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loans for property w/modular home on it

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cmoan

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Post Posted: Wed Oct 06, 2010 3:01 pm    Post subject: loans for property w/modular home on it
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Help,

I live in Washington state. I own a second home that my mom lives in. Her home is a modular placed on 1 acre of property. My orginal loan is for both together. No one seems to re-fi or anything when it comes to a modular with land as one loan. I have good credit and I want to pay off all my debt by taking out 50k. The home I live in only has 1 mortgage on it but we just joined the home loan remodification obama deal.

any suggesstions will be welcomed

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smith.sussane




Joined: 18 Sep 2008

Posts: 10439
Location: Alaska
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Post Posted: Wed Oct 06, 2010 9:00 pm    Post subject:
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Hi cmoan!

Welcome to forums!

It will be difficult for you to qualify for a mortgage refinance now as you're facing a hardship in paying off one of your loans. Nevertheless, you should speak to the original lender who gave you the mortgage for the modular home and check out if he can help you in this matter. This community has a large number of lenders. You can seek a no obligation free mortgage quote from them in order to know whether or not you can get a mortgage.

Feel free to ask if you've further queries.

Sussane
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