| Posts by tomburris |
| Posting date
| Subject |
Categories |
| Thu Apr 26 6:24:03 2012 |
Just add yourself to the loan with no income. I .. |
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| Fri Mar 9 4:27:19 2012 |
If you can prove he is making all of the payments .. |
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| Fri Mar 9 4:22:38 2012 |
Sabrina
Are you a robot or a real .. |
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| Wed Mar 7 12:44:02 2012 |
On FHA loans, the non purchasing spouse will have .. |
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| Thu Feb 9 9:49:10 2012 |
GFE is given within three days of the loan .. |
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| Wed Jan 25 6:24:50 2012 |
True....
Mortgage Lenders use the 'Foreclosed' .. |
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| Wed Jan 25 1:56:50 2012 |
His credit is not considered at all..... except .. |
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| Tue Jan 24 8:16:03 2012 |
i agree with Chris
half brother is .. |
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| Tue Jan 24 7:28:41 2012 |
you need to talk to a real estate .. |
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| Tue Jan 24 7:17:43 2012 |
the lender certainly has a lien on the .. |
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| Thu Jan 19 8:41:53 2012 |
Does fiance have any revolving debt that can be .. |
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| Thu Jan 19 8:36:31 2012 |
old debts are a part of your credit history and .. |
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| Thu Jan 12 9:37:50 2012 |
If your scores are ok.... and this is the only .. |
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| Sun Jan 8 7:34:11 2012 |
Over time.... Refinancing pays off.
Is this .. |
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| Fri Jan 6 2:52:09 2012 |
Most will advise you to use a 'quit claim' .. |
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| Fri Jan 6 7:35:39 2012 |
Alex,
You are looking for a cash out mortgage. .. |
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| Thu Jan 5 4:08:05 2012 |
are you still paying on the loan on time
if .. |
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| Thu Jan 5 4:06:12 2012 |
Tim
you should be eligible if the equity is .. |
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| Thu Jan 5 3:55:15 2012 |
You will need 12 months seasoning on the new .. |
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| Thu Jan 5 10:21:40 2012 |
he can sign the home over to you...... .. |
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| Thu Jan 5 7:55:47 2012 |
In addition to Sara's suggestion..... There may .. |
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| Wed Jan 4 12:45:58 2012 |
or sell if they bought too much house.
regular .. |
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| Wed Jan 4 12:33:10 2012 |
Can you explain
Not upside down.
Not .. |
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| Tue Jan 3 6:01:13 2012 |
Credit Karma
only pulls transunion i think.... .. |
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| Tue Jan 3 3:30:33 2012 |
This sounds like a question for the estate .. |
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| Sun Jan 1 7:39:38 2012 |
you can sue anyone.....
but you will likely .. |
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| Wed Dec 14 12:31:29 2011 |
I see nothing so far that makes me think you .. |
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| Wed Dec 7 10:12:43 2011 |
They are governed by the same federal laws as .. |
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| Mon Dec 5 11:16:13 2011 |
The lender will want your job situation settled .. |
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| Wed Nov 30 9:37:40 2011 |
i have seen people get approved as long as they .. |
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| Wed Nov 30 9:34:59 2011 |
Lenders are pulling credit right before .. |
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| Wed Nov 30 9:15:28 2011 |
varies by lender/appraisal mgt co
3 - 5 .. |
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| Wed Nov 16 10:52:43 2011 |
to use her income, you must use her .. |
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| Thu Sep 22 4:34:18 2011 |
revenue .. |
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| Wed Sep 21 8:56:26 2011 |
They can ask for a current appraisal, yes.
well .. |
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| Wed Sep 21 8:54:34 2011 |
He will not be able to be on the loan(nor can you .. |
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| Mon Sep 19 4:30:29 2011 |
closing costs should be disclosed early in the .. |
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| Sun Sep 18 9:08:38 2011 |
you are under no .. |
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| Mon Sep 12 6:01:51 2011 |
this is more of a legal question than a mortgage .. |
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| Wed Sep 7 11:03:03 2011 |
inquiries are overrated.
a simple letter to the .. |
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| Fri Jul 29 11:35:09 2011 |
the home equity loan might be tax .. |
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| Fri Jun 17 3:51:55 2011 |
also.
given that this is a mobile home..... .. |
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| Fri Jun 17 3:50:53 2011 |
your credit will not be affected unless the .. |
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| Tue Jun 14 7:10:14 2011 |
Reverse lender doesn't 'get the house' unless the .. |
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| Tue Jun 14 7:07:46 2011 |
mortgages are 'filed' when a mortgage loan is .. |
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| Thu Jun 2 2:26:32 2011 |
dont know why that was even on my screen if it .. |
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| Thu Jun 2 1:32:49 2011 |
there is no minimum income.
