Posted on: 06th Sep, 2009 10:51 am
Igot my discharge of chapter 7 BK, but before i signed a few reafirmation debts like a mortgage , and auto loan , them I got a credit report and the auto loan appear as included in BK, and the company doesn't send my bills, my lawyer said that she not my layer in this matter , because the BK is over. what i do, make arrangement with the creditor? how its work, I don't understand,
Hi pancho,
It is strange that even after you reaffirmed your car loan, it still shows as included in bankruptcy. I think probably the reaffirmation paperwork was not filed properly or it could also be a mistake on the part of the lender to report the car loan as included in bankruptcy. You need to talk with the car loan company and explain the situation to them. They should be able to work out some sort of plan to resolve this issue. Since you want to pay off the car loan and make the payments regularly, the car loan company should not have any problem to work with you on this issue.
It is strange that even after you reaffirmed your car loan, it still shows as included in bankruptcy. I think probably the reaffirmation paperwork was not filed properly or it could also be a mistake on the part of the lender to report the car loan as included in bankruptcy. You need to talk with the car loan company and explain the situation to them. They should be able to work out some sort of plan to resolve this issue. Since you want to pay off the car loan and make the payments regularly, the car loan company should not have any problem to work with you on this issue.