I filed for [url=http://www.mortgagefit.com/bankruptcy/chapter7.html]chapter 7 bankruptcy[/url] and have been discharged about 9 months. I stated that I wanted to reaffirm my mortgage (and car loan, but that's a different forum). That is indicated on my bankruptcy filing. Now, I pull my credit report, and see that I have NO open lines of credit. Obviously, the debt wasn't reaffirmed. I understand the advantages and disadvantages, but right now, I feel that I need to be starting to rebuild my credit. Seems like a mortgage and car loan reporting paid as agreed every month would be a great start. How do I get this done after a case is closed?