mandy, I would definitely talk to your LO about .. |
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| Tue Aug 3 10:50:27 2010 |
That is correct. Sorry about that! On .. |
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| Tue Aug 3 7:51:20 2010 |
I know of several lenders that will lend on a 620 .. |
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| Tue Aug 3 7:45:04 2010 |
At a value of $370K, you can take up to 85% which .. |
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| Tue Aug 3 7:35:05 2010 |
The only possible way of doing this is .. |
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| Mon Aug 2 10:19:59 2010 |
Do your research, I know of several lenders that .. |
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| Mon Aug 2 10:17:59 2010 |
Any lender should be able to help if cash flow .. |
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| Mon Aug 2 9:50:06 2010 |
You would have to provide more information. Off .. |
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| Mon Aug 2 9:22:51 2010 |
Depending on the scenario, I've seen as low as .. |
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| Fri Jul 30 12:09:44 2010 |
The only way out is to refinance and pull .. |
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| Wed Jul 28 7:30:36 2010 |
Depending on how much the father makes and how .. |
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| Tue Jul 27 10:10:08 2010 |
How many years are you into your mortgage What .. |
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| Tue Jul 27 10:08:20 2010 |
What are your credit .. |
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| Tue Jul 27 10:06:10 2010 |
REFINANCE. .. |
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| Tue Jul 27 10:04:42 2010 |
How far is your septic system to your house. You .. |
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| Tue Jul 27 10:03:03 2010 |
It shouldn't...plain and simple. With an FHA .. |
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| Tue Jul 27 8:29:45 2010 |
You can't use your wife's income unless she is on .. |
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| Tue Jul 27 8:27:13 2010 |
John is correct. Take a look at a Freddie Mac .. |
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| Tue Jul 27 8:25:12 2010 |
That is not correct With a conventional loan, you .. |
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| Tue Jul 27 8:23:31 2010 |
You're the only one that can be the judge of .. |
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| Tue Jul 27 8:21:52 2010 |
yes, he/she would require a documented and .. |
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| Tue Jul 27 8:12:32 2010 |
Depending on the lender and how quick you can .. |
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| Tue Jul 27 8:10:02 2010 |
How much do you owe What's the property worth .. |
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| Tue Jul 27 8:07:49 2010 |
Can you provide more details about your .. |
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| Tue Jul 27 8:05:23 2010 |
It should state somewhere in the purchase .. |
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| Tue Jul 27 8:00:16 2010 |
Explain it exactly as it is. Are you using his .. |
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| Tue Jul 27 7:56:43 2010 |
It all depends on the amount of equity you have .. |
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| Tue Jun 29 9:30:35 2010 |
The offer seems ok. The title costs seem high and .. |
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| Tue Jun 29 9:24:26 2010 |
What kind of work is being done to this home Are .. |
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| Tue Jun 29 9:23:01 2010 |
If you haven't reported your rental income, you .. |
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| Tue Jun 29 9:20:21 2010 |
Also, when was the 30 day late on your mortgage .. |
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| Mon Jun 28 8:12:55 2010 |
How long has it been I agree with George....Go .. |
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| Thu Jun 24 8:12:36 2010 |
Being that we're all on the same team and this is .. |
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| Wed Jun 23 1:59:08 2010 |
Are you looking for a line of credit or mortgage. .. |
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| Wed Jun 23 1:57:22 2010 |
I believe US BANK AND AFR (American Financial .. |
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| Wed Jun 23 1:56:04 2010 |
What is the value of your home and balance on .. |
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| Wed Jun 23 1:49:45 2010 |
The tax credit isn't available anymore but, in .. |
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| Wed Jun 23 1:46:16 2010 |
No, depending on the distance it will be treated .. |
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| Wed Jun 23 1:42:12 2010 |
Honestly, you're the only one that can answer .. |
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| Wed Jun 23 1:39:40 2010 |
