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How long do I have to wait after Chappter 7 Bankruptcy discharge to [url=]refinance[/url] my house?...I will be discharged 2 years in June. My credit scores are all above 700. I currently have two unsecured credit cards that I pay off monthly and one that I make monthly payments to raise my credit scores.

chrisburns's picture
chrisburns | Joined: November 13, 2007 07:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Most conforming and FHA guidelines now call for three years I belive.

The USDA program has a credit waiver with 620+ credit scores...

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