Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Compare Refinance Mortgage Quotes

I filed a chapter 7 last year and it was discharged in Nov 08. Since then I have contacting Indymac bank to assist me with a loan modification. When I filed the BK, I also signed a letter of intent to get my first and [url=]second mortgage[/url] with IndyMac Bank. During the time that I was in active BK. Indymac would not speak with me. Now that my BK is discharged, they are telling me that I can not receive a modification unless the loan is reaffirmed. My BK attorney will not open the BK case for this. Indymac was the one that drop the ball on this and I am being punished. They also mentioned that it wasnt likely to receive a modification after the reaffirmation because I am current on the mortgage. I dont want to walk away from my home. Is there anything that can be done. Also if I did walk away, will Indymac be able to come after me for the payment or will the foreclosure go under the original BK terms since the loan was never reaffirmed.

Page loaded in 0.136 seconds.