There is a larger issue at hand. If your property .. |
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| Tue Jun 15 10:48:50 2010 |
Their are several lenders offering "Stated .. |
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| Tue Jun 15 8:33:11 2010 |
As long as your husband can qualify for the loan .. |
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| Mon Jun 14 8:10:00 2010 |
That might be your only .. |
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| Mon Jun 14 8:08:32 2010 |
Remove the properties from the .. |
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| Mon Jun 14 8:06:19 2010 |
How much equity do you have in the home. There .. |
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| Mon Jun 14 8:00:05 2010 |
Your score can qualify for an FHA loan. There is .. |
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| Mon Jun 14 7:56:14 2010 |
YES!! It's tougher to get approved and you will .. |
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| Thu Jun 10 1:47:10 2010 |
At a 48% DTI, you might be able to get approved .. |
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| Thu Jun 10 1:43:37 2010 |
As long as your DTI's are below 50%, you should .. |
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| Wed Jun 9 7:40:35 2010 |
Quit claim will remove you from title but, to be .. |
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| Wed Jun 9 7:33:57 2010 |
NO, it's 2.25% and it's added on top of your loan .. |
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| Wed Jun 9 7:31:45 2010 |
FHA doesn't have a minimum credit score .. |
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| Tue Jun 8 8:04:22 2010 |
Your credit score is fine. At a 620 score, you .. |
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| Tue Jun 8 8:01:10 2010 |
It sounds to me that the current lender you're .. |
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| Tue Jun 8 7:57:19 2010 |
You would be considered the perfect candidate for .. |
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| Tue Jun 8 7:55:03 2010 |
Gifts can come from family members, employer or .. |
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| Tue Jun 8 7:26:00 2010 |
Both are pretty good sites. I'd suggest talking .. |
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| Mon Jun 7 9:14:57 2010 |
If you can provide proof of payments, you .. |
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| Fri Jun 4 2:09:09 2010 |
Quit claim will remove you from title but you .. |
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| Wed Jun 2 1:41:07 2010 |
If everything else stays the same, .. |
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| Wed Jun 2 9:39:37 2010 |
You will need atleast 20% equity in your .. |
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| Wed Jun 2 9:33:04 2010 |
Your credit score is fine. What kind of .. |
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| Wed Jun 2 9:29:57 2010 |
It's possible but, the only way to determine is .. |
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| Wed Jun 2 9:19:24 2010 |
Short term loan, lower rate, less .. |
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| Wed Jun 2 9:18:39 2010 |
Every lender requires that you're self employed .. |
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| Wed Jun 2 9:07:22 2010 |
FHA doesn't have a minimum credit score but, .. |
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| Wed Jun 2 8:59:01 2010 |
The only way you can add him onto the mortgage is .. |
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| Tue Jun 1 7:43:43 2010 |
If your loan is owned by Freddie or Fannie, you .. |
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| Tue Jun 1 7:36:39 2010 |
No, by signing a quitclaim, she's removing .. |
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| Tue Jun 1 7:33:50 2010 |
Sign a quitclaim to remove you from title and .. |
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| Tue Jun 1 7:19:15 2010 |
If he can qualify by himself, see if he would be .. |
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| Tue Jun 1 7:16:27 2010 |
If it's a community state, you will have an .. |
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| Fri May 21 10:10:19 2010 |
If he owns a home already, this purchase will be .. |
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| Fri May 21 9:08:35 2010 |
I know of several lenders that will lend down to .. |
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| Fri May 21 9:06:04 2010 |
You both can be on the loan. He will be treated .. |
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| Fri May 21 9:04:40 2010 |
What state do you reside in I know of several .. |
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| Fri May 21 8:57:47 2010 |
They should be able to provide you with a letter .. |
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| Fri May 21 8:55:07 2010 |
There are several lenders that will lend under a .. |
