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sabrinatoss · Posted: Wed Jul 13, 2011 2:29 am Post subject: hi domsmom44 !

They will really have to deny your loan modification if you don't have the qualifications. Other than that I don't see a reason why they have to deny your application.

gmakerley · Posted: Wed Jul 13, 2011 9:20 am Post subject:

I feel like I'm swimming upstream sometimes with no arms. Probably no legs, either.

Where do these thoughts emanate from?

mikeh757 · Joined: 28 Aug 2011 Posts: 2 1.55 Dollars($)

Posted: 28 Aug 2011 12:16 am Post subject: wells fargo in house modification Like 0 Dislike 0

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hi, hope someone can help, can you cancel an verbal agreement in louisiana to not proceed with an in house modification with wells fargo.
they set me up for a 2-month modification, and i made a post date over the phone for nov 1, 2011.
I went through my budget and found that i can catch up in september,
as i am only one month late, and i don't need a modification at this time, or am i stuck in this plan with them now?
any help and advice would be greatly appreciated..

adonis · Posted: Sun Aug 28, 2011 10:46 pm Post subject:

Hi mikeh,

Your query has been replied to in the given page:
http://www.mortgagefit.com/mortgage-companies/about52970.html

Take a look at it. I hope it will help you.

Guest

I fell behind on my wells fargo mortgage in September 2011. I managed to bring my mortgage current in December. I applied for forebearance in both Sept and December. I received no response from the bank. I applied again in January and finally they called to say they received my paperwork and will send to underwriters. Now I am behind again for January. Why did they wait so long to submit my paperwork and will being behind on my payment block my modification. I am on Unemployment.

smithsussane · Posted: Fri Jan 27, 2012 12:37 am Post subject:

Hi Gigi!

Welcome to forums!

Well, you need to contact the lender in order to find out why it took so much time for them to send the documents to underwriting. However, being delinquent on your mortgage payments won't affect your chances of qualifying for a loan.

Feel free to ask if you've further queries.

Sussane

Guest

I applied for a loan modification in Sept. 2011. It is now almost March 2012 and they still keep saying "the underwriters are looking at it". Is there some sort of time limit to this approval process? I thought they had 60 days from the date of the hardship letter. I've had it and almost want to lose my house now so I don't have to think about this huge debt and worry looming over my head.

jameshogg · Posted: Mon Feb 27, 2012 12:18 am Post subject:

Hi jessi,

I haven't heard of any such time limit in order to get a loan modification approved. Nevertheless, you should keep in constant touch of the lender in order to find out when your request for loan modification gets accepted.

Thanks

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