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If i do not have credit cards but i do have a lot of other debts can i still file bankruptcy?

Posted on: 06th Dec, 2008 11:46 am
If i do not have credit cards but i do have a lot of other debts can i still file bankruptcy?...i have loans, medical bills, old utilities, etc. but no credit cards. I cant afford to pay these off without it severely hurting my families means for living.
Welcome murphys,

Though you don't have credit card debts, you can still file bankruptcy. You have mentioned about loans. Is it a mortgage or any kind of student loan or personal loan? If its a mortgage, then you can avoid including them in bankruptcy.

However, there are various ways to avoid bankruptcy. Check out the following link to know more:
http://www.mortgagefit.com/bankruptcy/avoid-bankruptcy.html
Posted on: 07th Dec, 2008 11:39 pm
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