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| Fri May 21 8:52:02 2010 |
What is on your credit that is affecting your .. |
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| Sun May 9 8:25:19 2010 |
If you're not self employed, you can probably get .. |
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| Sun May 9 8:23:15 2010 |
When you say "bad", how bad is it What .. |
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| Sun May 9 8:20:51 2010 |
You can find financing @ 580 credit score. The .. |
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| Fri May 7 9:43:45 2010 |
One way you might be able to remove it from your .. |
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| Fri May 7 9:36:13 2010 |
Do your research. I know several lenders that can .. |
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| Wed May 5 6:56:58 2010 |
I don't know all the details about your scenario .. |
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| Wed May 5 6:54:31 2010 |
Points buy down the interest rate. You're .. |
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| Wed May 5 6:50:54 2010 |
As a consumer, I would suggest doing some .. |
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| Wed May 5 6:46:32 2010 |
Have you actually ran your credit. There are .. |
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| Wed May 5 6:42:29 2010 |
Yes but, you will have to incorporate his .. |
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| Wed May 5 6:40:19 2010 |
It depends on what the collections are and their .. |
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| Fri Apr 30 4:51:08 2010 |
What exactly are you trying to .. |
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| Fri Apr 30 4:49:44 2010 |
Need more details about your .. |
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| Fri Apr 30 4:43:07 2010 |
It depends on the purchase price, the amount of .. |
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| Fri Apr 30 2:18:17 2010 |
Lol...Thanks .. |
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| Thu Apr 29 7:14:33 2010 |
The max you can take out of your home is 85%. .. |
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| Thu Apr 29 7:11:10 2010 |
The max financing on a cash out transaction would .. |
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| Thu Apr 29 7:08:25 2010 |
Benjamin is correct. Either the lender made the .. |
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| Thu Apr 29 7:03:40 2010 |
Zero down is still available for VA loans. When .. |
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| Thu Apr 29 6:58:26 2010 |
When George says " get moving". he .. |
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| Thu Apr 29 6:51:17 2010 |
You will have to refinance. You can quit claim .. |
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| Thu Apr 29 6:46:44 2010 |
Yes. You will refinance and take her off the .. |
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| Thu Apr 29 6:45:25 2010 |
If you're making up the difference, it shouldn't .. |
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| Thu Apr 29 6:41:57 2010 |
If you can provide a Divorce Decree, provide .. |
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| Thu Apr 29 6:39:35 2010 |
Bill,
You should be able to find a lender to .. |
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| Thu Apr 29 6:29:37 2010 |
I know of several lenders that still lend down to .. |
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| Thu Apr 29 6:28:03 2010 |
We would need more info to give you an .. |
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| Thu Apr 29 6:23:40 2010 |
You can still obtain an FHA loan with a 580 .. |
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| Thu Apr 29 6:21:14 2010 |
Yes, you should look into refinancing but, you .. |
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| Thu Apr 29 6:16:24 2010 |
First thing, how low is "low" and what .. |
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| Thu Apr 29 6:14:16 2010 |
I have to agree with John. Rates are extremely .. |
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| Sat Apr 10 10:45:56 2010 |
It sounds like he has a consistent job history .. |
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| Sat Apr 10 10:42:43 2010 |
James is correct. Once you finish your 2009 .. |
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| Sat Apr 10 10:40:54 2010 |
Yes it is possible. There are lenders the will .. |
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| Wed Apr 7 7:15:41 2010 |
I've been doing research on Investors that offer .. |
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| Wed Mar 31 8:59:19 2010 |
If he's on the mortgage, she will have to .. |
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| Wed Mar 31 8:59:12 2010 |
If he's on the mortgage, she will have to .. |
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| Tue Mar 30 5:39:07 2010 |
I don't know the details of your scenario but, If .. |
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| Tue Mar 30 5:34:43 2010 |
