Posted on: 16th Apr, 2009 09:58 am
have a dismissed bankrutcy from 8/2008. I changed my mind and decided not to go through with it. credit scores are EQ693 TU 633 EX 597 I have never owned a home and I now I want to buy. I have stable job been employed with the same company for 7 years and cant get financing. Does anyone know if there is a lender out there for me???? I spoke with several loan officers and they said my scores and credit would be perfect if the dismassal wasnt there. The home i want to buy is $185000 and i have around $5-6k to put down
Help Need a Mortgage loan!
_________________
Help Need a Mortgage loan!
_________________
Hi Guest!
Welcome to forums!
With the credit scores that you have mentioned, you may get a FHA loan but as there is a dismissed bankruptcy on your credit report, it would be difficult for you to get a loan. As far as your conventional loans are concerned, you should have a credit score of at least 720.
You can speak to the lenders of this community and seek a no obligation free mortgage consultation from them. This will help you know whether you'll be able to get a mortgage or not.
Feel free to ask if you have further queries.
Sussane
Welcome to forums!
With the credit scores that you have mentioned, you may get a FHA loan but as there is a dismissed bankruptcy on your credit report, it would be difficult for you to get a loan. As far as your conventional loans are concerned, you should have a credit score of at least 720.
You can speak to the lenders of this community and seek a no obligation free mortgage consultation from them. This will help you know whether you'll be able to get a mortgage or not.
Feel free to ask if you have further queries.
Sussane