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Mfinfo's blog

How to take an apartment on rent without a credit record

Have you moved to US and looking for an apartment to take on lease? If yes, then you should know that it may be difficult for you to do so without a credit record. However, it doesn’t mean that you cannot get a suitable apartment to stay. Go through this article to know how you can take a suitable apartment on rent without a credit record or even before you get your Social Security Number or SSN.

First MortgageFit member to make 10000 posts!

Hello everyone,

George M.Akerly We're happy to inform you that George M Akerley, one of the mentors of MortgageFit Community has crossed the 10,000 mark! He is the first in our forums to have more than 10,000 posts. :)

Since 2007, George has been participating in the forums and helping posters who take part in the forums. With his knowledge and experience, he has always tried his best to help people with the needed mortgage and financial advice.

Mortgage bankers propose forbearance for the unemployed

In a recent development, the Mortgage Bankers Association (MBA), and members including Bank of America Corp (BAC.N) and Wells Fargo & Co (WFC.N), has proposed a new forbearance plan for the jobless homeowners. Some of the other companies which helped MBA in developing this proposal are Citigroup Inc's (C.N) CitiMortgage, American Home Mortgage, SunTrust, etc. The proposal has been placed in front of the top U.S. officials. The Treasury has also been contacted for credit to support the plan.

7 Things that can affect your credit

Credit score is an important number while you apply for any kind of loan – secured or unsecured. Your creditor/lenders will decide whether or not you're creditworthy depending upon this score. If you hurt your credit score, then it would take years to repair it. Thus, it's a better option to protect you score rather than repairing it.

Take a look at 7 things which may affect your credit:

Top 4 reverse mortgage myths

There are more than 600,000 seniors have who obtained reverse mortgages in the recent times which has helped them to save their homes. However, there are certain myths which confuse the senior citizens and they do not know whether or not it would be beneficial for them to go for a reverse loan.

Take a look at some of the common reverse home loan myths and the facts regarding it:

Due to the increase in mortgage defaults, the Federal Housing Administration (FHA) is about to change its lending criteria. As we all know, FHA is not directly involved in lending but it insures the lenders in case the borrowers default their mortgage dues. FHA has proposed changes regarding the insurance premiums, mortgage down payments etc. Just take a look:

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