you just have to .. |
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| Thu Jun 2 1:31:24 2011 |
apply with a loan officer.
maybe a family .. |
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| Thu Jun 2 1:23:50 2011 |
you are looking for a 'hard money lender'
will .. |
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| Thu Jun 2 1:22:02 2011 |
have the loan processor redo the voe.
send it .. |
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| Thu Jun 2 1:20:34 2011 |
are you in a community property state
if so, .. |
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| Thu Jun 2 1:19:13 2011 |
title company will want survey before they issue .. |
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| Thu Jun 2 1:16:42 2011 |
go to a bank or credit union and get a heloc. .. |
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| Thu Jun 2 1:15:09 2011 |
can they yes
will they no
it is not a law .. |
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| Thu Jun 2 1:13:48 2011 |
they will have to refinance.
you 'might' get .. |
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| Thu Jun 2 1:12:22 2011 |
we ont care how much you owe. we care about the .. |
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| Thu Jun 2 1:02:02 2011 |
pension income is very acceptable.
apply with .. |
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| Thu Jun 2 12:59:47 2011 |
little income great credit .. |
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| Thu Jun 2 12:49:27 2011 |
part time income is fine if you want to be on the .. |
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| Thu Jun 2 12:46:43 2011 |
this would likely be a bank loan.... not a .. |
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| Wed Apr 27 3:12:31 2011 |
Yes, one spouse can refinance without the other .. |
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| Sat Mar 26 6:29:18 2011 |
Could just be a mistake.... you have to .. |
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| Sat Mar 19 2:35:30 2011 |
If it is your intention to mover her in with you, .. |
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| Thu Mar 17 3:08:42 2011 |
Contact your Plan Administrator to see if you can .. |
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| Sat Mar 12 7:01:18 2011 |
lender will require spouse to be on title unless .. |
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| Thu Mar 10 2:22:50 2011 |
How long before your friend will occupy the .. |
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| Mon Mar 7 4:12:50 2011 |
i dont know
that would be a question for the .. |
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| Mon Mar 7 10:30:21 2011 |
dang login .. |
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| Sun Mar 6 7:11:35 2011 |
The plan administrator will have your 'terms' and .. |
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| Sun Mar 6 6:26:00 2011 |
The above info was from me.... I wasn't logged .. |
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| Sun Mar 6 6:19:01 2011 |
Contact a real estate attorney to draw up a .. |
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| Sun Mar 6 6:17:35 2011 |
With salary re-instated, I see no reason why a .. |
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| Fri Mar 4 7:16:14 2011 |
Are you wanting a loan against this property or .. |
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| Wed Mar 2 2:46:07 2011 |
not a problem.
the loan will be re-instated and .. |
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| Sun Feb 27 5:41:48 2011 |
if you intend to stay a yr.... then no .. |
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| Sun Feb 27 1:00:19 2011 |
At least one borrower must occupy the .. |
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| Sun Feb 27 12:51:55 2011 |
one thing you might consider is getting a home .. |
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| Sun Feb 27 12:51:06 2011 |
you just have to wait 12 months from the time of .. |
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| Sun Feb 27 12:09:18 2011 |
only the new lender can tell you how long it will .. |
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| Wed Feb 16 3:21:59 2011 |
Do they have any equity
See if they can get a .. |
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| Wed Feb 16 2:56:00 2011 |
they have to provide you a denial letter.
call .. |
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| Wed Feb 16 2:52:38 2011 |
Varies a tad by lender.... but:
640 for .. |
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| Sat Feb 12 9:38:08 2011 |
That would not be a mortgage... it would be a .. |
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| Sat Feb 12 9:34:21 2011 |
depends on the state requirements.... which vary .. |
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| Sat Feb 12 9:31:56 2011 |
define bad
any good credit is the bad stuff .. |
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| Sat Feb 12 9:31:01 2011 |
not a law..... but a term of your loan.
you have .. |
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| Thu Feb 10 6:29:53 2011 |
Ask your CPA.....
There are tax implications in .. |
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| Thu Feb 10 4:52:03 2011 |
very possible.
how many payments has he made .. |
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| Thu Feb 10 4:50:20 2011 |
then the builder will finance the construction .. |
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| Thu Feb 10 3:13:58 2011 |
Need proof of where the money came from.