Did the lender give you a specific reason why he .. |
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| Tue Mar 30 5:27:14 2010 |
What's causing your scores to drop Most lenders .. |
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| Tue Mar 30 5:17:18 2010 |
Yes, you can gift him the 20K. You will be .. |
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| Tue Mar 30 5:10:43 2010 |
620 seems to be the norm for most investors but, .. |
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| Thu Mar 25 9:09:35 2010 |
FNMA guides require 51% occupied. That's why .. |
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| Thu Mar 25 9:07:12 2010 |
If you have equity, you might want to think about .. |
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| Tue Mar 23 4:35:15 2010 |
Can you not get a 4506T to sign or you don't want .. |
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| Mon Mar 22 3:03:09 2010 |
They should be able to assign the mortgage tax to .. |
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| Mon Mar 22 2:41:58 2010 |
If they're not showing up on your credit report .. |
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| Mon Mar 22 2:34:32 2010 |
Did you find a home for you loan yet If not, you .. |
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| Mon Mar 22 2:29:57 2010 |
As George said earlier, you should be able to .. |
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| Tue Mar 16 5:29:42 2010 |
4.75% with zero points/zero origination fee. .. |
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| Tue Mar 16 5:27:03 2010 |
Did he price it incorrectly I'm confused! He's .. |
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| Tue Mar 16 5:22:30 2010 |
If you're looking to put the least amount of .. |
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| Tue Mar 16 5:16:53 2010 |
The only way from him removing you from the .. |
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| Tue Mar 16 5:11:42 2010 |
Is it a chapter 7 or 13
Chapter 7, you will need .. |
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| Tue Mar 16 5:04:13 2010 |
As long as you can provide a transfer letter from .. |
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| Mon Mar 15 9:51:03 2010 |
It depends the state you live in. If you're .. |
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| Tue Mar 9 6:00:53 2010 |
The only fees that differ from lender to lender .. |
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| Tue Mar 9 5:54:56 2010 |
How much do you owe vs. the vaule of your home .. |
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| Tue Mar 9 5:44:54 2010 |
Your parents would have to buy the home and add .. |
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| Wed Mar 3 6:30:39 2010 |
FHA,VA it's great! Conventional lending, .. |
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| Wed Mar 3 5:42:14 2010 |
At 675 credit score with 20% down, it's going to .. |
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| Wed Mar 3 5:33:45 2010 |
What field of work is he in Does he work with the .. |
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| Wed Mar 3 5:30:58 2010 |
Your Principle, Interest, Taxes, and Insurance .. |
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| Tue Mar 2 6:05:18 2010 |
What is the value of your home. You would only .. |
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| Tue Mar 2 8:46:38 2010 |
It will be part of the refinance process with .. |
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| Tue Mar 2 5:49:46 2010 |
Most banks require a 620-640 minimum credit .. |
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| Tue Mar 2 5:43:32 2010 |
You can refinance through an FHA loan and .. |
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| Tue Mar 2 5:41:29 2010 |
It shouldn't. Did you graduate You're now working .. |
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| Mon Mar 1 11:53:39 2010 |
Yes. Your parents will be considered as .. |
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| Mon Mar 1 6:38:24 2010 |
I would advise against working with a debt .. |
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| Mon Mar 1 6:33:09 2010 |
I would sugguest refinancing whether you go .. |
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| Mon Mar 1 5:40:29 2010 |
If you have 20% or more to put down. I would .. |
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| Mon Mar 1 5:34:54 2010 |
They will either charge you am upfront fee (which .. |
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| Mon Mar 1 5:32:23 2010 |
How bad is his girlfriends credit or is there .. |
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| Mon Mar 1 5:28:52 2010 |
Minimum credit requirement for a USDA loan is .. |
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| Sun Feb 28 10:20:15 2010 |
How far below 600. Have your mortgage payments .. |
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| Sun Feb 28 10:17:16 2010 |
