I just had an appraisal done on my house for a [url=http://www.mortgagefit.com/refinance.html]refinance[/url].
Prior to the appraisal, I had remodeled 2/3 of my house down to the studs - hardwood bamboo flooring, vaulted ceilings, new cabinets in the kitchen, granite counter tops, stainless steel appliances, new windows, new lighting and fixtures, in wall speaker wires, all custom and very nice looking. I basically had a brand new kitchen, dining area, laundry room, wet bar, pantry, and foyer - all custom made, could even be shown in a magazine. Less than 2 years ago, I remodeled the bathroom. Less than 2 years ago, I put in a new front fence, all new landscaping, and have it maintained professionally every week - best yard around. I just finished painting the entire exterior of the house 2 days before the appraisal.
My appraisal identified my property condition as "average".
The appraisal had 4 comps, 2 of which were REO foreclosures.