You .. |
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| Wed Feb 9 8:40:32 2011 |
you may be required to pay taxes on the .. |
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| Wed Feb 9 4:06:10 2011 |
FHA allows homes financed with fha to do a .. |
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| Wed Feb 9 3:55:52 2011 |
apply for a refi.... its free!!
see how much .. |
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| Wed Feb 9 3:31:40 2011 |
Are you buying from a builder Or are you .. |
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| Wed Feb 9 3:26:24 2011 |
Credco, Factual Data, ect say that you cannot .. |
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| Wed Feb 9 3:23:28 2011 |
This is not a hard deal. All banks have this .. |
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| Wed Feb 9 3:12:42 2011 |
You can be added to the loan during the refinance .. |
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| Sun Feb 6 12:20:41 2011 |
lenders require 680 for 10% down because the pmi .. |
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| Sun Feb 6 12:16:12 2011 |
local loan officer would be .. |
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| Sun Feb 6 12:15:20 2011 |
Escrowing is required on an FHA loan..... no .. |
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| Sun Feb 6 12:13:11 2011 |
low 5 figures to high 6 figures.
i would .. |
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| Sun Feb 6 12:07:44 2011 |
avoid unnecessary inquiries
dont apply for any .. |
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| Wed Feb 2 8:05:07 2011 |
non family member gift .. |
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| Wed Feb 2 3:41:39 2011 |
deed your interest to her would be a good idea if .. |
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| Wed Feb 2 3:36:36 2011 |
Any extra amount towards principle will reduce .. |
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| Wed Feb 2 2:58:50 2011 |
What is the purpose of the cash out Home .. |
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| Wed Feb 2 2:45:39 2011 |
Reading between the lines here.... the broker is .. |
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| Wed Feb 2 2:23:58 2011 |
yeah. i keep forgetting to login. .. |
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| Wed Feb 2 11:07:06 2011 |
i wish this thing would keep me logged .. |
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| Tue Feb 1 10:55:48 2011 |
is daughter not on the loan if she is... not a .. |
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| Tue Feb 1 10:52:46 2011 |
Ali the robot strikes .. |
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| Tue Feb 1 10:47:24 2011 |
The non-verified deposits can be removed from .. |
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| Tue Feb 1 1:43:05 2011 |
Jacllyynn
No way to know what the .. |
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| Wed Jan 12 7:52:25 2011 |
Moises,
There is no provision preventing you .. |
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| Sat Jan 1 11:42:48 2011 |
changing lenders isnt the fix.
unless the uw is .. |
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| Fri Dec 31 4:01:45 2010 |
changing lenders isnt the fix.
unless the uw is .. |
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| Fri Dec 31 2:13:16 2010 |
BTW,
I understand that you are frustrated... .. |
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| Fri Dec 31 2:11:06 2010 |
Well, like I said, maybe the UW could have .. |
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| Fri Dec 31 1:48:36 2010 |
They have been doing THAT for yrs.
Why do you .. |
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| Fri Dec 31 1:16:17 2010 |
Guilty until proven innocent because all of the .. |
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| Fri Dec 31 12:33:27 2010 |
Resolve the disputes..... And you are ready to .. |
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| Fri Dec 31 12:28:55 2010 |
You are not experiencing discrimination based on .. |
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| Thu Dec 30 2:51:15 2010 |
ask the underwriter what they want. .. |
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| Thu Dec 30 1:47:27 2010 |
While many have used their home as an atm .. |
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| Thu Dec 30 1:21:29 2010 |
You cannot get your name removed from the loan .. |
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| Wed Dec 29 10:20:09 2010 |
take your hard costs(not prepaid items) of the .. |
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| Wed Dec 29 10:13:35 2010 |
1. Occupying borrower has to qualify on their own .. |
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| Sun Sep 26 9:52:19 2010 |
a commercial mortgage is the only way i know to .. |
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| Sun Sep 26 9:32:45 2010 |
possible.
you need a couple of credit cards and .. |
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| Sun Sep 26 9:28:31 2010 |
there is no law forcing them to offer bi-weekly .. |
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| Sun Sep 26 9:27:04 2010 |
automatic these .. |
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| Sun Sep 26 9:19:38 2010 |
no.
max loan is the lesser of purchase price .. |
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| Sun Sep 26 9:12:49 2010 |
yes, having them refi is the only .. |
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| Sat Sep 25 6:10:11 2010 |
Yes. Required by HUD
Every lender is the .. |
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| Wed Oct 3 9:10:14 2007 |
Cedric is .. |
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