What are the taxes and insurance on the .. |
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| Sun Feb 28 10:10:12 2010 |
No matter how you slice it, you would have to .. |
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| Sun Feb 28 10:06:35 2010 |
The maximum amount of equity you would be able to .. |
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| Sun Feb 28 10:02:10 2010 |
I'll be honest....that's the first time I've hear .. |
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| Sun Feb 28 9:59:47 2010 |
The older you are, the more $ you're eligible for .. |
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| Sun Feb 28 9:50:58 2010 |
Ouch! Someone woke up on the wrong side of the .. |
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| Sun Feb 28 9:45:40 2010 |
You would need to add her to Title and refinance .. |
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| Sun Feb 28 9:43:37 2010 |
How much does she owe on her mortgage and what's .. |
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| Sat Feb 27 3:33:34 2010 |
I believe you will have to refinance the home .. |
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| Sat Feb 27 2:59:30 2010 |
If you're waiving escrows they shouldn't be .. |
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| Sat Feb 27 2:45:00 2010 |
If it's a purchase. The seller or your attorney .. |
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| Sat Feb 27 2:40:45 2010 |
If it's a refinance, you can go back to your .. |
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| Sat Feb 27 2:38:28 2010 |
Raymond is correct. Pre-approvals are extremely .. |
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| Sat Feb 27 2:32:32 2010 |
I'm not 100% but, I believe it is. They have .. |
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| Sat Feb 27 2:29:52 2010 |
Yes. FHA doesn't have as many adjustments as .. |
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| Fri Feb 26 10:11:23 2010 |
FHA requires 3.5% down (which can be a gift from .. |
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| Fri Feb 26 10:08:21 2010 |
Eric is correct. Below 580 you will be required .. |
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| Fri Feb 26 5:52:07 2010 |
I agree but, lender's want to see that you have .. |
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| Fri Feb 26 5:48:52 2010 |
Most require 20% down. If you make enough income .. |
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| Fri Feb 26 5:43:52 2010 |
They can if it's in the Sales contract but, I .. |
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| Fri Feb 26 5:39:41 2010 |
Regarding the rental property, make sure you have .. |
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| Thu Feb 25 4:20:42 2010 |
If its an FHA appraisal, lenders should be able .. |
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| Thu Feb 25 4:18:42 2010 |
Probably because you have no active credit and .. |
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| Thu Feb 25 4:16:43 2010 |
Are you looking to pull the borrower off the loan .. |
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| Thu Feb 25 11:19:23 2010 |
If it's an FHA appraisal, anyone lender can use .. |
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| Thu Feb 25 11:05:16 2010 |
Do you currently reside with your .. |
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| Thu Feb 25 10:45:34 2010 |
How old are your .. |
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| Thu Feb 25 10:13:11 2010 |
How much does she recieve in child support What .. |
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| Thu Feb 25 10:08:41 2010 |
Sorry, I meant value vs. mortgage. How much do .. |
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| Thu Feb 25 9:22:17 2010 |
When you say "poor", what do you mean .. |
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| Thu Feb 25 9:20:35 2010 |
You can possibly take out a line of credit. The .. |
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| Thu Feb 25 6:51:18 2010 |
Not on purchase transactions but, a 3.5% sellers .. |
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| Thu Feb 25 5:31:52 2010 |
I would definitely need more information. What is .. |
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| Thu Feb 25 5:28:45 2010 |
Is there anyway you can go conventional There is .. |
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| Thu Feb 25 5:23:59 2010 |
Quit Claim .. |
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| Thu Feb 25 5:22:00 2010 |
On EVERY FHA loan, whether you are putting 20% .. |
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| Thu Feb 25 5:19:03 2010 |
Your credit scores are good. Has your payment .. |
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| Thu Feb 25 5:13:52 2010 |
You won't be able to use Child Support as income .. |
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| Wed Feb 24 5:29:49 2010 |
If you have proof the judgement was satisfied you .. |
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| Wed Feb 24 5:26:27 2010 |
