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Had chapter 7 discharge in Oct 2008. Primary mortgage was included, home surrendered during bankruptcy, foreclosure completed after BK discharge in Mar 2009. Received 1099-A from Citi with Box 2 (principal balance) higher than Box 4 (FMV) and Box 5 checked liable.

Do I have to file Form 982 and if so what do I have to fill out and do I have to file any other form or schedule?

IRS can't answer - is confusing the heck out of me. Just want to file my taxes and get it right.
Can someone shed some light?
Thanks!

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