Definitely would need more details. Is this for a .. |
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| Wed Feb 24 5:25:07 2010 |
Is this a purchase or refinance. If it's a .. |
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| Wed Feb 24 5:22:59 2010 |
Can you provide proof of the child support .. |
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| Wed Feb 24 11:59:26 2010 |
I apologize. John is .. |
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| Wed Feb 24 8:29:15 2010 |
Yes. If income, assets, and credit isn't an .. |
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| Wed Feb 24 7:08:42 2010 |
Can you provide us with the details of your .. |
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| Wed Feb 24 6:20:44 2010 |
What's the value of your home and how much do you .. |
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| Wed Feb 24 6:13:56 2010 |
What exactly are you looking to .. |
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| Wed Feb 24 6:09:32 2010 |
Do you have an estimate of the property taxes in .. |
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| Wed Feb 24 6:01:35 2010 |
VA doesn't allow non-spouse income. Your options .. |
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| Wed Feb 24 5:50:04 2010 |
Most lenders will refinance investment properties .. |
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| Wed Feb 24 5:48:32 2010 |
Is the manufactured home on a permanent .. |
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| Wed Feb 24 5:46:26 2010 |
That's nuts!! Keep searching! As long as your DTI .. |
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| Wed Feb 24 5:42:45 2010 |
Chapter 7, two years after discharge. You would .. |
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| Wed Feb 24 5:36:52 2010 |
Yes, being that you don't own the home and .. |
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| Wed Feb 24 5:34:21 2010 |
Is there a specific home you're interested in You .. |
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| Wed Feb 24 5:26:06 2010 |
If you wife hasn't owned a home in 3 years and is .. |
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| Tue Feb 16 10:37:38 2010 |
Do you currently have an FHA loan Is he looking .. |
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| Tue Feb 16 10:29:41 2010 |
What's the question You're allowed an non .. |
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| Tue Feb 9 12:36:15 2010 |
No. You would have to refinance and remove his .. |
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| Tue Feb 9 8:44:45 2010 |
One way or another, she would have to refinance .. |
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| Tue Feb 9 7:57:22 2010 |
50/50! .. |
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| Tue Feb 9 7:55:51 2010 |
Yes. Move on and find someone you feel .. |
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| Mon Feb 8 2:09:53 2010 |
You will need to refinance and either pull .. |
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| Mon Feb 8 2:08:15 2010 |
Court ordered judgements are required to be paid .. |
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| Mon Feb 8 2:05:53 2010 |
Your loan consultant is wrong. FHA clearly states .. |
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| Mon Feb 8 2:00:42 2010 |
No, if he's not on the mortgage, he has no .. |
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| Mon Feb 8 9:07:02 2010 |
You shouldn't have any issues. Your credit score .. |
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| Thu Feb 4 8:19:26 2010 |
Yes. if you've been paying on the tax lien and .. |
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| Thu Feb 4 8:17:33 2010 |
W2's, Pay Stubs, Bank Statements, ID, SS Card, .. |
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| Wed Feb 3 8:58:23 2010 |
Try one of the loan officer's on the forum. I .. |
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| Wed Feb 3 8:43:20 2010 |
What do you mean by "limited credit" Do .. |
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| Wed Feb 3 8:40:44 2010 |
Hi sjperrini,
On 203k loans, you can lend up to .. |
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| Wed Feb 3 8:31:39 2010 |
5.25 is not a high rate by any stretch of the .. |
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| Wed Feb 3 8:31:32 2010 |
5.25 is not a high rate by any stretch of the .. |
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| Wed Feb 3 8:24:31 2010 |
It that's your DTI, you should be fine. 50% is .. |
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| Wed Feb 3 8:20:04 2010 |
To refinance the home into your name, your in .. |
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| Wed Feb 3 8:16:50 2010 |
Your local bank has a credit score requirement. .. |
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| Tue Feb 2 2:23:14 2010 |
I apologize for the quick response Bradley. To .. |
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| Tue Feb 2 2:01:32 2010 |
That's down payment .. |
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| Tue Feb 2 1:17:43 2010 |
Less than 580: 10% Down
580 +: 3.5% .. |
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| Tue Feb 2 12:31:28 2010 |
CORRECT .. |
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| Tue Feb 2 12:18:49 2010 |
Cash...yes...Financing you might have .. |
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| Tue Feb 2 12:16:57 2010 |
I would suggest on starting the process and .. |
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| Tue Feb 2 11:56:30 2010 |
When applying for a new loan. Provide the loan .. |
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| Tue Feb 2 11:14:51 2010 |
It's tough to find lenders that will finance .. |
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| Tue Feb 2 11:10:19 2010 |
Unless the seller is reporting it to the 3 .. |
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| Tue Feb 2 8:39:24 2010 |
YES .. |
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| Tue Feb 2 8:38:23 2010 |
You shouldn't have any issues whether it's a .. |
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| Tue Feb 2 8:29:30 2010 |
Ouch. What rates are they offering They are both .. |
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| Tue Feb 2 8:25:25 2010 |
It's a double edge sword. A 15 year fixed .. |
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| Tue Feb 2 8:21:36 2010 |
Not really but, most of us will pull it for you .. |
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| Tue Feb 2 8:18:44 2010 |
There are still several of us that do piggy back .. |
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| Mon Feb 1 3:09:27 2010 |
You shouldn't have a problem obtaining a .. |
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| Mon Feb 1 2:38:30 2010 |
That doesn't seem correct. It's a basic .. |
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| Mon Feb 1 2:29:48 2010 |
Obvioulsy, we would need more details but, it .. |
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| Mon Feb 1 2:25:37 2010 |
On FHA financing on below 620 credit scores, .. |
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| Mon Feb 1 2:22:28 2010 |
They shouldn't. Did you think of possibly .. |
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| Fri Jan 29 11:58:50 2010 |
Was is a chapter 13 or chapter 7 BK You need 2yrs .. |
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| Fri Jan 29 8:23:38 2010 |
If "buy out" means pay in full, They .. |
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| Fri Jan 29 8:19:07 2010 |
You can request what you want. Getting is another .. |
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| Fri Jan 29 8:15:19 2010 |
What is your credit score. Below 580, FHA .. |
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| Fri Jan 29 8:13:53 2010 |
It depends on the lender. If you have an executed .. |
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| Fri Jan 29 8:09:53 2010 |
You shouldn't have any .. |
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| Thu Jan 28 1:42:20 2010 |
I would advise applying now and beginning the .. |
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| Thu Jan 28 9:21:49 2010 |
Most lenders require the Mobile home to be on a .. |
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| Thu Jan 28 9:17:12 2010 |
It is possible, I would suggest talking to your .. |
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| Thu Jan 28 9:14:45 2010 |
Seller's Concessions should reflect on the .. |
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| Thu Jan 28 9:14:05 2010 |
Move along with the process. See if he has a .. |
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| Thu Jan 28 8:36:32 2010 |
How long will it take for my credit report to .. |
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| Wed Jan 27 12:11:57 2010 |
If you can qualify for another loan, you should .. |
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| Wed Jan 27 12:08:25 2010 |
My suggestion, begin with the lenders on this .. |
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| Wed Jan 27 12:04:35 2010 |
Advantage is not being liable. Disadvantage is .. |
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| Thu Jan 14 9:02:30 2010 |
Depending on the state, if they're are not .. |
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| Thu Jan 14 8:52:46 2010 |
When was the Chapter 7 discharged FHA requires 2 .. |
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| Sat Jan 9 11:40:33 2010 |
Have you communicated this to your current loan .. |
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| Sat Jan 9 11:40:04 2010 |
It would be on the 3rd page of your 1003 (uniform .. |
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| Sat Jan 9 11:11:01 2010 |
Rental income, On an FHA loan, 85% of the income .. |
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| Sat Jan 9 11:08:26 2010 |
For Title, sign a quit claim deed. For the .. |
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| Thu Jan 7 12:06:40 2010 |
Go with who's the most knowledgable and what you .. |
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| Thu Jan 7 11:59:26 2010 |
Yes, I'm sorry to say. Some lenders take divorce .. |
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| Thu Jan 7 11:54:39 2010 |
Yes. They will definitely need a lawyer and some .. |
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| Thu Jan 7 11:50:02 2010 |
Yes. It will be considered a liability until it's .. |
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| Thu Jan 7 11:44:51 2010 |
Wow! Try some of the mortgage consultants on this .. |
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| Thu Jan 7 11:38:04 2010 |
By lowering your current monthly debt, it should .. |
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| Wed Jan 6 5:52:49 2010 |
Jlbruening,
I'm sorry to say but, you would have .. |
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| Wed Jan 6 5:49:22 2010 |
You can add a co-borrower on a refinance if it's .. |
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| Wed Jan 6 4:03:41 2010 |
Yes but, I would consult an accountant for exact .. |
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| Wed Jan 6 3:55:41 2010 |
What's the reason for your refinance You can post .. |
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| Wed Jan 6 2:52:54 2010 |
Post the details of your scenario or call one of .. |
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| Wed Jan 6 2:46:40 2010 |
Yes. You are looking for a loan that best fits .. |
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| Wed Jan 6 11:13:04 2010 |
What are your credit scores How much do you owe .. |
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| Wed Jan 6 11:09:52 2010 |
You don't need a lawyer on a refinance .. |
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| Wed Jan 6 11:09:29 2010 |
Are they requiring you to get a lawyer or .. |
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| Wed Jan 6 10:03:49 2010 |
Depending on your credit rating, it might be .. |
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| Wed Jan 6 9:58:44 2010 |
Can she carry the mortgage by herself- She would .. |
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| Wed Jan 6 9:55:17 2010 |
If you name isn't on the Title,mortgage, or debt .. |
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| Wed Jan 6 9:51:46 2010 |
FHA:12 MONTHS
CONVENTIONAL: PRIMARY-6 Months .. |
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| Tue Jan 5 10:44:08 2010 |
We definitely need more details. Are you putting .. |
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| Tue Jan 5 10:41:06 2010 |
It depends on your credit score, the amount of .. |
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| Tue Jan 5 10:32:10 2010 |
George hit it on the .. |
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| Tue Jan 5 10:15:31 2010 |
What is the current DTI I've ran into this a .. |
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| Tue Jan 5 10:01:54 2010 |
I believe that might be a Chase guideline. If the .. |
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| Tue Jan 5 9:51:26 2010 |
How much extra should I pay on my mortgage a month or year to get pay it down quicker? .. |
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| Tue Jan 5 9:38:20 2010 |
Are you putting money down What's your credit .. |
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| Tue Dec 22 9:44:49 2009 |
If you can get one loan now with putting the .. |
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| Tue Dec 22 9:39:47 2009 |
Yes. You will need to provide proof that you made .. |
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| Mon Dec 21 1:09:08 2009 |
You're allowed to be co-borrower. If she can .. |
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| Fri Dec 18 9:55:03 2009 |
If you can qualify for the loan by yourself; .. |
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| Thu Dec 17 4:56:37 2009 |
As long as he can qualify carrying his current .. |
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| Thu Dec 17 3:26:53 2009 |
George is correct. Your scores are fine. Did .. |
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| Thu Dec 17 2:32:24 2009 |
1 Point = 1% of the mortgage amount. 1 point will .. |
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| Thu Dec 17 2:03:48 2009 |
FHA allows you to use 85% of the Net Rental .. |
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| Thu Dec 17 1:53:51 2009 |
If the home has been off MLS for 6 months, you .. |
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| Thu Dec 17 1:50:05 2009 |
Different ARM products are tied to different .. |
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| Thu Dec 17 1:39:24 2009 |
Depending on her credit grade, you might be able .. |
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| Thu Dec 17 1:36:59 2009 |
Check with the county clerks .. |
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